Triple-A

Licensed stablecoin payment infrastructure founded in 2017 for enterprise checkout and payouts

Payment gateway Founded 2017 Singapore
Visit triple-a.io
Our score
Good
Settlement StablecoinsFiat
Settle in stablecoins Yes
Self-hosted option No

What is Triple-A?

Triple-A is a Singapore-headquartered payment institution that lets businesses accept and send stablecoins while settling in local currencies. Founded in 2017, the company targets enterprise checkout, cross-border payouts and treasury flows rather than consumer wallets.

Company and leadership

Triple-A is headquartered in Singapore. Eric Barbier is its CEO and founder. Kailash Madan is its Chief Commercial Officer, and the company also identifies Miles Kubota, Ben Hewitt and Sing Jie in business and partnership roles. Triple-A says more than 1,000 enterprises use its stablecoin payment infrastructure.

How the gateway works

Businesses can connect Triple-A through APIs and choose which parts of the payment flow to use. The service covers stablecoin checkout, business-to-business invoice payments, wallet top-ups, trading-account funding, gift-card funding and global payouts. Payout recipients can receive stablecoins or local currencies.

Triple-A says merchants do not hold digital currency on their balance sheets. The platform handles the digital-currency flow and can settle merchants in local currency. Its site describes support for customers in more than 140 countries, but does not list supported coins or blockchain networks in the product information available here. A self-hosted option is not available.

Fees and availability

Triple-A describes lower processing fees and faster movement than traditional payment methods, but its public product information does not state a processing fee. The company says it is licensed in the US, EU and Singapore.

Track record and controls

The company’s domain was first archived in January 2019. In September 2026, Triple-A said it had helped more than 1,000 enterprises accept and pay out in stablecoins. Its website says the operation runs under SOC 2 Type II certified controls. Triple-A received the Best Stablecoin Payment Infrastructure award at the Global Onchain Awards 2026 in October 2026.

Risks and limits

The model creates counterparty exposure while funds move through a regulated provider. A merchant also depends on Triple-A’s licences and operating access in each payment corridor. Stablecoin prices can vary before settlement, while an incorrect blockchain payment is generally irreversible. The service removes chargebacks from crypto payments, but refunds remain under the merchant’s control. Supported assets, networks, processing fees and settlement timing need to be agreed during onboarding.

Founders

Eric BarbierFounder and CEO

Serial fintech founder.

Best for:Enterprise stablecoin checkoutCross-border business payoutsStablecoin invoice paymentsWallet and trading platforms

Pros and cons

Pros

  • Licensed payment institution in the US, EU and Singapore
  • Supports settlement in local currency or stablecoins
  • Payment flows cover checkout, invoices and global payouts
  • Serves customers across 140+ countries
  • SOC 2 Type II certified controls are stated

Cons

  • Processing fees and settlement timing are not stated publicly
  • Supported coins and blockchain networks are not listed
  • Funds depend on Triple-A during payment processing and settlement
  • No self-hosted option is available
  • Stablecoin payments remain vulnerable to irreversible address errors

Our review

3.5/5
Good

Triple-A offers regulated stablecoin payment infrastructure with local-currency settlement, but its public product detail on fees, assets and integrations is limited.

Fees3.0
Integrations3.5
Settlement options4.5
Reliability3.5
Support3.0

Triple-A is a Singapore-headquartered payment institution founded in 2017. Its products cover stablecoin checkout, business payouts and treasury flows, with local-currency settlement available so merchants do not need to hold digital assets. The company says it is licensed in the US, EU and Singapore and operates under SOC 2 Type II certified controls.

Merchants can accept stablecoins and settle in local currency, while payout flows can use stablecoins or local currencies. The site also describes always-on cross-border transfers and no chargebacks, but irreversible payment mistakes remain a merchant risk. The public material does not give settlement timing, supported coin count or named networks.

Triple-A provides APIs for custom payment flows and positions the service for e-commerce, travel, gaming, trading platforms and professional services. It also names checkout and global payouts as use cases. The available product description does not identify specific commerce plugins or a self-hosted option. Triple-A does not offer a self-hosted option.

The company reports customer results including 15% higher revenue for Farfetch and 150% year-on-year payment-volume growth from an unnamed e-commerce customer, but these are company-presented figures rather than independent performance data. Triple-A fits larger businesses that need regulated stablecoin collection or payouts without placing digital currency on their balance sheet.

Listings are researched and drafted with AI assistance from public sources, then checked for accuracy and readability. Spot an error? Tell us. Editorial policy.
Sources (1)

Specs

Settlement Stablecoins, Fiat · unverified
Integrations API, E-commerce, Point of sale · unverified
Invoicing Yes · unverified
Mass payouts Yes · unverified
Point of sale Yes · unverified
Self-hosted option No
Settle in stablecoins Yes · unverified
Merchant countries 140+ · unverified
API & SDKs Yes · unverified

Not disclosed by the provider: Processing fee, Coins supported, Recurring payments, Business verification (KYB).

Data from the provider's website and public sources. Fees and availability change; confirm on the official site before you sign up.

Key features

Stablecoin checkout

Businesses can accept stablecoin payments at checkout and settle in local currency without holding digital currency on the balance sheet.

