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Bleap vs Gnosis Pay

How Bleap vs Gnosis Pay compare on our ratings, crypto card specs, funding, pros and cons.

Bleap3.9/5
VS
Gnosis Pay2.5/5
Feature
BleapVisit
Gnosis PayVisit
Ratings
Our score3.9/52.5/5
User ratingNo reviews yetNo reviews yet
Fees4.54.5
Rewards & cashback4.01.0
Availability3.51.5
App & experience4.03.0
Trust & security3.52.5
Fees & features
Card typeDebitDebit
Card networkMastercardVisa
Card formatVirtual, PhysicalVirtual, Physical
CustodySelf-custodialSelf-custodial
KYC requiredNot disclosed Yes
Max cashback20%Not disclosed
Rewards paid inUSDCNot disclosed
Card issuance feeFreeFree
Monthly feeFreeNot disclosed
Annual feeFreeFree
Foreign exchange fee0%0%
Crypto conversion spread0% FX markupsNot disclosed
ATM withdrawalsNo Bleap fee worldwide, up to €400 per month; operator fees may applyConsumer card: up to 5 free withdrawals or 200 EURe/GBPe/USDCe per month, whichever comes first; 2% per additional withdrawal.
ATM withdrawal limit€400 per monthNot disclosed
Available inEurope (EEA), Latin AmericaEurope (EEA)
Spendable assetsStablecoins, EUR, USDEURe, GBPe, USDC, USDCe, USDT
Top-up networksArbitrum, Base, SolanaCelo, Gnosis Chain
Card currenciesEUR, USDNot disclosed
Spend stablecoins Yes Yes
Apple PayNot disclosed Yes
Google PayNot disclosed Yes
Good forEveryday spending, Travel, Online shoppingNot disclosed
PerksUp to 20% cashback, Savings plans up to 8% APY or AER, Crypto trading of 18,000+ tokensSponsored blockchain gas for consumer card purchases, Free consumer card delivery
Card issuerNot disclosedMonavate Limited
Virtual card feeFreeNot disclosed
Company
Founded20232023
HeadquartersUnited KingdomGermany
InvestorsBlossom Capital, Ethereal Ventures, Alliance, Maven 11 +1Not disclosed
Strengths and weaknesses
Pros
  • Self-custodial card balance
  • €0 issuance and monthly fees
  • 0% foreign exchange fees and no FX markups
  • Up to 20% cashback paid in USDC
  • Spends EURe, GBPe and USDC directly from a self-custodial Safe account
  • Supports Apple Pay and Google Pay
  • Consumer card charges 0% FX markup, with Visa exchange rates applied
  • Blockchain gas for consumer card purchases is sponsored
Cons
  • Availability is limited to Europe, Mexico and Brazil
  • Card access depends on issuer and program arrangements
  • Cashback rate and eligible spending depend on the offer
  • ATM operators may charge separate fees
  • Direct consumer card and web app close December 20, 2026
  • Legacy GNO cashback program ended September 30, 2026
  • June 1, 2026 module exploit affected card Safes; affected funds were restored in July
  • Registration requires Sumsub identity verification and residence eligibility checks
Best forEU residents spending stablecoins, Brazilian users sending PIX to euros, Multichain crypto spendingWallets launching branded Visa cards, Fintechs integrating self-custodial stablecoin payments, Existing cardholders spending before closure

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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