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Crypto.com Visa Card vs KAST

How Crypto.com Visa Card vs KAST compare on our ratings, crypto card specs, funding, pros and cons.

Crypto.com Visa Card3.3/5
VS
KAST3.7/5
Feature
Crypto.com Visa CardVisit
KASTVisit
Ratings
Our score3.3/53.7/5
User ratingNo reviews yetNo reviews yet
Fees3.02.5
Rewards & cashback4.04.0
Availability3.54.5
App & experience3.54.0
Trust & security2.53.5
Fees & features
Card typePrepaidPrepaid
Card networkVisaVisa
Card formatVirtual, PhysicalVirtual, Physical
CustodyCustodialCustodial
KYC requiredNot disclosed Yes
Business cardNot disclosed Yes
Max cashback4.5%3%
Rewards paid inCROUSD stablecoins
Staking needed for top rewards Yes No
Card issuance feeNot disclosedFree
Monthly fee$24.99Free
Annual fee$249.90Free
Foreign exchange fee0%Not disclosed
Crypto conversion spreadExact rates depend on jurisdiction and card tierNot disclosed
ATM withdrawalsFree withdrawals from €200 to €1,000 per month depending on tier; other fees may applyNot disclosed
Daily spending limitNot disclosedWallet balance
ATM withdrawal limit€10,000 per monthNot disclosed
Available inEurope (EEA), United Kingdom, United StatesGlobal
Spendable assetsCryptocurrency converted to the relevant market currency, CROUSDT, USDC, PENGU, 25+ other coins
Top-up networksNot disclosed10+ supported chains
Card currenciesEUR30+ currencies
Spend stablecoinsNot disclosed Yes
Apple PayNot disclosed Yes
Google PayNot disclosed Yes
Good forEveryday spending, Travel, Online shopping, Subscriptions & AI toolsEveryday spending, Travel, Online shopping, Subscriptions & AI tools, Advertising, Business expenses
PerksCRO spending rewards, Crypto.com Travel rewards, Spotify rebates, Netflix rebates, Truth+ rebates, Airport lounge access, Priority supportKAST Points, US account number, EU IBAN, ACH receipts, SEPA receipts, Wire transfers, KAST Reserve
Card issuerForis MT LimitedNot disclosed
Company
Founded20182024
HeadquartersSingaporeCayman Islands
InvestorsNot disclosedLeft Lane Capital, QED Investors, Hong Shan, Peak XV Partners +1
Strengths and weaknesses
Pros
  • Free Midnight Blue tier has no subscription fee
  • Up to 4.5% CRO rewards on eligible everyday spending
  • Free ATM allowance reaches €1,000 monthly on higher tiers
  • €25,000 monthly aggregated top-up limit
  • Visa acceptance at 150M+ merchants in 170+ countries
  • US account number and EU IBAN support ACH and SEPA payments
  • Supports USDT and USDC across 10+ chains
  • Standard membership has no annual fee
Cons
  • Rewards are paid in volatile CRO
  • Higher rewards require paid plans or CRO lockups
  • Custodial account depends on Crypto.com and Foris MT Limited
  • Availability and KYC requirements vary by country and tier
  • Custodial account structure creates reliance on KAST and its regulated partners
  • Premium costs $1,000 yearly and Private costs $10,000 yearly
  • Reserve rates are introductory and the offer ends 1 July 2027
  • Cashback is subject to merchant-category restrictions
Best forCRO holders using prepaid payments, EEA residents spending crypto, Crypto.com App customersFreelancers receiving international payments, Global workers spending stablecoins, Stablecoin-funded business expenses

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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