Mt Pelerin vs Ramp Network: Fees and coverage

Mt Pelerin and Ramp Network are self-custodial fiat on- and off-ramps that send purchased crypto to a wallet rather than holding it for customers. Mt Pelerin supports 30+ cryptocurrencies across 16 chains, while Ramp Network supports 120+ cryptoassets across 150+ countries and territories.

Fees are clearer for Mt Pelerin: bank-transfer purchases cost 0% to 1.3%, and card purchases cost 2.5% to 3.8%. Ramp Network supports more payment methods, including Apple Pay, Google Pay and PIX, while payment costs vary by method and jurisdiction. Mt Pelerin also offers a personal crypto IBAN and cash-out to 18 fiat currencies. Ramp adds a passkey-based wallet, more than 1,200 advertised swap pairs and developer tools for embedding its payment rails.

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Quick verdict

The deciding difference is reach. Mt Pelerin combines self-custody with Swiss registration, bank-transfer fees from 0% and support for 16 chains, but its crypto services exclude residents of the United Kingdom and European Union. Ramp Network covers 150+ countries and territories, 120+ cryptoassets and 40+ fiat currencies, with payment options that include cards, bank transfers, Apple Pay, Google Pay and PIX. Both keep wallet control with the customer, although Ramp stores private keys on the user's device through passkeys.

Choose Mt Pelerin if bank-transfer pricing from 0% to 1.3% is the deciding factor, a personal crypto IBAN is useful, or cash-out to a bank account in 18 fiat currencies fits the requirement. It also suits users who need Bitcoin, Ethereum, Polygon or other supported assets across 16 chains and live outside its UK and EU restriction.

Choose Ramp Network if access across 150+ countries and territories matters, or if Apple Pay, Google Pay and SEPA Instant payouts are useful. Its widget and API also fit wallets and exchanges that need embedded on- and off-ramp functions.

Feature
Ratings
Our score4.0/53.9/5
User ratingNo reviews yetNo reviews yet
Fees4.03.0
Coverage4.04.5
Payment methods4.04.5
Ease of use4.04.0
Support4.03.5
Specs
ServiceOn-ramp, Off-ramp, Widget / APIOn-ramp, Off-ramp, Widget / API
Payment methodsCard, Bank transfer, SEPACard, Bank transfer, Apple Pay, Google Pay, SEPA, PIX
Typical feeBank transfer: 0% to 1.3%; card: 2.5% to 3.8%Not disclosed
CountriesNot disclosed150
Assets30120
Developer widget / API Yes Yes
KYC required No Yes
Sell to fiat (off-ramp) Yes Yes
Apple PayNot disclosed Yes
Delivery timeNot disclosedseconds
Company
Founded20182017
HeadquartersSwitzerland—
InvestorsNot disclosedKorelya Capital, Mubadala Capital, Balderton Capital, Cogito Capital Partners +5
Strengths and weaknesses
Pros
  • Bank-transfer fees start at 0%
  • Supports 30+ cryptocurrencies across 16 chains
  • Self-custodial delivery to external wallets
  • Cash-out reaches bank accounts in 18 fiat currencies
  • Supports 120+ cryptoassets across 150+ countries and territories
  • Offers cards, bank transfers, Apple Pay, Google Pay and PIX
  • Self-custodial wallet keeps private keys on the user's device
  • Provides both consumer access and developer API infrastructure
Cons
  • Card purchases cost 2.5% to 3.8%
  • Crypto services exclude UK and EU residents
  • Self-custody leaves transaction errors with the user
  • Verified users must complete identity checks for higher limits
  • Payment methods and asset availability vary substantially by jurisdiction
  • Compliance checks can lock or terminate account access
  • Self-custody leaves wallet recovery and transaction approval with the user
  • Rewards and up to 7% APY depend on geographic eligibility and program terms
Best forSwiss bank-transfer users, Self-custodial crypto buyers, Multi-chain cash-out usersMulti-chain crypto buyers, EU crypto cash-outs, Apps embedding fiat rails

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

FAQ

Is Mt Pelerin cheaper than Ramp Network?

Mt Pelerin states bank-transfer fees of 0% to 1.3% and card fees of 2.5% to 3.8%; Ramp Network's payment costs vary by method and jurisdiction. Mt Pelerin therefore has the clearer stated fee range for bank transfers and cards.

Which has more crypto coverage, Mt Pelerin or Ramp Network?

Ramp Network has more listed coverage, with 120+ cryptoassets across 150+ countries and territories. Mt Pelerin supports 30+ cryptocurrencies across 16 chains.

Do Mt Pelerin and Ramp Network both offer self-custody?

Yes, both deliver crypto through self-custodial wallets. Mt Pelerin's Bridge Wallet manages multiple wallets and profiles, while Ramp stores private keys on the user's device through passkeys.

Which one supports more payment methods?

Ramp Network supports cards, bank transfers, Apple Pay, Google Pay, PIX and SEPA. Mt Pelerin supports cards, bank transfers and SEPA.

Which one offers developer tools?

Both offer a widget and API for embedded on- and off-ramp services. Ramp Network specifically targets wallets, exchanges, games and dApps, while Mt Pelerin also provides a developer widget and API.

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