Gnosis Pay vs KAST
How Gnosis Pay vs KAST compare on our ratings, crypto card specs, funding, pros and cons.
| Feature | ||
|---|---|---|
| Ratings | ||
| Our score | 2.5/5 | 3.7/5 |
| User rating | No reviews yet | No reviews yet |
| Fees | 4.5 | 2.5 |
| Rewards & cashback | 1.0 | 4.0 |
| Availability | 1.5 | 4.5 |
| App & experience | 3.0 | 4.0 |
| Trust & security | 2.5 | 3.5 |
| Fees & features | ||
| Card type | Debit | Prepaid |
| Card network | Visa | Visa |
| Card format | Virtual, Physical | Virtual, Physical |
| Custody | Self-custodial | Custodial |
| KYC required | Yes | Yes |
| Business card | Not disclosed | Yes |
| Max cashback | Not disclosed | 3% |
| Rewards paid in | Not disclosed | USD stablecoins |
| Staking needed for top rewards | Not disclosed | No |
| Card issuance fee | Free | Free |
| Monthly fee | Not disclosed | Free |
| Annual fee | Free | Free |
| Foreign exchange fee | 0% | Not disclosed |
| ATM withdrawals | Consumer card: up to 5 free withdrawals or 200 EURe/GBPe/USDCe per month, whichever comes first; 2% per additional withdrawal. | Not disclosed |
| Daily spending limit | Not disclosed | Wallet balance |
| Available in | Europe (EEA) | Global |
| Spendable assets | EURe, GBPe, USDC, USDCe, USDT | USDT, USDC, PENGU, 25+ other coins |
| Top-up networks | Celo, Gnosis Chain | 10+ supported chains |
| Card currencies | Not disclosed | 30+ currencies |
| Spend stablecoins | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| Good for | Not disclosed | Everyday spending, Travel, Online shopping, Subscriptions & AI tools, Advertising, Business expenses |
| Perks | Sponsored blockchain gas for consumer card purchases, Free consumer card delivery | KAST Points, US account number, EU IBAN, ACH receipts, SEPA receipts, Wire transfers, KAST Reserve |
| Card issuer | Monavate Limited | Not disclosed |
| Company | ||
| Founded | 2023 | 2024 |
| Headquarters | Germany | Cayman Islands |
| Investors | Not disclosed | Left Lane Capital, QED Investors, Hong Shan, Peak XV Partners +1 |
| Strengths and weaknesses | ||
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| Best for | Wallets launching branded Visa cards, Fintechs integrating self-custodial stablecoin payments, Existing cardholders spending before closure | Freelancers receiving international payments, Global workers spending stablecoins, Stablecoin-funded business expenses |
Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

