KAST vs Plasma One

KAST3.7/5

VS

Plasma One3.4/5

Feature	KASTVisit	Plasma OneVisit
Ratings
Our score	3.7/5	3.4/5
User rating	No reviews yet	No reviews yet
Fees	2.5	3.0
Rewards & cashback	4.0	4.0
Availability	4.5	3.5
App & experience	4.0	3.0
Trust & security	3.5	3.5
Fees & features
Card type	Prepaid	Debit
Card network	Visa	Visa
Card format	Virtual, Physical	Virtual
Custody	Custodial	Self-custodial
KYC required	Yes	Not disclosed
Business card	Yes	Not disclosed
Max cashback	3%	4%
Rewards paid in	USD stablecoins	XPL
Staking needed for top rewards	No	Yes
Card issuance fee	Free	Free
Monthly fee	Free	Not disclosed
Annual fee	Free	$199
Daily spending limit	Wallet balance	Not disclosed
Available in	Global	Global
Spendable assets	USDT, USDC, PENGU, 25+ other coins	Stablecoins
Top-up networks	10+ supported chains	Plasma
Card currencies	30+ currencies	USD
Spend stablecoins	Yes	Yes
Apple Pay	Yes	Not disclosed
Google Pay	Yes	Not disclosed
Good for	Everyday spending, Travel, Online shopping, Subscriptions & AI tools, Advertising, Business expenses	Everyday spending, Travel, Online shopping, Subscriptions & AI tools
Perks	KAST Points, US account number, EU IBAN, ACH receipts, SEPA receipts, Wire transfers, KAST Reserve	AI subscriptions, Flight cashback, Priority support, VIP support
Card issuer	Not disclosed	Rain
Virtual card fee	Not disclosed	Free
Referral program	Not disclosed	Yes
Company
Founded	2024	—
Headquarters	Cayman Islands	United Kingdom
Investors	Left Lane Capital, QED Investors, Hong Shan, Peak XV Partners +1	Founders Fund
Strengths and weaknesses
Pros	Visa acceptance at 150M+ merchants in 170+ countries US account number and EU IBAN support ACH and SEPA payments Supports USDT and USDC across 10+ chains Standard membership has no annual fee	Self-custody model keeps the card-backing balance with the user Rain is a Visa Principal Member and issues the card Stablecoin transfers cost $0 Lite has a $0 card cost and 2% base cashback
Cons	Custodial account structure creates reliance on KAST and its regulated partners Premium costs $1,000 yearly and Private costs $10,000 yearly Reserve rates are introductory and the offer ends 1 July 2027 Cashback is subject to merchant-category restrictions	Cashback is paid in XPL, exposing rewards to token-price changes Core requires $199 yearly or locking 20,000 XPL for 12 months Platinum requires locking 100,000 XPL for 12 months Card use depends on Rain, Bridge and Visa
Best for	Freelancers receiving international payments, Global workers spending stablecoins, Stablecoin-funded business expenses	Stablecoin everyday spending, AI subscription payments, Platinum travel spending

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