SHKeeper

Open-source, self-hosted crypto payment processor charging 0% transaction fees

Visit shkeeper.io
Our score
Very good
Processing fee 0%
Settlement CryptoStablecoins
Coins supported 19
Settle in stablecoins Yes
Self-hosted option Yes
Business verification (KYB) No

What is SHKeeper?

SHKeeper is a self-hosted, open-source cryptocurrency payment gateway designed for online merchants and businesses. It charges 0% in payment processing fees and runs without financial intermediaries, directing payments straight into merchant-controlled wallets.

Development and backing

The project was created by hosting provider Virtual Systems LLC (VSYS Host), first appearing for production deployment in January 2022 before expanding as an open-source tool under the GPL-3.0 license. The software is maintained as an open-source codebase on GitHub, where development is funded and assisted by commercial service plans provided by the host.

How it works

SHKeeper operates as a non-custodial settlement tool. When a customer checks out, the gateway generates a dedicated deposit address, calculates the payment rate, tracks incoming transactions, and triggers an API webhook back to the store once funds settle. Merchants retain sole access to their private keys and can set automatic payout rules to sweep balances directly into cold storage based on schedules or threshold amounts. The software connects either to local full nodes or public external nodes. It supports more than 19 cryptocurrencies and tokens across networks including Bitcoin, Ethereum, Solana, TRON, Monero, Litecoin, Dogecoin, BNB Chain, Polygon, Avalanche, Arbitrum, Optimism, and The Open Network (TON).

Pricing and integration

The core software is free to download and use under GPL-3.0, with merchants paying only standard underlying network fees for token transfers and sweeping. Virtual Systems also sells an Advanced plan for $2,000 per year, covering full setup, server management, and technical support, alongside custom engineering packages. Readymade integration plugins exist for WooCommerce, WHMCS, PrestaShop, and OpenCart, in addition to direct REST API access.

Availability and trade-offs

SHKeeper requires no business verification (KYB) or personal KYC and can be deployed worldwide on any compatible virtual server, Docker instance, or Kubernetes cluster. However, running a self-hosted processor introduces infrastructure overhead. Merchants must manage server uptime and node synchronization. For token transfers such as USDT or USDC, operators must keep native network tokens in reserve to cover gas, and the system lacks direct fiat conversion, leaving merchants exposed to asset volatility until manually swapped.

Best for:Self-hosting merchants avoiding processing feesBusinesses requiring non-custodial crypto settlementStores accepting privacy coins like MoneroWHMCS and WooCommerce store operators

Pros and cons

Pros

  • Zero percent platform processing fees on all transactions
  • Non-custodial architecture leaves merchants in complete control of private keys
  • No identity verification or merchant KYB documentation required
  • Native support for Monero alongside major Layer 1 and Layer 2 chains

Cons

  • No built-in auto-conversion to fiat currencies
  • Requires server hosting, manual updates, and infrastructure maintenance
  • Merchant must supply native gas tokens to sweep incoming stablecoin deposits
  • Dedicated technical setup and direct support costs $2,000 annually

Our review

4.0/5
Very good

SHKeeper eliminates intermediary fees with a self-hosted, non-custodial gateway, but running your own nodes and infrastructure requires ongoing server administration and technical maintenance.

Fees5.0
Integrations4.0
Settlement options3.5
Reliability4.0
Support3.5

SHKeeper is an open-source, non-custodial cryptocurrency payment processor developed by web hosting company Virtual Systems LLC. Originally deployed internally in 2022, the software is licensed under GPL-3.0 and allows e-commerce operators to take direct customer payments without paying merchant transaction fees or routing funds through an external processor.

Because the gateway is self-hosted, merchants retain complete ownership of their private keys. Funds settle directly into merchant-controlled wallets rather than a pooled custodial account, eliminating counterparty hold risks and third-party account freezes. The processor supports over 19 cryptocurrencies across networks including Bitcoin, Ethereum, Solana, Tron, The Open Network, Monero, and Layer 2s like Arbitrum and Optimism. Stablecoin acceptance covers USDT, USDC, DAI, and PYUSD. SHKeeper also supports Bitcoin payments over the Lightning Network and offers automation features such as partial payment detection, overpayment crediting, and automated sweeps to cold storage.

Technical administration is the principal trade-off. Running SHKeeper requires managing a server via Docker or Kubernetes. Minimum hardware baselines for running standard UTXO nodes alongside Monero start at 2 CPU cores, 6 GB of RAM, and a 20 GB SSD, though external RPC nodes can be connected for networks like Ethereum, Solana, and TON. Token transfers also require operators to fund gas reserves in native assets like ETH or TRX to handle payouts and sweeps. Furthermore, the platform offers no built-in fiat auto-conversion, leaving merchants fully exposed to cryptocurrency price volatility until they manually exchange their receipts.

