Self-custodial on- and off-ramp operating since 2017, with 120+ cryptoassets
Ramp Network is a fiat on-ramp, off-ramp and crypto wallet that lets people buy, sell and swap crypto. It supports 120+ cryptoassets, 40+ fiat currencies and 150+ countries and territories. The company also provides an API and widget for wallets and exchanges.
Ramp Network began building its on-ramp and off-ramp products in 2017. Szymon Sypniewicz is co-founder and CEO. The company operates through offices in the UK, US, Ireland and Poland, and reports more than 160 employees. Its reported funding includes a $10 million Seed round, a $52.7 million Series A and a $70 million Series B announced in November 2022. The Series B was co-led by Mubadala Capital and Korelya Capital, with participation from Balderton Capital and Cogito Capital Partners.
Consumers can buy crypto with cards, bank transfers, Apple Pay, Google Pay and PIX, then send it to a self-custodial wallet. The Ramp Network Wallet stores private keys on the user’s device through passkeys. Buying, selling, holding and swapping happen in the same app across Bitcoin, Ethereum, Solana, Stellar and other supported networks.
The service also handles crypto-to-fiat payouts to eligible cards or bank accounts. Its swap product advertises more than 1,200 pairs across chains, including BTC to ETH. Businesses can embed the same on-ramp and off-ramp functions through the widget or API.
Ramp Network advertises 50% off fees on the next two transactions through its app promotion. Availability varies by jurisdiction. The wallet advertises no transfer fees for sending to other Ramp Network customers, while its USDC vault offers up to 7% APY in eligible regions.
Account access can require identity checks and compliance screening. Ramp Network says accounts can be locked or terminated for reasons including payment methods held in another person’s name, restricted activity or legal requirements. Its services are available in 150+ countries and territories, with regional restrictions.
In January 2026, Ramp Network announced MiCA Crypto-Asset Service Provider authorisation from the Central Bank of Ireland, covering all 27 EU member states. It is also registered as a US FinCEN Money Services Business, licensed as a money transmitter in multiple US states and registered with the UK FCA. The company reports $1B+ in transactions processed and 10M+ customers as of October 2026.
Card payments and bank transfers can fail or remain on hold during compliance checks. Banking-partner dependence creates regional and payment-method gaps. The wallet reduces custodian access but leaves transaction approval and recovery with the user. Rewards and vault rates depend on eligibility and program terms.
Ramp Network combines broad fiat and crypto coverage with self-custodial delivery, but payment costs, verification holds and regional availability vary.
Ramp Network is an on-ramp, off-ramp and swap service that also offers a self-custodial wallet. Its stated coverage is broad for this category: 150+ countries and territories, 40+ fiat currencies and 120+ cryptoassets. Availability depends on jurisdiction and payment method. The service lists cards, bank transfers, Apple Pay, Google Pay and PIX, while off-ramp payouts include cards, bank accounts and SEPA Instant in Europe.
Ramp says its Visa and Mastercard payouts cover 35+ local currencies. The available method and quote can change by country. The published 50% reduction on fees for the next two transactions is a current app promotion, not a general fee schedule.
Delivery goes directly to a wallet, and the wallet is self-custodial. Private keys are stored on the device through passkeys, so a locked Ramp account does not prevent the holder from sending, receiving or exporting wallet funds. That reduces custodial exposure, but it does not remove transaction or wallet-recovery risks. Ramp can lock or terminate access to its services for compliance reasons, including use of a payment method in another person's name or restricted activity. KYC and compliance checks remain part of the purchase process.
The company has operated since 2017, reports 10M+ customers and $1B+ in transactions processed, and lists FinCEN registration, US state money-transmitter licences, FCA registration and MiCA authorisation from the Central Bank of Ireland. It reports $134M in funding, including a $70M Series B led by Mubadala Capital and Korelya Capital.
