Bitget Wallet Card

Crypto payment card with 2% assetback by default and up to 3% in selected assets

Crypto card KYC required Founded 2018
Visit web3.bitget.com
Our score
Good
Monthly fee Free
Max cashback 3%
Top-up networks ArbitrumAvalancheBitcoinBNB Chain+1

What is Bitget Wallet Card?

Bitget Wallet Card is a crypto payment card from Bitget Wallet. Users top it up with assets such as USDT, USDC, ETH and SOL, then spend wherever Visa or Mastercard is accepted. The card offers 2% assetback by default. New users and cardholders who meet a monthly spending threshold can receive up to 3%.

How the card works

Applications are submitted in the Bitget Wallet app under Wallet > Card. Identity verification is required, and approval can take as little as one minute when the submitted information is complete. After activation, users top up the card from the wallet and spend through supported payment networks.

Assetback is paid in one selected asset. Options include BTC, gold, US stocks such as NVIDIA, Google, Tesla and the S&P 500, or USDC. The reward asset can be changed once per calendar month, no later than 23:59 UTC+8 on the final day of the month. Certain merchant category codes, refunded transactions and cancelled transactions do not qualify.

Fees and rewards

The card has no annual fee or monthly card fee. Bitget Wallet says the monthly assetback allowance typically covers top-up and currency-conversion fees. Standard fees apply after that allowance is exceeded. The upgrade threshold for the 3% rate is $200–$400 in monthly spending, depending on card type and region.

Assetback replaced the previous global rewards model on August 1, 2026. The base rate is 2%, while the Booster Tier pays 3% to new users or qualifying spenders. The reward is an asset rather than a fixed cash payment, so its value depends on the selected asset.

Availability and payment support

The card is available across 50+ countries and regions, including the EEA, the UK, Argentina, Brazil, Mexico, Singapore, South Korea, Japan, Australia, South Africa, Pakistan and Bangladesh. Physical cards are currently offered in Singapore, South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines. Apple Pay, Google Pay, PayPal, Alipay and WeChat Pay are supported. Users can also make online or in-store payments through Visa or Mastercard.

Risks and limitations

Card issuing partners vary by region. The applicant’s location therefore determines the counterparty and applicable card terms. Identity verification is required, and availability depends on local support. Assetback excludes some merchant categories and has a monthly allowance. The 3% rate requires a spending condition outside the default tier.

Card services underwent maintenance on October 17, 2026. During the maintenance, users could temporarily be unable to view balances, access card details or submit new applications before service resumed. Losing a wallet seed phrase leaves an activated card usable for spending, but prevents top-ups, withdrawals, card-account recovery and restoration of wallet assets.

Best for:Stablecoin everyday spendingApple Pay and Google Pay usersUsers seeking asset-based rewardsCrypto spending across supported regions

Pros and cons

Pros

  • 2% assetback applies to all cardholders by default
  • Up to 3% rewards can be paid in BTC, USDC, gold or selected stocks
  • No annual or monthly card fee
  • Supports Apple Pay and Google Pay
  • Available across 50+ countries and regions
  • Works at Visa and Mastercard merchants

Cons

  • KYC is required before use
  • 3% assetback requires new-user status or a $200–$400 monthly threshold
  • Top-up and conversion fees apply after the monthly assetback allowance
  • Reward assets can be volatile, including BTC and selected stocks
  • Card issuing partners and terms vary by region
  • October 17, 2026 maintenance temporarily affected balances and new applications

Our review

3.6/5
Good

Bitget Wallet Card offers broad stablecoin spending and assetback rewards, but regional issuer differences and allowance-based fees make costs less predictable.

Fees3.5
Rewards & cashback4.0
Availability4.0
App & experience3.5
Trust & security3.0

Bitget Wallet Card is a debit card issued through Bitget Wallet, with Visa or Mastercard acceptance depending on the card and region. It supports Apple Pay and Google Pay, as well as PayPal and Alipay, and the company claims acceptance at 150M merchants worldwide. Physical cards are available in nine listed Asia-Pacific markets, while virtual availability covers more than 50 countries and regions.

The rewards model is a clear strength. Cardholders receive 2% assetback by default, while new users and qualifying spenders can reach 3% after a monthly spending threshold of $200–$400, depending on card type and region. Rewards can be paid in BTC, gold, US stocks including NVIDIA, Google, Tesla and S&P 500, or USDC. Selected merchant categories, refunds and cancelled transactions do not qualify.

The card has no annual fee or monthly card fee. Top-up and currency conversion costs are typically covered within the monthly assetback allowance, with standard fees applying after that allowance. The allowance structure is a weakness for users whose spending or top-up pattern falls outside the qualifying rules. ATM pricing is also less clear in the public product material. A third-party review reports a 1% withdrawal fee with a $5 minimum and says ATM withdrawals sit outside the monthly zero-fee quota.

