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AnkerPay vs Gem Wallet

How AnkerPay vs Gem Wallet compare on our ratings, wallet specs, funding, pros and cons.

AnkerPay3.0/5
VS
Gem Wallet4.6/5
Feature
AnkerPayVisit
Gem WalletVisit
Ratings
Our score3.0/54.6/5
User ratingNo reviews yetNo reviews yet
Security3.04.5
Ease of use3.54.5
Chain support2.55.0
Features3.04.0
Privacy3.05.0
Specs
KYC requiredNot disclosed No
Wallet typeMobile, DesktopMobile
CustodySelf-custodialSelf-custodial
ChainsBitcoin, Ethereum, Solana, BNB Chain, Polygon, Tron, OtherEthereum, Bitcoin, Solana, BNB Chain, Arbitrum, Base, Polygon, Avalanche, Sui, Aptos, TON, Tron, Hyperliquid, Cosmos, Other
PlatformsAndroid, iOS, Windows, macOSiOS, Android
Open sourceNot disclosed Yes
In-app swaps Yes Yes
Staking No Yes
NFT supportNot disclosed Yes
Buy crypto in app Yes Yes
Security featuresSPV verification, Private key exportBiometric authentication, 12-word seed phrase backup, Apple Keychain integration, Google Tink encryption
Recovery without a seed phraseNot disclosed No
Built-in dApp browserNot disclosed Yes
Swap feeNot disclosed0.5%
Company
Founded—2023
HeadquartersSouth AfricaUnited Arab Emirates
InvestorsNot disclosedNot disclosed
Strengths and weaknesses
Pros
  • Lightweight SPV architecture keeps mobile storage use minimal
  • Direct compatibility with physical AnkerATMs across South Africa
  • Self-custodial key storage preserves user control of assets
  • In-app token swaps through AnkerSwap
  • Fully open-source mobile application audited by CertiK in April 2026
  • Requires no account creation, email address, or identity verification
  • Supports over 100 distinct blockchains within a single interface
  • Integrated DEX aggregator compares routes across 23 swap providers
Cons
  • No built-in staking or passive yield earning features
  • Cash settlement is available in South African Rand through the regional ATM and POS network
  • No desktop client or web browser extension available
  • Swaps carry a 0.5% fee in addition to standard network costs
  • No social recovery alternative for the seed phrase
Best forSouth African crypto retail users, Traders using physical Bitcoin ATMs, Holders of UTXO payment coinsMobile multichain crypto management, Privacy-focused self-custody, Direct cross-chain swaps without exchanges

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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