Enterprise crypto payment gateway and wallet infrastructure supporting over 350 digital assets
B2BinPay is an enterprise-grade cryptocurrency payment gateway and wallet infrastructure platform designed for online merchants, brokers, and financial institutions. By 2025, the platform had completed over 6.7 million transactions and processed $5.1B in total incoming transaction volume across 983 corporate clients.
B2BinPay operates as part of B2Broker Group, a global fintech and liquidity provider founded by CEO Arthur Azizov. B2Broker develops turnkey technology and liquidity mechanisms for brokerages and exchanges. The payment service entity holds regulatory registrations as a Digital Asset Service Provider and Bitcoin Wallet provider in El Salvador, alongside a Virtual Asset Service Provider license in Mauritius.
The system allows businesses to accept and transfer digital assets. Merchants can choose between crypto-to-crypto settlements or automatic crypto-to-fiat conversion into USD and EUR with payouts via SEPA or SWIFT. Processing supports over 350 digital currencies across networks such as Bitcoin, Ethereum, Tron, Solana, Cardano, BNB Chain, and TON. For every transaction, the API generates unique deposit addresses and routes funds into consolidated merchant wallets, using proprietary off-chain transfers to reduce network fees.
Payment processing fees for incoming merchant transfers start at 0.40% for monthly volumes up to $1 million, scaling down to 0.25% for volumes exceeding $5 million. Outgoing merchant payouts incur no processing fee from the gateway. Enterprise clients using the Wallet as a Service infrastructure pay a $1,000 onboarding fee, zero incoming transaction charges, and outgoing fees ranging from 0.050% down to 0.025% based on monthly payout volume.
Merchant operations require mandatory business verification (KYB) and compliance checks through automated transaction screening. Because custodial settlement models centralize merchant balances prior to withdrawal or bank payout, businesses take on direct counterparty credit exposure. Incoming cryptocurrency payments also remain irreversible, so merchant refund errors or deposit mistakes must be resolved through internal treasury reserves.
Serial fintech entrepreneur and founder of B2Broker Group.
B2BinPay offers competitive volume pricing and regulated fiat settlements for enterprises, but its $1,000 onboarding fee and business verification make it unsuitable for lightweight or anonymous merchants.
B2BinPay is an enterprise-oriented crypto payment gateway and wallet infrastructure provider developed by B2Broker Group. Led by CEO Arthur Azizov, the platform processed over $5.1B across 6.7M transactions for 983 corporate clients through 2025. It targets established operations, including forex brokers, e-commerce retailers, and iGaming operators, backed by virtual asset service provider licenses in El Salvador and Mauritius.
Merchant pricing follows a tiered scale based on incoming monthly volume, ranging from 0.40% for amounts under $1M down to 0.25% for accounts handling more than $5M, with zero fees on outgoing merchant payments. While these processing rates compete well against traditional payment processors, businesses face an initial $1,000 onboarding fee for enterprise tiers, creating a steep entry barrier for smaller shops. Outgoing Wallet-as-a-Service fees scale down from 0.050% to 0.025% based on size.
The service offers unusual settlement flexibility. Merchants can choose direct crypto balances across 350+ tokens, stablecoin settlements like USDT across 9 blockchains, or automatic fiat payouts converted into USD or EUR delivered via SEPA and SWIFT without a rolling reserve. Integrations include REST APIs, payment buttons, and connectors for platforms like B2Core, BridgerPay, FX Backoffice, and Praxis Cashier. For risk management, the gateway incorporates automated transaction vetting (KYT), balance consolidation, and an address callback system that attaches sender details directly to incoming transactions.
Trade-offs center on custody and onboarding friction. B2BinPay functions primarily as a custodial service, exposing merchants to counterparty risk while balances reside in platform wallets before settlement. Setting up an account requires mandatory corporate KYB verification, and the infrastructure lacks a self-hosted software option. Businesses seeking permissionless checkout or instant self-custody sweeps should look toward decentralized alternatives instead.
| Processing fee | 0.4% · unverified |
|---|---|
| Settlement | Crypto, Stablecoins, Fiat, Auto-conversion · unverified |
| Coins supported | 350 · unverified |
| Integrations | B2CORE, BridgerPay, FX Backoffice, Praxis Cashier · unverified |
| Invoicing | Yes · unverified |
| Mass payouts | Yes · unverified |
| Self-hosted option | No |
| Business verification (KYB) | Yes · unverified |
| Settle in stablecoins | Yes · unverified |
| API & SDKs | Yes · unverified |
Not disclosed by the provider: Recurring payments, Point of sale, Merchant countries.
Data from the provider's website and public sources. Fees and availability change; confirm on the official site before you sign up.
Accepts over 350 digital tokens across 17 blockchains, including Bitcoin, Ethereum, Tron, Solana, Base, and TON.
Supports direct crypto settlements in major tokens or automatic conversion to USD and EUR via SEPA and SWIFT payouts.
Provides enterprise wallet management with automated fund consolidation, address whitelisting, and fee-free incoming transactions.
Includes RESTful APIs with webhooks, sandbox testing environments, and deposit address generation per transaction.
Vets incoming payments using integrated Know-Your-Transaction monitoring and provides sender address arrays in payment callbacks.
Enables multisignature EVM and Tron payment execution through smart contract accounts with on-chain audit logs.
Accepts over 350 digital tokens with automated deposit address generation, consolidated withdrawals, and fiat conversion without rolling reserves.
Provides enterprise blockchain wallet infrastructure for storing, receiving, and sending digital assets with tiered outgoing transfer fees starting at 0.050%.
Delivers a turnkey crypto processing and pay-in or pay-out infrastructure stack tailored for banks, EMIs, and payment service providers.
Connects platforms via REST API documentation and sandbox environments to automate invoicing, rate retrieval, and payment callbacks.
Converts wallet balances between major digital tokens, stablecoins, and fiat currencies at fixed exchange rates.
There is insufficient user feedback to evaluate the platform, as available mentions do not discuss user experiences or platform performance.
Based on 1 Reddit posts and comments from the last 12 months, checked Oct 20, 2026. These are posts by users on other sites, not reviews submitted on CryptoReview.
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B2BinPay was founded by Arthur Azizov, who serves as CEO and also established its parent company, B2Broker Group.
Incoming payment processing ranges from 0.25% to 0.40% depending on monthly transaction volume, with 0% charged on outgoing merchant payouts. Enterprise setups require a $1,000 onboarding fee.
Yes, B2BinPay requires merchant business verification (KYB) and integrates automated transaction screening (KYT) to prevent illicit transfers.
Merchants can settle balances directly in cryptocurrencies, in stablecoins such as USDT, or convert incoming transfers into fiat currencies like USD and EUR for withdrawal via SWIFT and SEPA.
The platform supports over 350 digital currencies across networks including Bitcoin, Ethereum, Tron, Solana, Cardano, Polygon, Avalanche, and TON.
No, B2BinPay is a hosted infrastructure and wallet platform without a self-hosted software deployment.
Recent public posts from @b2binpay, shown as published. Not reviewed or endorsed by CryptoReview.
Recent posts from the official Telegram channel @b2binpay, shown as published. Not reviewed or endorsed by CryptoReview.
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