BTCPay Server vs SHKeeper

BTCPay Server4.1/5

VS

SHKeeper4.0/5

Feature	BTCPay ServerVisit	SHKeeperVisit
Ratings
Our score	4.1/5	4.0/5
User rating	No reviews yet	No reviews yet
Fees	5.0	5.0
Integrations	4.5	4.0
Settlement options	4.0	3.5
Reliability	4.0	4.0
Support	3.0	3.5
Specs
Processing fee	0%	0%
Settlement	Crypto	Crypto, Stablecoins
Coins supported	Not disclosed	19
Integrations	WooCommerce, Shopify, Magento, PrestaShop, OpenCart, Odoo, Wix, Pretix, BigCommerce, Zapier, Drupal, Ghost, Invoice Ninja	WooCommerce, WordPress, WHMCS, PrestaShop, OpenCart
Invoicing	Yes	Yes
Recurring payments	Yes	Not disclosed
Mass payouts	Yes	Yes
Point of sale	Yes	Not disclosed
Self-hosted option	Yes	Yes
Business verification (KYB)	No	No
Settle in stablecoins	No	Yes
API & SDKs	Yes	Yes
Company
Founded	2017	—
Headquarters	—	—
Investors	Tether, Kraken, OKCoin, Square Crypto	Not disclosed
Strengths and weaknesses
Pros	Charges 0% processing fees and zero monthly subscription costs Requires no business verification or KYB onboarding to use Settles directly to self-custody wallets without intermediary counterparty risk Supports on-chain Bitcoin and fast Lightning Network transactions	Zero percent platform processing fees on all transactions Non-custodial architecture leaves merchants in complete control of private keys No identity verification or merchant KYB documentation required Native support for Monero alongside major Layer 1 and Layer 2 chains
Cons	Requires technical expertise to deploy, configure, and maintain server infrastructure Provides no native automatic fiat conversion or fiat bank settlement Unpatched servers exposed Lightning credentials in an August 2026 vulnerability	No built-in auto-conversion to fiat currencies Requires server hosting, manual updates, and infrastructure maintenance Merchant must supply native gas tokens to sweep incoming stablecoin deposits Dedicated technical setup and direct support costs $2,000 annually
Best for	Self-custodial e-commerce merchants, Technical operators running Bitcoin nodes, Stores wanting zero processing fees	Self-hosting merchants avoiding processing fees, Businesses requiring non-custodial crypto settlement, Stores accepting privacy coins like Monero

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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