BTC Direct vs Paybis

BTC Direct3.8/5

VS

Paybis4.2/5

Feature	BTC DirectVisit	PaybisVisit
Ratings
Our score	3.8/5	4.2/5
User rating	No reviews yet	No reviews yet
Fees	3.0	3.5
Coverage	4.0	4.5
Payment methods	4.0	4.5
Ease of use	4.0	4.5
Support	4.0	4.0
Specs
Service	On-ramp, Off-ramp, Widget / API	On-ramp, Off-ramp, Widget / API
Payment methods	Card, Bank transfer, SEPA	Card, Bank transfer, Apple Pay, Google Pay, SEPA
Typical fee	Not disclosed	First card purchase: 0 Paybis fee. Other fees are shown at checkout and included in the quoted exchange rate.
Countries	Not disclosed	180
Assets	26	Not disclosed
Minimum purchase	$30	Not disclosed
Developer widget / API	Yes	Yes
KYC required	Yes	Yes
Sell to fiat (off-ramp)	Yes	Yes
Apple Pay	Not disclosed	Yes
Delivery time	2 minutes	Within minutes for card purchases, subject to payment clearance and network congestion
Company
Founded	2013	2014
Headquarters	Netherlands	—
Investors	Not disclosed	Not disclosed
Strengths and weaknesses
Pros	MiCAR licensed under AFM authorization 41000009 Supports iDEAL, bank transfer and credit card payments Available across SEPA countries Offers direct-to-wallet delivery and Ledger integration	Serves more than 180 countries and 48 US states Offers over 35 payment methods First card purchase has a Paybis fee of 0 Sends crypto directly to an external wallet
Cons	KYC is required before purchasing Availability is limited to SEPA countries The exchange rate is set when payment is received Private Trading Desk access starts at €50,000	Card fees and spreads vary by payment method Network fees apply to every transaction Paybis Wallet introduces custodial exposure KYC and payment options vary by region
Best for	EU customers using SEPA payments, Direct-to-wallet crypto purchases, Partner wallet integrations	Card-based crypto purchases, Direct wallet delivery, EU and US on-ramp users

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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