Gem Wallet vs XDEFI Wallet

Gem Wallet4.6/5

VS

XDEFI Wallet2.7/5

Feature	Gem WalletVisit	XDEFI WalletVisit
Ratings
Our score	4.6/5	2.7/5
User rating	No reviews yet	No reviews yet
Security	4.5	1.0
Ease of use	4.5	2.0
Chain support	5.0	4.5
Features	4.0	3.0
Privacy	5.0	4.0
Specs
KYC required	No	No
Wallet type	Mobile	Browser extension, Mobile
Custody	Self-custodial	Self-custodial
Chains	Ethereum, Bitcoin, Solana, BNB Chain, Arbitrum, Base, Polygon, Avalanche, Sui, Aptos, TON, Tron, Hyperliquid, Cosmos, Other	Ethereum, Bitcoin, Arbitrum, Polygon, Avalanche, BNB Chain, Other
Platforms	iOS, Android	Not disclosed
Open source	Yes	Yes
In-app swaps	Yes	Yes
Staking	Yes	Not disclosed
NFT support	Yes	Yes
Buy crypto in app	Yes	Not disclosed
Security features	Biometric authentication, 12-word seed phrase backup, Apple Keychain integration, Google Tink encryption	Not disclosed
Recovery without a seed phrase	No	Not disclosed
Built-in dApp browser	Yes	Yes
Swap fee	0.5%	Not disclosed
Company
Founded	2023	2020
Headquarters	United Arab Emirates	United Kingdom
Investors	Not disclosed	Not disclosed
Strengths and weaknesses
Pros	Fully open-source mobile application audited by CertiK in April 2026 Requires no account creation, email address, or identity verification Supports over 100 distinct blockchains within a single interface Integrated DEX aggregator compares routes across 23 swap providers	Supported more than 2,500 blockchain networks in a single browser extension Direct native cross-chain swaps via THORChain with no extra wallet markup Open-source extension client audited by Kudelski Security Non-custodial architecture allowed private key export without identity verification
Cons	No desktop client or web browser extension available Swaps carry a 0.5% fee in addition to standard network costs No social recovery alternative for the seed phrase	Permanently ceased operations on August 3, 2026 Suffered a June 2026 exploit resulting in a 16.1 million ADA loss Cannot send, receive, swap, or connect to dApps Removed from app stores
Best for	Mobile multichain crypto management, Privacy-focused self-custody, Direct cross-chain swaps without exchanges	Former users exporting seed phrases, Historical multichain architecture research

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