KAST vs SafePal Card
How KAST vs SafePal Card compare on our ratings, crypto card specs, funding, pros and cons.
| Feature | ||
|---|---|---|
| Ratings | ||
| Our score | 3.7/5 | 3.2/5 |
| User rating | No reviews yet | No reviews yet |
| Fees | 2.5 | 3.5 |
| Rewards & cashback | 4.0 | 2.5 |
| Availability | 4.5 | 3.0 |
| App & experience | 4.0 | 4.0 |
| Trust & security | 3.5 | 3.0 |
| Fees & features | ||
| Card type | Prepaid | Debit |
| Card network | Visa | Mastercard |
| Card format | Virtual, Physical | Virtual |
| Custody | Custodial | Self-custodial |
| KYC required | Yes | Yes |
| Business card | Yes | Not disclosed |
| Max cashback | 3% | Not disclosed |
| Rewards paid in | USD stablecoins | Not disclosed |
| Staking needed for top rewards | No | No |
| Card issuance fee | Free | Free |
| Monthly fee | Free | Free |
| Annual fee | Free | Free |
| Top-up fee | Not disclosed | As low as 0.4%, depending on account tier |
| Crypto conversion spread | Not disclosed | A spread applies when swapping cryptocurrencies |
| Daily spending limit | Wallet balance | €1,600 contactless; €5,000 for other payment methods |
| Available in | Global | Not disclosed |
| Spendable assets | USDT, USDC, PENGU, 25+ other coins | Not disclosed |
| Top-up networks | 10+ supported chains | Arbitrum, 40+ blockchains |
| Card currencies | 30+ currencies | Not disclosed |
| Spend stablecoins | Yes | Yes |
| Apple Pay | Yes | Yes |
| Google Pay | Yes | Yes |
| Good for | Everyday spending, Travel, Online shopping, Subscriptions & AI tools, Advertising, Business expenses | Everyday spending, Travel, Online shopping, Subscriptions & AI tools |
| Perks | KAST Points, US account number, EU IBAN, ACH receipts, SEPA receipts, Wire transfers, KAST Reserve | PayPal, Apple Pay, Google Pay, Samsung Pay, Swiss IBAN account |
| Card issuer | Not disclosed | Fiat24 |
| Virtual card fee | Not disclosed | Free |
| Referral program | Not disclosed | Yes |
| Company | ||
| Founded | 2024 | 2018 |
| Headquarters | Cayman Islands | Singapore |
| Investors | Left Lane Capital, QED Investors, Hong Shan, Peak XV Partners +1 | Not disclosed |
| Strengths and weaknesses | ||
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| Best for | Freelancers receiving international payments, Global workers spending stablecoins, Stablecoin-funded business expenses | Multichain crypto spending, Stablecoin card payments, Swiss IBAN access |
Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.