Gem Wallet vs Xverse

Gem Wallet4.6/5

VS

Xverse3.7/5

Feature	Gem WalletVisit	XverseVisit
Ratings
Our score	4.6/5	3.7/5
User rating	No reviews yet	No reviews yet
Security	4.5	3.5
Ease of use	4.5	4.0
Chain support	5.0	3.0
Features	4.0	4.5
Privacy	5.0	3.5
Specs
KYC required	No	No
Wallet type	Mobile	Mobile, Browser extension
Custody	Self-custodial	Self-custodial
Chains	Ethereum, Bitcoin, Solana, BNB Chain, Arbitrum, Base, Polygon, Avalanche, Sui, Aptos, TON, Tron, Hyperliquid, Cosmos, Other	Bitcoin, Other
Platforms	iOS, Android	iOS, Android, Chrome
Open source	Yes	Yes
Hardware wallet support	Not disclosed	Yes
In-app swaps	Yes	Yes
Staking	Yes	Yes
NFT support	Yes	Yes
Buy crypto in app	Yes	Yes
Security features	Biometric authentication, 12-word seed phrase backup, Apple Keychain integration, Google Tink encryption	Self-custody, Seed phrase encryption, Hardware wallet support, Independent audits
Recovery without a seed phrase	No	Not disclosed
Built-in dApp browser	Yes	Not disclosed
Swap fee	0.5%	Not disclosed
Perpetuals trading	Not disclosed	Yes
Company
Founded	2023	2021
Headquarters	United Arab Emirates	—
Investors	Not disclosed	Draper Associates, Draper Dragon, Trust Machines
Strengths and weaknesses
Pros	Fully open-source mobile application audited by CertiK in April 2026 Requires no account creation, email address, or identity verification Supports over 100 distinct blockchains within a single interface Integrated DEX aggregator compares routes across 23 swap providers	Self-custodial wallet with Ledger and Keystone support Supports Bitcoin, Stacks, Starknet and Spark Ordinals, Runes and stablecoin features are built in Least Authority regularly audits the code
Cons	No desktop client or web browser extension available Swaps carry a 0.5% fee in addition to standard network costs No social recovery alternative for the seed phrase	Swap costs include network, liquidity-provider and Xverse fees Earn rates are variable and rewards are not guaranteed Fiat providers may impose separate identity requirements A 2023 Chrome extension issue exposed unencrypted seed phrases under certain conditions
Best for	Mobile multichain crypto management, Privacy-focused self-custody, Direct cross-chain swaps without exchanges	Bitcoin and Ordinals users, Stacks and Bitcoin L2 users, Hardware wallet users

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