BingCard vs KAST

How BingCard vs KAST compare on our ratings, crypto card specs, funding, pros and cons.

VS
KAST3.7/5
Feature
Ratings
Our score2.1/53.7/5
User ratingNo reviews yetNo reviews yet
Fees2.52.5
Rewards & cashback1.04.0
Availability2.54.5
App & experience3.04.0
Trust & security1.53.5
Fees & features
Card typePrepaidPrepaid
Card networkNot disclosedVisa
Card formatVirtual, PhysicalVirtual, Physical
CustodyCustodialCustodial
KYC required No Yes
Business card Yes Yes
Max cashback0%3%
Rewards paid inNot disclosedUSD stablecoins
Staking needed for top rewards No No
Card issuance fee$25Free
Monthly feeFreeFree
Annual feeFreeFree
Top-up fee1%Not disclosed
Crypto conversion spread0%Not disclosed
Daily spending limitNot disclosedWallet balance
Available inNot disclosedGlobal
Not available inUnited States, United Kingdom, Germany, France, ItalyNot disclosed
Spendable assetsBTC, ETH, USDT, USDCUSDT, USDC, PENGU, 25+ other coins
Top-up networksBitcoin, Ethereum10+ supported chains
Card currenciesUSD, HKD30+ currencies
Spend stablecoins Yes Yes
Apple PayNot disclosed Yes
Google PayNot disclosed Yes
Good forOnline shopping, Subscriptions & AI tools, AdvertisingEveryday spending, Travel, Online shopping, Subscriptions & AI tools, Advertising, Business expenses
PerksNot disclosedKAST Points, US account number, EU IBAN, ACH receipts, SEPA receipts, Wire transfers, KAST Reserve
Virtual card fee$25Not disclosed
Company
Founded20212024
Headquarters—Cayman Islands
InvestorsNot disclosedLeft Lane Capital, QED Investors, Hong Shan, Peak XV Partners +1
Strengths and weaknesses
Pros
  • Virtual cards issued in five minutes without identity verification
  • High monthly spending limits up to $200,000 on virtual cards
  • Supports deposits in BTC, ETH, USDT, and USDC
  • Zero monthly maintenance fees on the Star virtual and Platinum physical cards
  • Visa acceptance at 150M+ merchants in 170+ countries
  • US account number and EU IBAN support ACH and SEPA payments
  • Supports USDT and USDC across 10+ chains
  • Standard membership has no annual fee
Cons
  • No cashback, points, or loyalty rewards on any card tier
  • High physical card issuance fee of $168
  • Physical card shipping takes up to 25 business days
  • Excluded for US citizens and residents
  • Custodial account structure creates reliance on KAST and its regulated partners
  • Premium costs $1,000 yearly and Private costs $10,000 yearly
  • Reserve rates are introductory and the offer ends 1 July 2027
  • Cashback is subject to merchant-category restrictions
Best forNon-US residents wanting virtual cards, Fast online checkout with crypto, Paying software and ad subscriptionsFreelancers receiving international payments, Global workers spending stablecoins, Stablecoin-funded business expenses

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