the Onramper Chrome Extension is now live! https://t.co/MdE75gP9rK
Onramper
Fiat on-ramp aggregator connecting one integration to 30+ providers and 175+ payment methods
4.0/ 5
Our score
Very good
Typical fee
Generally no added fee for end users; the underlying provider sets the transaction rate.
Payment methods
CardBank transferApple PayGoogle Pay
Countries
190
Sell to fiat (off-ramp)
Yes
KYC required
Yes
What is Onramper?
Onramper is a fiat-to-crypto aggregator for wallets, exchanges and other apps. One integration connects a business to more than 30 onramp providers, 175+ payment methods and coverage across 190+ countries. Its routing system selects a provider using factors such as location, payment method, fees, expected conversion and KYC friction.
Who is behind it
Thijs Maas is Onramper’s CEO. Maurits Dewina and Rick Thomas became co-CEOs in June 2026.
How the integration works
Businesses can add a plug-and-play widget or build a native flow with the Headless Ramps SDK and API. The network supports more than 1,500 cryptocurrencies, with current company materials also citing access to more than 2,000 digital assets across 190+ countries. Supported payment methods include cards and bank transfers, as well as local options. Ramp Network was added in January 2026, bringing cards, Apple Pay, Google Pay, Revolut Pay, Pix and instant bank transfers to its integration.
The same platform offers crypto-to-fiat offramp flows, cross-chain swaps and Terminal analytics. Partners can review transaction volumes, KYC completions, settlement times and fee breakdowns. The underlying ramp provider handles the customer’s payment and compliance process. Approval and delivery therefore depend on that provider’s policies.
Fees and availability
Onramper generally adds no separate fee for end users. The final cost still depends on the selected provider’s quote, payment method, spread and regional requirements. The company says its routing considers fees and KYC friction when choosing an option.
Coverage reaches more than 190 countries, with payment methods and assets varying by location. KYC requirements are set by the selected ramp. Onramper says its routing can reuse KYC across ramps and can direct smaller transactions to providers with lighter requirements, but a payment can still fail or enter a compliance review.
Track record and risks
Onramper partnered with Trust Wallet in October 2025 to provide purchases across more than 190 countries and 130+ local payment methods. It announced a Moonshot partnership in April 2026, adding access to more than 180 local payment methods across over 190 countries. In July 2026, its purchasing flow went live inside Guarda Wallet on web and Android.
The aggregator reduces the engineering burden of maintaining many ramp integrations, but it adds dependence on third-party payment, banking and compliance partners. Card fees and spreads can vary, regional coverage can change, and payments can be rejected, reversed or held for KYC.
Best for:Wallet and exchange developersApps needing global payment coverageBusinesses adding offramp flowsTeams comparing multiple ramp providers
Pros and cons
Pros
- 30+ onramp providers through one integration
- 175+ payment methods across 190+ countries
- More than 1,500 supported cryptocurrencies
- Routing considers fees and KYC friction
- Offers widget, headless, offramp and swap products
Cons
- Final fees and spreads depend on the selected ramp
- KYC, approval and settlement depend on third-party providers
- Regional asset and payment coverage varies by country
- Payments can be rejected, reversed or held for compliance review
Our review
4.0/5
Very good
Onramper offers broad payment coverage through one integration, but its routing still depends on third-party providers, their fees, KYC decisions and regional availability.
Onramper is an aggregator for apps, wallets and exchanges rather than a standalone checkout provider. One integration connects to 30+ onramps and 175+ payment methods, including cards and bank transfers. Local methods are also available.
Onramper lists 190+ countries and 1,500+ cryptocurrencies. Its current network includes Ramp Network, which adds cards, Apple Pay, Google Pay, Revolut Pay, Pix and instant bank transfers across 110+ tokens and 40+ blockchains. Exact availability depends on the selected provider, country and asset.
Routing is the main product advantage. Onramper evaluates more than 70 factors, including conversion likelihood and price, then selects a provider for the transaction. KYC friction is another factor. Its Terminal gives partners reports on transaction volumes, KYC completions, settlement times and fee breakdowns. The end-to-end experience remains dependent on third-party onboarding, payment acceptance and settlement. Failed or reversed card payments, KYC holds and different spreads can still occur after routing.
Onramper generally adds no fee on top of the provider's rate and earns referral fees from partner onramps. That can reduce integration work, but it does not make every transaction cheap: the underlying provider sets its quote and fees. Terms therefore vary by route.
The product has been operating on a domain registered in 2020 and is currently run by co-CEOs Maurits Dewina and Rick Thomas. Onramper has announced integrations with Guarda Wallet and UltApp and partnerships with Moonshot and Trust Wallet. The compliance model rests on the underlying onramps, which handle KYC and licensing. Wallets and exchanges can use the service to offer many payment options without maintaining separate integrations.
Specs
| Service | On-ramp, Off-ramp, Widget / API, Aggregator · unverified |
|---|---|
| Payment methods | Card, Bank transfer, Apple Pay, Google Pay · unverified |
| Typical fee | Generally no added fee for end users; the underlying provider sets the transaction rate. · unverified |
| Countries | 190 · unverified |
| Assets | 2,000 · unverified |
| Developer widget / API | Yes · unverified |
| KYC required | Yes · unverified |
| Sell to fiat (off-ramp) | Yes · unverified |
| Apple Pay | Yes · unverified |
Not disclosed by the provider: Minimum purchase, Max purchase, Delivery time.
Data from the provider's website and public sources. Fees and availability change; confirm on the official site before you sign up.
