OpenNode

Bitcoin payment gateway with Lightning and near-instant on-chain settlement

Visit opennode.com
Our score
Fair
Processing fee 1%
Settlement CryptoFiatAuto-conversion
Coins supported 1
Settle in stablecoins No
Self-hosted option No

What is OpenNode?

OpenNode is a Bitcoin payment processor for merchants, platforms and donation campaigns. It accepts Bitcoin through the Lightning Network or on-chain transactions, then lets businesses receive Bitcoin or local currencies such as EUR, GBP and USD. Its products cover payment collection, invoices, conversion and payouts.

How OpenNode works

Businesses can connect through an API, ecommerce plugins or hosted payment pages. The API creates charges with an amount and currency, while hosted pages provide a ready-made payment flow. Professional invoices use billing templates. Payments can settle instantly through Lightning or near instantly on-chain, according to the company.

OpenNode supports Bitcoin only. Its processing infrastructure handles incoming payments and payouts, with automatic conversion available at the time of payment or on a schedule. Split Settlement lets a business receive funds in its chosen currency. The platform also supports sending Bitcoin payouts funded with local currency.

Settlement and costs

Settlement can be in Bitcoin or local currency, including EUR, GBP and USD. Automatic conversion is designed to reduce exposure to Bitcoin price changes between payment and settlement. The website describes payments and payouts as low-cost.

Integrations and business tools

OpenNode provides API documentation and implementation guides. Its products include professional invoices, donation collection, payouts, conversion and payment acceptance.

Risks and limitations

Bitcoin payments are generally irreversible, so an incorrect address or amount can create a direct loss. Lightning payments also depend on network and wallet conditions, while on-chain payments can take longer to confirm.

OpenNode is also a third-party service, so account access, payout timing and continued operation depend on the provider. The Bitcoin-only model excludes customers who want to pay with other cryptoassets or stablecoins.

Best for:Bitcoin-focused online merchantsLightning payment acceptanceBitcoin donation campaignsBitcoin payout platforms

Pros and cons

Pros

  • Lightning and on-chain Bitcoin settlement
  • Local-currency settlement includes EUR, GBP and USD
  • Automatic conversion can reduce Bitcoin price exposure
  • API, plugins and hosted payment pages
  • Includes invoicing and Bitcoin payouts

Cons

  • Supports Bitcoin only
  • Third-party processing and payout dependency
  • Irreversible payments can make address errors costly
  • Regulatory requirements vary by merchant location

Our review

3.4/5
Fair

OpenNode offers Bitcoin and Lightning settlement with fiat conversion, but its scope is limited to Bitcoin and its self-hosted option is unavailable.

Fees3.0
Integrations4.0
Settlement options4.0
Reliability3.0
Support3.0

OpenNode is a Bitcoin payment gateway for merchants, platforms and donation flows. It accepts Bitcoin through the Lightning Network and on-chain transactions, with instant or near-instant settlement.

Merchants can receive Bitcoin or local currency, including EUR, GBP and USD. They can also turn on automatic conversion at payment time. Split Settlement can let merchants receive funds in their chosen currency. Lightning handles instant settlement, while on-chain payments are described as near instant.

OpenNode provides hosted payment pages and professional invoices, along with ecommerce plugins and an API. The product names payouts and billing templates, so it covers more than checkout. OpenNode does not offer a self-hosted option.

  • OpenNode supports Lightning and on-chain Bitcoin payments, local-currency conversion, hosted pages and API access.
  • Coverage is limited to Bitcoin, and merchants depend on OpenNode for processing and settlement.

The site presents OpenNode as processing infrastructure and says businesses can send Bitcoin payouts and protect revenue from price changes through automatic conversion. Bitcoin payments are irreversible, so mistaken transfers remain a merchant risk.

OpenNode fits merchants that need Bitcoin or Lightning acceptance, local-currency settlement or developer access.

Listings are researched and drafted with AI assistance from public sources, then checked for accuracy and readability. Spot an error? Tell us. Editorial policy.
Sources (1)

Specs

Processing fee 1% · unverified
Settlement Crypto, Fiat, Auto-conversion · unverified
Coins supported 1 · unverified
Integrations API, Ecommerce plugins, Hosted payment pages, Stripe · unverified
Invoicing Yes · unverified
Mass payouts Yes · unverified
Self-hosted option No
Settle in stablecoins No · unverified
API & SDKs Yes · unverified

Not disclosed by the provider: Recurring payments, Point of sale, Business verification (KYB), Merchant countries.

