Best Crypto Cards in Europe

Bleap is included for its self-custodial Mastercard, €0 issuance and monthly fees, and 0% foreign-exchange fee. It spends stablecoins and other supported assets across Arbitrum, Base and Solana, with advertised USDC cashback of up to 20%. ATM withdrawals have no Bleap fee up to €400 per month. Cashback terms can change, operator ATM fees may apply, and wallet access remains the holder’s responsibility.

Kraken Card differs through spending from more than 600 cryptocurrencies and cash with a virtual Mastercard. It has no Kraken transaction, foreign-exchange or monthly fee, supports Apple Pay and Google Pay, and pays up to 2% cashback in BTC or EUR. The card uses a custodial account, and a variable spread applies when assets are converted at checkout.

OKX Card makes the list for direct stablecoin spending at Mastercard merchants, with 0% card transaction and foreign-exchange fees. A 0.1% conversion spread applies, while eligible purchases can earn 2% to 10% cashback in USDG under tier or VIP rules. The card is custodial, limited to eligible regions, and cashback can be reclaimed after a refunded purchase.

Bitget Wallet Card offers 2% assetback by default and up to 3% for new users or cardholders meeting a $200–$400 monthly spending threshold. Rewards can be paid in BTC, USDC, gold or selected stocks, and Apple Pay and Google Pay are supported. KYC is required. Top-up and conversion fees apply after the monthly allowance, and card terms and issuers vary by region.

Nexo Card combines Debit Mode for direct asset spending with Credit Mode, which borrows against crypto without selling it. It has no monthly or annual card fee, supports Apple Pay and Google Pay, and offers up to 2% cashback in Credit Mode. The higher rewards require a portfolio above $5,000 and tier conditions. Custody, collateral exposure and the March 2026 pause on physical card orders remain trade-offs.

Bitpanda Card supports spending from more than 600 crypto assets, precious metals and fiat through a custodial Visa account. Eligible crypto-funded purchases earn 1% cashback, while the card has no monthly fee and supports Apple Pay. ATM withdrawals cost 2% or €2, whichever is higher, and cashback excludes stablecoins, fiat, metals and other non-crypto spending.

Crypto.com Visa Card offers a free Midnight Blue tier and eligible CRO rewards of up to 4.5%, with travel benefits and higher ATM allowances on other tiers. It is a prepaid Visa card funded through the Crypto.com App rather than by loading crypto directly. Higher rewards require paid plans or CRO lockups, and rewards are paid in CRO. A January 2022 incident involved about $30 million in unauthorized withdrawals.

SafePal Card is a virtual Mastercard linked to a Fiat24 Swiss IBAN account and SafePal wallet. It supports crypto top-ups across 40+ blockchains, with fees as low as 0.4% by account tier.

Gnosis Pay is included for self-custodial Visa spending from Safe-held EURe, GBPe and USDC, with Apple Pay, Google Pay and 0% Gnosis Pay FX markup. Its direct consumer card and web app close on December 20, 2026, at 23:59 UTC, while partner infrastructure continues. The June 1, 2026 module exploit affected card Safes, with affected funds restored in July.