Top-ups support USDT, USDC, ETH and SOL, while local stablecoins were added to onchain checkout in October 2026. KYC is required during application. Card issuing partners vary by region, so the legal counterparty and card terms vary by region. The wallet connection creates a specific recovery trade-off: a card can keep spending after loss of wallet access, but top-ups, withdrawals, card-account recovery and wallet-asset restoration are unavailable.

Bitget Wallet has operated under the Bitget Wallet name since 2018. Card services underwent maintenance on October 17, 2026, after balance viewing, card details and new applications were temporarily affected. The product suits people who already hold supported crypto and want card payments with asset-based rewards.

Listings are researched and drafted with AI assistance from public sources, then checked for accuracy and readability. Spot an error? Tell us. Editorial policy.
Sources (2)

Fees & limits

Card type Debit
Card format Virtual, Physical · unverified
KYC required ⓘ Yes · unverified
Max cashback ⓘ 3% · unverified
Rewards paid in BTC, gold, US stocks, or USDC · unverified
Staking needed for top rewards No · unverified
Welcome bonus New users qualify for 3% assetback, subject to program conditions and reward limits. · unverified
Monthly fee Free · unverified
Annual fee Free · unverified
Top-up fee Typically covered within the monthly assetback allowance; standard fees apply after the allowance is exceeded · unverified
Crypto conversion spread Settlement rates closely match Google's live rates; standard fees apply after the monthly assetback allowance is exceeded · unverified
Available in Europe (EEA), United Kingdom, Latin America, Asia-Pacific, Africa, Middle East · unverified
Spendable assets USDT, USDC, ETH, SOL · unverified
Top-up networks Arbitrum, Avalanche, Bitcoin, BNB Chain, Polygon · unverified
Spend stablecoins Yes · unverified
Apple Pay Yes · unverified
Google Pay Yes · unverified
Good for Everyday spending, Travel, Online shopping, Subscriptions & AI tools · unverified
Perks 2% base assetback, Up to 3% assetback, Apple Pay, Google Pay, WeChat Pay, Alipay · unverified

Not disclosed by the provider: Card network, Custody, Business card, Card issuance fee, Foreign exchange fee, ATM withdrawals, Daily spending limit, ATM withdrawal limit, Not available in, Card currencies, Card issuer, Virtual card fee, Referral program.

Data from the provider's website and public sources. Fees and availability change; confirm on the official site before you sign up.

Key features

Crypto-funded spending

Top up with assets including USDT, USDC, ETH and SOL, then spend at Visa or Mastercard merchants.

Assetback rewards

All cardholders receive 2% assetback by default; eligible new users and qualifying spenders can receive up to 3%.

Choose reward asset

Select BTC, gold, US stocks including NVIDIA and Tesla, or USDC as the reward asset.

Mobile wallet support

Link the card to Apple Pay, Google Pay, PayPal, Alipay or WeChat Pay.

Online and in-store use

Use the card at merchants such as Amazon, ChatGPT, TikTok and Grab, as well as physical stores.

Physical card option

Physical cards are available in Singapore, South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines.

Wallet-based application

Apply in the Bitget Wallet app, complete identity verification, activate the card and top up before spending.

Inside Bitget Wallet Card

Crypto Card

The Crypto Card is the payment product inside Bitget Wallet. Users apply in Wallet > Card, complete identity verification, activate the card, top it up with supported crypto and spend through Visa or Mastercard merchants.

Assetback

Assetback is the card rewards program. Cardholders choose a reward asset such as BTC, gold, selected US stocks or USDC, with 2% available by default and up to 3% after the applicable monthly spending threshold.

Bitget Wallet Card screenshots

Bitget Wallet Card homepage with navigation, spending card headline, assetback offer, application button, and card interface preview
Bitget Wallet Card homepage with navigation, spending card headline, assetback offer, application button, and card interface preview · Oct 20, 2026
Docs: Bitget Wallet documentation page showing Quick Start instructions for integrating the wallet
Docs: Bitget Wallet documentation page showing Quick Start instructions for integrating the wallet · Oct 20, 2026

What users say about Bitget Wallet Card

Praise mainly focuses on the wallet being easy to use, with some users also valuing its broad features. Complaints center on card payment disputes, unsupported networks, and limitations around transferring or withdrawing assets.