Data from the provider's website and public sources. Fees and availability change; confirm on the official site before you sign up.

Key features

Lightning payments

Accept Bitcoin through the Lightning Network with instant settlement.

On-chain payments

Process on-chain Bitcoin payments with near-instant final settlement, according to the company.

Local-currency settlement

Receive Bitcoin payments in Bitcoin or local currencies such as EUR, GBP and USD.

Automatic conversion

Convert Bitcoin to local currency at payment time or on a schedule.

Hosted payment pages

Use hosted payment pages instead of building the entire checkout flow in-house.

Bitcoin invoicing

Create professional Bitcoin invoices with billing templates.

Payouts API

Send Bitcoin payouts funded with local currency through the platform.

Split Settlement

Receive funds in the currency of choice through split settlement.

Inside OpenNode

Payments Overview

This section covers accepting Bitcoin payments through OpenNode, including hosted payment pages and settlement options.

Integrations

Integrations connect OpenNode to ecommerce systems and other business software through plug-in options.

Payouts

Payouts let businesses send Bitcoin from the OpenNode platform, including flows funded with local currency.

Conversion Rates

Conversion Rates covers exchanging Bitcoin into local currency, including automatic conversion at the time of payment.

Settlement & Transfer

Settlement & Transfer covers receiving Bitcoin or local currencies and using Split Settlement to divide funds between currencies.

Security & Protection

Security & Protection covers the platform's payment-processing safeguards and protection against Bitcoin price changes through conversion.

Bitcoin API Overview

This developer section introduces the Bitcoin payment API, including charge creation such as a USD-denominated charge.

Documentation

Documentation explains how developers integrate OpenNode's API into a business or application.

Implementation Guides

Implementation Guides provide integration instructions for adding OpenNode payment and payout flows.

API reference

The API reference lists the available API methods and parameters for building an OpenNode integration.

OpenNode screenshots

OpenNode homepage showing Bitcoin payments, navigation links, and payment interface illustrations
OpenNode homepage showing Bitcoin payments, navigation links, and payment interface illustrations · Oct 20, 2026
Docs: OpenNode developer documentation overview with API information, navigation links, and supported language libraries
Docs: OpenNode developer documentation overview with API information, navigation links, and supported language libraries · Oct 20, 2026
Integrations: The OpenNode Integrations page describes plugins and extensions for accepting bitcoin payments with ecommerce platforms
Integrations: The OpenNode Integrations page describes plugins and extensions for accepting bitcoin payments with ecommerce platforms · Oct 20, 2026

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Funding and investors

$20MTotal raised
1Round
4Investors
  1. Series A Feb 2022 $20M
    Source

FAQ

What is OpenNode?

OpenNode is a Bitcoin payment processor for businesses, platforms and donation flows. It accepts Lightning and on-chain Bitcoin payments through hosted pages or an API.

Does OpenNode support Lightning payments?

Yes, OpenNode supports Bitcoin payments through the Lightning Network. The site describes Lightning settlement as instant.

Can OpenNode settle payments in fiat currency?

Yes, merchants can receive local currency such as EUR, GBP or USD through automatic conversion. Split Settlement can let merchants receive funds in their chosen currency.

What integrations does OpenNode offer?

OpenNode offers hosted payment pages, ecommerce plugins, professional invoices and an API. Its developer materials include implementation guides and an API reference.

Does OpenNode support cryptocurrencies other than Bitcoin?

The product is described as a Bitcoin payment processor, with Bitcoin and Lightning Network payments and payouts as its listed scope.

Does OpenNode offer self-hosted payment processing?

No. Businesses use OpenNode's hosted pages, plugins or platform API.

Latest from OpenNode on X

OpenNode ⚡️
@OpenNode · 19.2K followers
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Awesome initiative by our friends at @base58btc!

Let’s show them some love 🫂.
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🚀 Exciting News! 🚀

We’re thrilled to announce our partnership with @anedot! 🤝

Now, political campaigns, non-profit organizations, churches, ministries and schools can easily accept #BTC⚡️ and USD donations together through one unified flow. https://t.co/TBuM61uTQR
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Powered by OpenNode 😎

Be sure to check out @k1elsalvador 🤙
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Had a fantastic time at #Bitcoin2023!

The signal was stronger than ever this year with so many great conversations taking place.

Thank you to the @BitcoinMagazine and @TheBitcoinConf teams for keeping this space warm through #Bitcoin winter.

Can’t wait for Nashville! 😎🤠 https://t.co/aOUj1pLXFJ
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