Key features
Multi-ramp routing
One API connects businesses to 30+ onramp providers. Routing considers location, payment method, fees, expected conversion and KYC friction.
Payment method coverage
The network supports more than 175 payment methods, including cards, bank transfers, Apple Pay, Google Pay, Revolut Pay and Pix.
Widget integration
A plug-and-play widget lets apps embed fiat-to-crypto purchases without building each provider integration separately.
Headless ramps
The SDK and API support native onramp experiences with control over the user interface.
Offramp flows
Businesses can offer crypto-to-fiat cash-outs through aggregated providers from the same integration.
Swap integration
The Swap product supports cross-chain cryptocurrency swap flows inside an integrated application.
Ramp analytics
Terminal reports cover transaction volumes, KYC completions, settlement times and fee breakdowns across providers.
Inside Onramper
Onramp
The plug-and-play widget connects an app, wallet or exchange to aggregated fiat-to-crypto providers. Onramper says the widget can be embedded with roughly eight lines of code.
Offramp
The offramp provides crypto-to-fiat cash-out flows through aggregated providers. Availability depends on the country, asset and payout method selected by the underlying provider.
Swap
Swap adds cross-chain cryptocurrency swap flows to the same integration. The product is presented as a way to integrate swaps without building each provider connection separately.
Terminal
Terminal provides conversion and performance insights across integrated ramp providers. Partner reports include transaction volumes, KYC completions, settlement times and fee breakdowns.
Headless Ramps
Headless Ramps provides SDK and API tools for a native onramp experience with full control over the user interface. The underlying provider and routing network remain connected through Onramper.
Onramper screenshots
What users say about Onramper
No specific praise or complaints about Onramper are expressed. The only mention is unrelated to the product's user experience.
Based on 1 Reddit posts and comments from the last 12 months, checked Oct 18, 2026. These are posts by users on other sites, not reviews submitted on CryptoReview.
User reviews
No user reviews yet. Have you used Onramper? Share your experience below.
FAQ
Who runs Onramper?
Onramper is currently run by co-CEOs Maurits Dewina and Rick Thomas. Thijs Maas is also identified as CEO in Onramper's 2026 company information.
How much does Onramper charge?
Onramper generally adds no fee on top of the rate offered by each onramp. The underlying provider sets its own fees and spread.
Where is Onramper available?
Onramper supports coverage in more than 190 countries through its aggregated provider network. The available payment method, asset and provider depend on the user's country and transaction details.
Does Onramper require KYC?
KYC is handled by the underlying onramp selected for a transaction. Onramper routes using factors that include KYC friction, and smaller transactions may reach providers with lighter requirements.
Which cryptocurrencies and payment methods does Onramper support?
Onramper lists more than 1,500 cryptocurrencies and 175+ payment methods. Its network includes cards and bank transfers, while Ramp Network adds Apple Pay, Google Pay, Revolut Pay and Pix, with 110+ tokens across more than 40 blockchains.
Is Onramper a wallet or exchange?
Onramper is an infrastructure aggregator for wallets, exchanges and apps. Its products include onramp, offramp, swap, headless-ramp and reporting tools, while partner providers handle transaction-level KYC and payment processing.
Latest from Onramper on X
next stop: @token2049 🇸🇬 https://t.co/AjeUZ6r5gj
https://t.co/vcBtzFuJWU
Onramper is now live in @UltApp, giving traders access to 175+ payment methods in one streamlined flow!
every transaction you make is automatically routed to the most competitive onramp option based on location, payment method, and availability https://t.co/o466twv2Db
every transaction you make is automatically routed to the most competitive onramp option based on location, payment method, and availability https://t.co/o466twv2Db
Onramper 🤝 @GuardaWallet
Onramper fiat purchasing is now live natively within Guarda Wallet on web and Android!
users can buy Bitcoin, Ethereum, Solana, XRP, Cardano, Litecoin, Dogecoin, TRON, and more directly inside the wallet, without needing to move funds elsewhere first https://t.co/0zMVFM2Cdh
Onramper fiat purchasing is now live natively within Guarda Wallet on web and Android!
users can buy Bitcoin, Ethereum, Solana, XRP, Cardano, Litecoin, Dogecoin, TRON, and more directly inside the wallet, without needing to move funds elsewhere first https://t.co/0zMVFM2Cdh
Recent public posts from @getonramper, shown as published. Not reviewed or endorsed by CryptoReview.
Alternatives to Onramper
Fiat-to-crypto on-ramp launched in 2014, serving 180+ countries with 35+ payment methods
KYC requiredOn-ramp · Off-ramp +1Card · Bank transfer +3Developer widget / API
Bitcoin and Lightning on-ramp with fee-free recurring purchases and support across 100+ countries
On-ramp · Off-ramp +1Card · Bank transfer +2Developer widget / API
Self-custodial crypto on-ramp with 30+ assets across 16 chains
No KYCOn-ramp · Off-ramp +1Card · Bank transfer +1Developer widget / API
Fiat-to-crypto on-ramp with 150+ countries and 70+ supported cryptocurrencies
KYC requiredOn-ramp · Off-ramp +1Card · Bank transfer +3Developer widget / API
Self-custodial on- and off-ramp operating since 2017, with 120+ cryptoassets
KYC requiredOn-ramp · Off-ramp +1Card · Bank transfer +4Developer widget / API
European crypto broker founded in 2013 with 1.5M+ customers
KYC requiredOn-ramp · Off-ramp +1Card · Bank transfer +1Developer widget / API