Gem Wallet vs Stack Wallet

Gem Wallet4.6/5

VS

Stack Wallet3.5/5

Feature	Gem WalletVisit	Stack WalletVisit
Ratings
Our score	4.6/5	3.5/5
User rating	No reviews yet	No reviews yet
Security	4.5	4.0
Ease of use	4.5	3.5
Chain support	5.0	2.5
Features	4.0	3.0
Privacy	5.0	4.5
Specs
KYC required	No	No
Wallet type	Mobile	Mobile, Desktop
Custody	Self-custodial	Self-custodial
Chains	Ethereum, Bitcoin, Solana, BNB Chain, Arbitrum, Base, Polygon, Avalanche, Sui, Aptos, TON, Tron, Hyperliquid, Cosmos, Other	Bitcoin, Other
Platforms	iOS, Android	iOS, Android, Windows, macOS, Linux
Open source	Yes	Yes
In-app swaps	Yes	Yes
Staking	Yes	Not disclosed
NFT support	Yes	Not disclosed
Buy crypto in app	Yes	Not disclosed
Security features	Biometric authentication, 12-word seed phrase backup, Apple Keychain integration, Google Tink encryption	Encrypted local backup, Custom node connection, Smart sync, SegWit
Recovery without a seed phrase	No	No
Built-in dApp browser	Yes	Not disclosed
Swap fee	0.5%	Not disclosed
Perpetuals trading	Not disclosed	No
Company
Founded	2023	—
Headquarters	United Arab Emirates	—
Investors	Not disclosed	Not disclosed
Strengths and weaknesses
Pros	Fully open-source mobile application audited by CertiK in April 2026 Requires no account creation, email address, or identity verification Supports over 100 distinct blockchains within a single interface Integrated DEX aggregator compares routes across 23 swap providers	Fully open source under the GPL-3.0 license Rare multicoin support for Monero, Epic Cash, and Wownero No identity verification or account creation required Independent security audit conducted by Digilol
Cons	No desktop client or web browser extension available Swaps carry a 0.5% fee in addition to standard network costs No social recovery alternative for the seed phrase	No support for EVM chains, Solana, or smart contracts Integrated swaps carry third-party counterparty risk and additional markup fees Stack Wallet Backup files are incompatible with third-party multicoin wallets Lacks hardware wallet integrations like Ledger or Trezor
Best for	Mobile multichain crypto management, Privacy-focused self-custody, Direct cross-chain swaps without exchanges	Monero and privacy-coin holders, Users running their own full nodes, Desktop and mobile self-custody without KYC

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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