CoinPayments vs Crypto.com Pay

How CoinPayments vs Crypto.com Pay compare on our ratings, payment gateway specs, funding, pros and cons.

Feature
Ratings
Our score3.9/54.1/5
User ratingNo reviews yetNo reviews yet
Fees4.54.5
Integrations4.04.0
Settlement options3.54.5
Reliability4.04.0
Support3.53.5
Specs
Processing fee0.5%0%
SettlementCrypto, Stablecoins, Fiat, Auto-conversionCrypto, Fiat, Auto-conversion
Coins supported40Not disclosed
IntegrationsE-commerce, Accounting, POS, Telegram BotShopify, WooCommerce
Invoicing Yes Yes
Recurring paymentsNot disclosed Yes
Mass payouts YesNot disclosed
Point of sale Yes Yes
Self-hosted option No No
Business verification (KYB) YesNot disclosed
Settle in stablecoins Yes Yes
API & SDKs Yes Yes
Company
Founded20132016
HeadquartersCayman IslandsSingapore
InvestorsUnspecified investorsCitadel Securities, Public token sale
Strengths and weaknesses
Pros
  • Base payment processing fee of 0.5%
  • Withdrawal batching reduces on-chain network fees by up to 90%
  • Maintains ISO/IEC 27001:2022 certification and SOC 2 compliance reports
  • Continuous operational track record since August 2013
  • 0% transaction fees for merchant payment processing
  • Direct fiat settlement in over 20 currencies eliminates crypto volatility
  • Pre-built e-commerce plugins for Shopify and WooCommerce
  • Mobile merchant app enables in-store payments without extra POS hardware
Cons
  • Custodial platform with no self-hosted server deployment option
  • Fiat payouts and card settlements depend entirely on third-party partners
  • Customer fund recovery is restricted to eligible same-chain transactions
  • Settlement availability varies based on local banking restrictions
  • Recurring billing is restricted to Crypto.com App users
  • Custodial gateway model introduces third-party counterparty exposure
  • Payments made via external wallets require customers to pay network gas fees
Best forOnline stores using e-commerce plugins, Merchants accepting high-volume altcoin payments, Communities monetizing Telegram channelsShopify and WooCommerce merchants, Retailers wanting direct fiat settlement, Businesses billing clients via invoice

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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