Top goods

  1. Simple, user-friendly interface 7 people 123
  2. Broad wallet features 4 people 123

Top bads

  1. Card payment and dispute problems 2 people 12
  2. Asset transfer or withdrawal limits 2 people 12

In their own words

“UI/UX is superb I was used to ui/ux of crypto wallets being too crowded and hard to navigate, but this is just beautiful, ah”
App Store · Jun 3, 2026 · View post
“Love this app Most crypto apps like Coinbase limit instant deposit to $250. This app I can instantly buy crypto and send a lot. I’ve used instant transfer with crypto and no limits so far with over 10k sent instantly. Love the app.”
App Store · Feb 14, 2026 · View post
“App does not support PEAQ Bitget Wallet does not support the peaq network. I hold PEAQ tokens and the app shows a zero balance even after reinstalling and restoring from my seed phrase.”
App Store · Sep 4, 2026 · View post
“Poor Service and poor customer service I paid for a virtual number using my Bitget Wallet Mastercard, but the merchant never delivered the service and stopped responding to my messages.”
App Store · Aug 5, 2026 · View post
“Bad!!! A duplicate charge occurred for no apparent reason, and I wasn’t even notified. After I discovered it myself, they still couldn’t issue a prompt refund and kept dragging it out.”
App Store · Jan 12, 2026 · View post

Scam warning: Users warn about fake apps impersonating Bitget Wallet and potentially stealing funds.

Based on 32 App Store reviews, 24 Reddit posts and comments from the last 12 months, checked Oct 18, 2026. These are posts by users on other sites, not reviews submitted on CryptoReview.

User reviews

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FAQ

What fees does Bitget Wallet Card charge?

Bitget Wallet Card has no annual fee or monthly card fee. Top-up and currency conversion costs are typically covered within the monthly assetback allowance, while standard fees apply after the allowance is exceeded; a third-party review reports a 1% ATM fee with a $5 minimum.

Where is Bitget Wallet Card available, and is KYC required?

Bitget Wallet Card is available across more than 50 countries and regions, including the EEA, the UK, parts of Latin America, Asia-Pacific, Africa and South Asia. Identity verification is required to apply.

Is Bitget Wallet Card safe?

Bitget Wallet Card has regional issuing partners and lets an activated card keep spending after loss of wallet access, but top-ups, withdrawals and card-account recovery then stop. Card services underwent maintenance on October 17, 2026, and issuer details vary by region.

Which crypto assets can I use to top up Bitget Wallet Card?

Bitget Wallet Card supports top-ups with assets including USDT, USDC, ETH and SOL.

Does Bitget Wallet Card have a token or cashback?

Bitget Wallet Card offers assetback rewards, but it offers assetback rewards. The base rate is 2%, while new users and qualifying spenders can receive up to 3% in BTC, gold, selected US stocks or USDC.

Latest from Bitget Wallet Card on X

Bitget Wallet 🩵
@BitgetWallet · 2.9M followers
Follow
Another reason to use your wallet’s virtual account to receive money

1 tap to share USD account details with the payer

Just self custody money https://t.co/aWliuvoKBs
Image attached to the post
7 5 28 12.5K View on X
POP goes the winners~

Draw #2 is complete. $80K mega prize unclaimed.

Based on data from @popdex_, Pop traders on Bitget Wallet got $7,487 out of the $48,974 rewards.

Imagine collecting tickets but missing out on 1 bonus when you're not using Bitget Wallet.
8 2 25 21.5K View on X
"India is one of the world's largest and most sophisticated crypto communities." - @alvin_kan at @IBWofficial

We love Mumbai, pls drop your pics in the comments https://t.co/uNpZhXNzMz
Image attached to the post
12 3 61 16.9K View on X
Issue #2 of our weekly Market Flow.

We cover what's next after the $6.3B breach & what happens next. https://t.co/F3t7TKQVUC
26 3 38 17.5K View on X

Recent public posts from @BitgetWallet, shown as published. Not reviewed or endorsed by CryptoReview.

Latest from Bitget Wallet Card on Telegram

Bitget Wallet Announcements
@Bitget_Wallet_Announcement · 3.6M subscribers
Join
Only 9 more weeks left in 2026.

Make sure you choose the correct assetback going into 2027.

Download Bitget Wallet | Help Center | Blog
Twitter | Telegram | Facebook | Youtube
Image attached to the post
3.1K View on Telegram
Some weekend alpha:

Download Bitget Wallet | Help Center | Blog
Twitter | Telegram | Facebook | Youtube
5.9K View on Telegram
Wallet Street is here.

Skip the T+1 & swap tokenized stock to stock in 1 trade.

Just choose from 3000+ rTokens in your wallet.

Download Bitget Wallet | Help Center | Blog
Twitter | Telegram | Facebook | Youtube
Image attached to the post
6.7K View on Telegram
Have you gotten your USD/EUR virtual account?

Tell us all about it & stand to win 100 USDC.
1. Open your account (free)
2. Create original or creative content
3. Post, tag us + #BitgetWalletVA

👉 Submit here

20 winners will win 100 USDC each, Ends Nov 13.

Full T&Cs in the submission form above.
- Only open to eligible regions (those who can open VA).
- 1 entry per person (take your time to submit)
- Be as original & creative as possible

Download Bitget Wallet | Help Center | Blog
Twitter | Telegram | Facebook | Youtube
Image attached to the post
7.4K View on Telegram

Recent posts from the official Telegram channel @Bitget_Wallet_Announcement, shown as published. Not reviewed or endorsed by CryptoReview.

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