Mercuryo vs Ramp Network: Asset Support and Custody
Mercuryo is a crypto payments infrastructure provider founded in 2018 that delivers on-ramps, off-ramps, and card integrations for wallets and Web3 applications. Ramp Network, launched in 2017, provides regulated fiat on- and off-ramp rails alongside an integrated self-custodial wallet.
Ramp Network lists over 120 cryptoassets across 40 fiat currencies, while Mercuryo supports more than 70 cryptocurrencies. Ramp Network includes its own consumer wallet that secures private keys on-device using passkeys, and supports regional rails like Brazil's PIX. Mercuryo delivers crypto directly to external connected wallets across 30 chains, offers virtual cards developed with Mastercard, and integrates through SDK, iFrame, widget, or API. Both platforms serve more than 150 countries and require identity verification before checkout.
Quick verdict
Platform choice centers on token variety, custody preferences, and developer tools. Ramp Network pairs a larger catalog of 120+ assets with formal registrations across the United States, Ireland, and the United Kingdom, alongside a native wallet app. Mercuryo focuses on direct external wallet delivery and business tooling, supporting 500 partner companies with embeddable widgets and card solutions.
Choose Mercuryo to route purchased cryptocurrency straight to an external wallet or Web3 app without setting up another custodial layer. Its infrastructure gives businesses flexible embedding options through iFrames and SDKs, connects to 30 chains, and provides access to virtual card issuance.
Choose Ramp Network if you need more tokens or an integrated passkey wallet. The platform supports 120+ cryptoassets, 40 fiat currencies, and regional rails such as PIX, backed by regulatory registrations from FinCEN and the FCA.
| Feature | ||
|---|---|---|
| Ratings | ||
| Our score | 3.9/5 | 3.9/5 |
| User rating | No reviews yet | No reviews yet |
| Fees | 3.0 | 3.0 |
| Coverage | 4.5 | 4.5 |
| Payment methods | 4.0 | 4.5 |
| Ease of use | 4.0 | 4.0 |
| Support | 4.0 | 3.5 |
| Specs | ||
| Service | On-ramp, Off-ramp, Widget / API | On-ramp, Off-ramp, Widget / API |
| Payment methods | Card, Bank transfer, Apple Pay, Google Pay, SEPA | Card, Bank transfer, Apple Pay, Google Pay, SEPA, PIX |
| Typical fee | Dynamic; depends on payment method, user location and network fees. The exact fee is shown in the widget before payment confirmation. | Not disclosed |
| Countries | 150 | 150 |
| Assets | 70 | 120 |
| Developer widget / API | Yes | Yes |
| KYC required | Yes | Yes |
| Sell to fiat (off-ramp) | Yes | Yes |
| Apple Pay | Yes | Yes |
| Delivery time | 15 seconds | seconds |
| Company | ||
| Founded | 2018 | 2017 |
| Headquarters | — | — |
| Investors | Not disclosed | Korelya Capital, Mubadala Capital, Balderton Capital, Cogito Capital Partners +5 |
| Strengths and weaknesses | ||
| Pros |
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| Cons |
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| Best for | Wallets embedding card purchases, Web3 apps needing fiat access, Exchanges adding payment methods | Multi-chain crypto buyers, EU crypto cash-outs, Apps embedding fiat rails |
Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.
FAQ
Which platform supports more cryptocurrencies?
Ramp Network supports more cryptocurrencies, listing over 120 assets compared to 70+ on Mercuryo. Availability for specific tokens on both services depends on the user's location and payment method.
Do Mercuryo and Ramp Network require identity verification?
Yes, both platforms mandate identity verification. Every user must complete KYC procedures before purchasing or selling digital assets through either service.
What payment methods do Mercuryo and Ramp Network accept?
Both platforms accept debit and credit cards, bank transfers, SEPA, Apple Pay, and Google Pay. Ramp Network also supports Brazil's PIX for local fiat transactions.
Does Mercuryo provide its own crypto wallet?
No, Mercuryo sends purchased assets directly to an external wallet address provided by the user or host application. Ramp Network offers a native self-custodial wallet that manages private keys using device passkeys.