Crypto payment gateway charging a 0.5% base fee across 40+ coins since 2013
CoinPayments is a commercial cryptocurrency payment processor founded in 2013 that lets online merchants accept digital currency settlements across more than 40 assets. The platform has processed more than $50B in lifetime transactions for over 250,000 merchants and 1 million wallet accounts.
The company was founded in August 2013 by Alex Alexandrov and Jason Butcher. Operating with legal headquarters in the Cayman Islands, the firm raised a $1M Series B round in April 2018. Alexandrov serves as Group CEO, having resumed executive leadership in October 2026 alongside Chief Revenue Officer Nigel Brook-Walters and Asia Pacific Regional Director Aaron Budiman.
CoinPayments operates a custodial checkout system backed by multi-party computation node infrastructure and multi-signature security arrangements. Merchants can deploy checkout buttons, invoicing workflows, point-of-sale interfaces, e-commerce shopping cart plugins, and a Telegram payment bot. Invoicing incorporates locked exchange rates at bill creation to limit volatility exposure between cart checkouts and network broadcasts. Deposits pass through in-house transaction intelligence that screens mempools and flags tainted or darknet-linked inputs before settlement.
Merchant payment processing incurs a base transaction fee of 0.5%. To mitigate on-chain gas costs during network congestion, CoinPayments enables withdrawal batching from multiple callback addresses, which cuts standard transfer network overhead by up to 90%. Payouts can be taken in cryptocurrencies, converted directly to fiat currencies through third-party financial partners, or processed into debit and credit card rails where local partner banking rules allow.
CoinPayments completed ISO/IEC 27001:2022 security certifications and SOC 2 examination reports covering its infrastructure. Custody arrangements and transaction rails operate under AML and KYC compliance standards. Partner HODLTech maintains registration as a Canadian Foreign Money Services Business to provide custody and wallet support.
Because the platform is custodial rather than self-hosted, merchants take on third-party counterparty risk while funds remain in CoinPayments accounts prior to withdrawal. Direct fiat payouts, credit card settlement, and same-chain asset recovery tools depend on third-party banking integrations and remain subject to jurisdictional restrictions and regional partner availability.
Former CEO of CoinPayments and founder of Parallel Payments.
CoinPayments offers competitive 0.5% transaction fees and broad multi-currency support, but merchants face custodial counterparty exposure and third-party reliance for fiat settlements.
Operating since 2013, CoinPayments is one of the longest-standing payment processors in the digital asset space. The platform charges an industry-low 0.5% transaction fee and supports over 40 cryptocurrencies. Businesses can issue fixed-rate invoices to mitigate intraday market fluctuations, monitor incoming transactions before full blockchain confirmation, and lower on-chain network expenses by batching outgoing withdrawals by up to 90%.
The service targets commercial setups with practical payment tools, including ecommerce plugins, multi-user permissions delegation, and a Telegram payment bot that accepts cards and crypto. For custody, CoinPayments relies on custodial wallets with multi-party computation node architecture and multi-signature security, alongside ISO/IEC 27001:2022 certification and SOC 2 compliance. Over 250,000 merchants and 1 million wallet users have registered, handling more than $50 billion in lifetime volume.
Key trade-offs center around custody and settlement. CoinPayments is not a self-hosted gateway, meaning merchants entrust funds to custodial accounts until withdrawal. Fiat bank payouts and credit card processing rely entirely on external third-party partners and remain restricted by jurisdiction. Merchants also handle irreversible blockchain transfers, where customer errors require dedicated fund-recovery procedures rather than instant operational fixes.
CoinPayments suits online retailers and luxury goods dealers that want low crypto processing fees and ready-made store integrations. Teams that require non-custodial direct-to-wallet settlements or native, in-house fiat bank payouts should consider alternative gateway models.
| Processing fee | 0.5% · unverified |
|---|---|
| Settlement | Crypto, Stablecoins, Fiat, Auto-conversion · unverified |
| Coins supported | 40 · unverified |
| Integrations | E-commerce, Accounting, POS, Telegram Bot · unverified |
| Invoicing | Yes · unverified |
| Mass payouts | Yes · unverified |
| Point of sale | Yes · unverified |
| Self-hosted option | No |
| Business verification (KYB) | Yes · unverified |
| Settle in stablecoins | Yes · unverified |
| API & SDKs | Yes · unverified |
Not disclosed by the provider: Recurring payments, Merchant countries.
Data from the provider's website and public sources. Fees and availability change; confirm on the official site before you sign up.
Invoicing locks in exchange rates at the moment of billing to prevent price volatility before the customer sends funds.
Merchants can consolidate withdrawals across multiple callback addresses into a single transaction, lowering network fees by up to 90%.
Proprietary blockchain intelligence analyzes unconfirmed transactions in the mempool to flag illicit or high-risk funds before final settlement.
Enables group and channel administrators to monetize communities by processing cryptocurrency and debit or credit card payments directly in Telegram.
Account delegation system pairs with multi-party computation node signing so staff can manage permissions without exposing private keys.
Merchants can convert received cryptocurrencies into fiat currencies for direct bank payouts through third-party payment partners.
Processes digital asset checkouts for ecommerce stores, point-of-sale systems, and accounting platforms with support for more than 40 coins.
Provides fixed-rate invoicing, batched withdrawals to reduce network fees, mempool-level verification, and third-party fiat conversion.
Safeguards merchant holdings with multi-signature security, multi-user delegation permissions, and multi-party computation node architecture.
Allows Telegram community owners to accept cryptocurrency and debit or credit card payments directly inside messaging groups.
Screens mempool transactions in real time to identify tainted or darknet-linked assets prior to final account settlement.
User feedback for CoinPayments is minimal, with occasional recommendations as a crypto payment gateway alongside concerns regarding withheld balances or suspicious merchant flags.
“coinpayments.net is one of the best”
“[SCAM ALERT] CoinPayments.net is holding my $321 balance hostage. [removed]”
Based on 7 Reddit posts and comments from the last 12 months, checked Oct 19, 2026. These are posts by users on other sites, not reviews submitted on CryptoReview.
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CoinPayments was co-founded in 2013 by Alex Alexandrov and Jason Butcher. Alexandrov serves as Group CEO, while Nigel Brook-Walters acts as Chief Revenue Officer.
CoinPayments charges a 0.5% transaction processing fee for payments. Merchants can also save up to 90% on withdrawal costs by batching outgoing payouts into single blockchain transactions.
The platform accepts over 40 cryptocurrencies for payment processing and wallet storage. Supported assets include major digital currencies as well as stablecoins.
Yes, but fiat conversion and bank payouts are handled through third-party partners. Availability depends on regional regulations and partner capabilities.
CoinPayments uses multi-party computation node infrastructure, multi-signature custody, and holds ISO/IEC 27001:2022 certification alongside a SOC 2 security report.
Recent public posts from @CoinPaymentsNET, shown as published. Not reviewed or endorsed by CryptoReview.
Recent posts from the official Telegram channel @coinpaymentsinc, shown as published. Not reviewed or endorsed by CryptoReview.
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