Ramp suits people and apps that need multiple payment methods, direct wallet delivery and buying and selling. Its API and SDK also fit wallets and exchanges that embed fiat access.
| Service | On-ramp, Off-ramp, Widget / API · unverified |
|---|---|
| Payment methods | Card, Bank transfer, Apple Pay, Google Pay, SEPA, PIX · unverified |
| Countries | 150 · unverified |
| Assets | 120 · unverified |
| Developer widget / API | Yes · unverified |
| KYC required | Yes · unverified |
| Sell to fiat (off-ramp) | Yes · unverified |
| Apple Pay | Yes · unverified |
| Delivery time | seconds · unverified |
Not disclosed by the provider: Typical fee, Minimum purchase, Max purchase.
Data from the provider's website and public sources. Fees and availability change; confirm on the official site before you sign up.
Buy crypto with cards, bank transfers, Apple Pay, Google Pay, PIX and other supported payment methods.
Sell crypto to supported cards or bank accounts, including SEPA Instant payouts in Europe.
The wallet stores private keys on the user's device through passkeys and supports Bitcoin, Ethereum, Solana and Stellar.
Swap across chains through more than 1,200 advertised pairs, including native BTC to ETH.
Wallets, exchanges, games and dApps can embed Ramp Network's on-ramp and off-ramp services.
The service supports 40+ fiat currencies, 120+ cryptoassets and 150+ countries and territories.
Eligible app users can receive USDC rewards, while the vault advertises up to 7% APY in some regions.
Buy crypto with cards, bank transfers, Apple Pay, Google Pay, PIX and other supported payment methods. Assets are delivered to the user's self-custodial wallet.
Sell crypto and cash out to a supported card or bank account. European customers can use SEPA Instant where available, alongside local-currency card payouts.
Swap assets across chains in the app, including pairs such as native BTC to ETH. Ramp advertises more than 1,200 swap pairs.
Earn USDC rewards through app missions or deposit into the vault, which advertises up to 7% APY subject to geographic restrictions.
Send USDC to another person from the wallet. The service advertises instant, free transfers for supported wallet-to-wallet transactions.
Feedback is overwhelmingly negative: users report withdrawals that stall or are blocked, support that never replies, and the service being unavailable in their region. There is almost no specific praise beyond one user liking the app while asking for local currency support.
“Withdrawing money Beware you will have to jump through hoops to get your money off of this app. I have contacted support and no one has gotten back to me. I’ve been added more money to withdraw my money and the goal post is move each time I go to withdraw.”
“Scam? I’ve had money pending transfer to my bank for 2 weeks and support doesn’t respond at all, convinced they stole my $700 at this point”
“Region The app and website says it’s not available in my region”
“Stay away from this So you think you’re gonna be able to buy Ethereum and send it to the actual real platform where you can trade negative they won’t allow you to send you Ethereum unless you buy more Ethereum you can’t swap your coin unless you buy Ethereum everything turns out to be them wanting…”
Scam warning: Instagram investment offers routed through the brand have left users defrauded
Based on 1 Reddit posts and comments, 7 App Store reviews from the last 12 months, checked Oct 17, 2026. These are posts by users on other sites, not reviews submitted on CryptoReview.
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Galaxy VenturesCorporate VC
NF NFXVenture capital
SE SeedcampVenture capital
Ramp Network was co-founded by Szymon Sypniewicz, who is its CEO. The company began building its on-ramp and off-ramp products in 2017.
Ramp Network currently advertises 50% off fees on the next two app transactions. The final cost depends on the transaction and payment method.
Ramp Network is available in 150+ countries and territories. Payment methods and availability vary by jurisdiction, and the company is regulated or registered in the US, EU and UK.
Ramp Network uses identity and compliance checks as part of its service. Accounts can be locked for reasons including an ineligible location, a payment method not held in the customer's name or activity covered by its restrictions.
Yes, the Ramp Network Wallet is self-custodial, with private keys stored on the user's device through passkeys. Ramp says users can still send, receive or export wallet funds if access to Ramp services is locked.
Ramp Network supports 120+ cryptoassets and names Bitcoin, Ethereum, Solana and Stellar among its supported chains. Its app also advertises more than 1,200 swap pairs across chains.
Recent public posts from @RampNetwork, shown as published. Not reviewed or endorsed by CryptoReview.
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