Global payouts

The platform sends payouts to sellers, affiliates, contractors, creators and partners in stablecoins or local currencies.

Local-currency settlement

Merchants can receive local currency after customers pay in stablecoins, reducing direct exposure to digital assets.

Payment APIs

Triple-A provides APIs for embedding payment flows into an existing product and selecting which parts of the flow to use.

Invoice payments

Businesses can collect stablecoin payments from international clients, distributors and other business partners.

Trading funding

Trading platforms can accept stablecoin deposits and send user withdrawals or payouts in stablecoins or local currencies.

Wallet top-ups

Wallet providers can let customers fund balances with stablecoins across supported markets.

Gift-card funding

Customers can use stablecoins to buy or top up prepaid balances and gift cards.

Inside Triple-A

E-commerce checkout in stablecoins

Businesses can accept stablecoin payments at checkout and settle in local currency. Triple-A presents this flow for online commerce and says it can reach customers in more than 140 countries.

Payouts

The payout flows send stablecoins or local currency to sellers, affiliates, creators, suppliers and other partners. They are described for marketplaces, travel businesses, and gaming platforms.

C2B Payments

C2B payment flows cover travel bookings, travel invoices, trading-account funding, creator payments, wallet top-ups and gift-card purchases using stablecoins.

B2B Payments

B2B payment flows cover client invoices, partner payments, digital-business payments and cross-border trade payments in stablecoins.

APIs

Triple-A's APIs let businesses add payment flows to an existing product and choose which parts of the transaction flow and customer presentation to use.

Triple-A screenshots

Triple-A's homepage shows global stablecoin and local-currency payments with an email signup form and cookie dialog
Triple-A's homepage shows global stablecoin and local-currency payments with an email signup form and cookie dialog · Oct 20, 2026
Docs: Triple-A API documentation page showing setup instructions and available payment and payout API use cases
Docs: Triple-A API documentation page showing setup instructions and available payment and payout API use cases · Oct 20, 2026

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Funding and investors

$14MTotal raised
2Rounds
3Investors
  1. Series A Oct 2023 $10M
    Source
  2. Seed Jan 2022 $4M
    Unnamed seed investors
    Source

FAQ

Who founded Triple-A?

Triple-A was founded in 2017 by Eric Barbier, who is its CEO and founder. The company is headquartered in Singapore.

How does Triple-A settle stablecoin payments?

Triple-A can settle merchant payments in local currency or stablecoins. Its checkout and payout flows are designed so businesses do not need to hold digital currency on their balance sheet.

Is Triple-A self-hosted?

No. Triple-A's product record lists its self-hosted option as false. The service instead provides APIs for businesses to build payment flows into existing products.

Which businesses can use Triple-A?

Triple-A names e-commerce, travel and hospitality, gaming, professional services, trading platforms, creator businesses, fintechs, wallets, and gift-card businesses as target industries.

Does Triple-A offer business payouts?

Yes. Triple-A supports stablecoin payouts to sellers, affiliates, marketplace partners, contractors, creators and other business recipients, with local-currency payouts also described for several use cases.

Is Triple-A regulated?

Triple-A says it is a licensed financial institution in the US, EU and Singapore. It also says its operations use SOC 2 Type II certified controls.

Latest from Triple-A on X

Triple-A
@TripleAHQ · 156 followers
Follow
Triple-A is at Hong Kong FinTech Week 2026, booth 5FG-DB20.
Meet Kailash Madan, Lim Sing Jie, Valerie Neo, and TingAn Lin to talk about stablecoin checkout, payouts in stablecoins and local currencies, and emerging market payers.
Book time with the team: https://t.co/MTl0paZXQt
#HKFW2026 #StablecoinPayments #CrossBorderPayments
Image attached to the post
0 1 2 23 View on X
Triple-A is heading to Hong Kong FinTech Week next week!
Lim Sing Jie, Valerie Neo & Lin TingAn will be there to meet merchants, PSPs, banks and fintechs exploring how stablecoin payments can speed up settlement and open new markets.

📍 Booth 5FG-DB20

Going too? Drop us a message to connect.
Image attached to the post
0 0 2 68 View on X
The car takes weeks to ship. The payment no longer needs days to clear.

@SatJapanCar has partnered with Triple-A to accept USDT and USDC for vehicles exported from Japan.

Buying a car from abroad usually means a large bank transfer, with FX costs and days of waiting. Buyers in 80+ countries can now pay in stablecoins instead.

Triple-A handles conversion, compliance, and settlement. SAT Japan receives USD and never holds stablecoins.

Fast cars. Faster payments. 🏎️
#Stablecoins #Payments
Image attached to the post
0 1 4 90 View on X
The mystery is solved. 👀
Our CEO @ericbarbier shares the story behind Triple-A, why merchants want stablecoin payments without holding stablecoins, and where the industry is heading.

Thanks @outofpilot for the feature and a great conversation!
1 1 3 104 View on X
A company whose name starts with T and ends with A? 👀
Sounds familiar… Very curious to hear their story tomorrow.👂
1 2 5 97 View on X

Recent public posts from @TripleAHQ, shown as published. Not reviewed or endorsed by CryptoReview.

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