BTC Direct is a Dutch crypto broker and fiat on-ramp founded in 2013. It lets European customers buy and sell bitcoin and other crypto assets through its retail platform, with delivery to a wallet controlled by the customer. The company says it has served more than 1.5 million customers.
BTC Direct Europe B.V. operates from Nijmegen in the Netherlands. The company was co-founded by Mike Hutting, Davy Stevens and Mark Bakker. Mike Hutting is also the CEO. BTC Direct says its team has more than 40 people across compliance, customer service, engineering and security. In October 2020, the company raised €11 million in Series A funding from undisclosed investors, including a European investment group and private investors.
Customers create an account, complete identification and choose an asset, payment method and destination wallet. The site lists bitcoin, ether, BNB and XRP. Payment options on the European site include iDEAL and bank transfer. BTC Direct sends purchased crypto to the wallet address supplied by the customer after receiving payment, and the exchange rate is set when the payment is received.
The product range also includes automatic recurring purchases, business trading, salary payments in bitcoin and a Private Trading Desk for orders from €50,000. API services let partner wallets add buying and selling functions. Recent integrations include direct buying and selling in Lumo Wallet, while Ledger Wallet support provides a non-custodial route for customers using compatible hardware.
The site shows a live quote before purchase, with price updates every 10 seconds. Orders can start at €30 after identification, and the Private Trading Desk handles orders from €50,000. BTC Direct is available across SEPA countries. Identity verification is required during onboarding before customers can buy.
BTC Direct was founded in 2013 and became MiCAR-licensed in 2025 under AFM authorization 41000009. The company reports more than 1.5 million customers and publishes monthly trading-volume reports by crypto asset, including reports from September 2026. Its MiCAR status covers the regulated European operation.
The main trade-offs are the need to complete KYC and regional availability limited to SEPA countries. Customers also rely on BTC Direct to execute orders and deliver assets, unless they use a supported self-custody route such as Ledger. BTC Direct sets the exchange rate when it receives payment.
BTC Direct combines European coverage, local payment options and self-custody integrations with variable pricing and account checks that may not suit every buyer.
BTC Direct is a Dutch broker and fiat on-ramp founded in 2013. The site says it has more than 1.5 million customers and a team of 40+ people. Mike Hutting, Davy Stevens and Mark Bakker are listed as co-founders, while Mike Hutting is the CEO.
The retail site supports iDEAL and bank transfer payments, and the company also provides API services for partners. Orders can be sent to a customer’s own wallet, while Ledger integration supports buying and selling without BTC Direct holding the assets.
Pricing is shown through a live exchange rate. Minimum purchases also vary: the Private Trading Desk handles orders from €50,000, while retail bitcoin purchases start at €30 after identification. Buyers must register and complete verification.
It raised €11 million in Series A funding in October 2020 from undisclosed investors. It also offers products for businesses and recurring purchases.
| Service | On-ramp, Off-ramp, Widget / API · unverified |
|---|---|
| Payment methods | Card, Bank transfer, SEPA · unverified |
| Assets | 26 · unverified |
| Minimum purchase | $30 · unverified |
| Developer widget / API | Yes · unverified |
| KYC required | Yes · unverified |
| Sell to fiat (off-ramp) | Yes · unverified |
| Delivery time | 2 minutes · unverified |
Not disclosed by the provider: Typical fee, Countries, Apple Pay, Max purchase.
Data from the provider's website and public sources. Fees and availability change; confirm on the official site before you sign up.
European customers can buy crypto with iDEAL, bank transfer or credit card.
After payment is received, BTC Direct sends purchased crypto to the wallet address supplied by the customer.
Auto invest supports automatic recurring crypto purchases through a dollar-cost-averaging service.
API services let partner wallets add crypto buying and selling, including the Lumo Wallet integration.
Ledger Wallet support lets customers buy and sell crypto directly to and from compatible Ledger wallets.
Business customers can access crypto trading services, while the Private Trading Desk handles orders from €50,000.
The salary service supports receiving salary payments in bitcoin.
The retail platform lets customers buy, sell and store bitcoin and other cryptocurrencies. Purchases can be sent to the customer's own wallet, with the site listing card and bank transfer payments.
The Private Trading Desk handles larger crypto orders from €50,000. It is aimed at customers seeking an OTC trading service rather than standard retail checkout.
Business trading provides crypto trading services for companies. The product is separate from the standard retail buying flow.
Auto invest supports recurring crypto purchases through a dollar-cost-averaging service. Customers can schedule repeated purchases instead of placing each order manually.
Salary in bitcoin lets customers receive salary payments in bitcoin. The service is designed for recurring employer or payroll payments rather than one-off purchases.
API partners gives partner companies access to BTC Direct's API services. The integration is intended for wallets and other products that want to add buying and selling crypto.
BTC Direct Shop sells hardware wallets. It provides a route to self-custody equipment alongside the broker's crypto services.
No specific user praise or complaints about BTC Direct are expressed. The posts either discuss a general wallet-security concept or refer to another product.
Based on 2 Reddit posts and comments from the last 12 months, checked Oct 18, 2026. These are posts by users on other sites, not reviews submitted on CryptoReview.
No user reviews yet. Have you used BTC Direct? Share your experience below.
BTC Direct was founded in 2013 by Mike Hutting, Davy Stevens and Mark Bakker in the Netherlands. Mike Hutting is the CEO and a co-founder.
BTC Direct is available across all SEPA countries and requires registration and identification before buying. The company is MiCAR-licensed under AFM authorization 41000009.
BTC Direct can send purchased crypto to a customer's own wallet, and its Ledger integration supports buying and selling through self-custody. The retail platform also offers a storage product, so the custody arrangement depends on the selected service.
The retail page lists supported assets, including Bitcoin, Ethereum, BNB, XRP, USDC, Solana, Tron, Dogecoin, Cardano and Aave.
BTC Direct is presented as a crypto broker and fiat on-ramp, and its retail asset list does not include a BTC Direct token.
Recent public posts from @btcdirect, shown as published. Not reviewed or endorsed by CryptoReview.
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