Ready-made plugins connect SHKeeper to WordPress WooCommerce, WHMCS, OpenCart 3, and PrestaShop 8, alongside a direct API for custom billing engines. While the core software is free, a commercial Advanced plan costs $2,000 per year for assisted installation, upgrades, and direct maintenance. SHKeeper suits technical merchants and hosting providers seeking complete sovereignty without KYC checks, while teams looking for direct fiat off-ramping or turnkey hosted settlement will prefer a managed gateway.

Listings are researched and drafted with AI assistance from public sources, then checked for accuracy and readability. Spot an error? Tell us. Editorial policy.
Sources (2)

Specs

Processing fee 0% · unverified
Settlement Crypto, Stablecoins · unverified
Coins supported 19 · unverified
Integrations WooCommerce, WordPress, WHMCS, PrestaShop, OpenCart · unverified
Invoicing Yes · unverified
Mass payouts Yes · unverified
Self-hosted option Yes · unverified
Business verification (KYB) No · unverified
Settle in stablecoins Yes · unverified
API & SDKs Yes · unverified

Not disclosed by the provider: Recurring payments, Point of sale, Merchant countries.

Data from the provider's website and public sources. Fees and availability change; confirm on the official site before you sign up.

Key features

Direct non-custodial settlement

Payments route directly to merchant-controlled wallet addresses without platform custody or third-party holding accounts.

Multichain coin support

Accepts over 19 cryptocurrencies across networks including Bitcoin, Ethereum, Monero, Solana, TRON, and The Open Network.

Automated cold wallet sweeping

Schedules automated balance withdrawals to cold storage addresses once specific balance thresholds or time intervals are met.

E-commerce CMS integrations

Offers pre-built integration modules for WooCommerce, WHMCS, OpenCart, and PrestaShop, as well as a direct REST API.

Flexible node connectivity

Supports deployment via local full nodes or lighter public external RPC endpoints for networks like Bitcoin, Ethereum, and Solana.

Underpayment and overpayment handling

Detects partial payments and generates automated notifications whenever customers send remittances that exceed invoice totals.

Inside SHKeeper

OPEN-SOURCE FREE

The free GPL-3.0 self-hosted edition deployed via Docker, Kubernetes, or cloud servers, offering complete non-custodial payment processing without gateway fees.

ADVANCED

A commercial plan priced at $2,000 per year that includes server installation, coin configurations, bug fixes, faster updates, and one year of technical support from the development team.

CUSTOM

An enterprise offering priced on request that provides tailored codebase modifications, custom integrations, product analysis, and a dedicated customer manager.

SHKeeper screenshots

The SHKeeper homepage presents a cryptocurrency payment processor with navigation, payment options, and setup buttons
The SHKeeper homepage presents a cryptocurrency payment processor with navigation, payment options, and setup buttons · Oct 23, 2026
Docs: SHKeeper API documentation page with introduction, authentication instructions, and API key details
Docs: SHKeeper API documentation page with introduction, authentication instructions, and API key details · Oct 23, 2026

What users say about SHKeeper

There is insufficient user feedback to determine general sentiment or common themes regarding the platform.

Based on 1 Reddit posts and comments from the last 12 months, checked Oct 23, 2026. These are posts by users on other sites, not reviews submitted on CryptoReview.

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FAQ

Who operates SHKeeper?

SHKeeper was developed and released by web hosting provider Virtual Systems LLC (VSYS Host). It debuted as open-source software in 2022 under the GPL-3.0 license.

What fees does SHKeeper charge?

SHKeeper charges a 0% transaction processing fee. Merchants only pay their own server hosting costs, network gas fees for sweeps, or an optional $2,000 annual fee if they choose paid setup and integration support.

Is KYC or KYB verification required to use SHKeeper?

No, SHKeeper requires no KYC or business verification. Because it is self-hosted software, users can run it globally without registering an account or seeking approval.

Is SHKeeper custodial?

No, SHKeeper is completely non-custodial. Private keys remain under the merchant's control, and customer payments go directly to merchant software or hardware wallets.

Which cryptocurrencies and networks does SHKeeper support?

SHKeeper supports more than 19 cryptocurrencies and tokens across Bitcoin (including Lightning), Ethereum, Solana, Tron, Monero, The Open Network, Litecoin, Dogecoin, XRP Ledger, BNB Chain, Polygon, Avalanche, Arbitrum, and Optimism. Supported stablecoins include USDT, USDC, DAI, and PYUSD.

Can SHKeeper automatically convert payments to fiat currency?

No, SHKeeper does not provide fiat auto-conversion. All settlements arrive in the cryptocurrency or stablecoin sent by the buyer directly to your wallet.

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