Kraken Card vs SolCard

How Kraken Card vs SolCard compare on our ratings, crypto card specs, funding, pros and cons.

VS
SolCard2.9/5
Feature
Ratings
Our score3.8/52.9/5
User ratingNo reviews yetNo reviews yet
Fees4.52.5
Rewards & cashback4.02.5
Availability3.03.0
App & experience4.03.5
Trust & security3.53.0
Fees & features
Card typeDebitDebit
Card networkMastercardNot disclosed
Card formatVirtualVirtual, Physical
CustodyCustodialNot disclosed
Max cashback2%0%
Rewards paid inBTC or EURNot disclosed
Staking needed for top rewards No No
Welcome bonusNew cardholders receive Max tier for 30 days, with 2% cashback.Not disclosed
Card issuance feeFree$10
Monthly feeFreeNot disclosed
Annual feeFreeFree
Foreign exchange fee0%Not disclosed
Top-up feeNot disclosed5% for Virtual; 0% for Platinum
Crypto conversion spreadVariable spread applies when spending across assetsA foreign exchange spread may apply when spending outside USD
ATM withdrawalsNo ATM withdrawal fee from Kraken; third-party ATM fees may applyNot disclosed
Available inEurope (EEA), United Kingdom, United StatesGlobal
Spendable assets600+ cryptocurrencies, CashSOL, USDC, USDT, ETH, BTC
Top-up networksNot disclosedSolana, Ethereum, Base, Polygon, Arbitrum, BNB Chain, Optimism, Avalanche, HyperEVM, Tron, Robinhood Chain
Card currenciesEURNot disclosed
Spend stablecoinsNot disclosed Yes
Apple Pay Yes Yes
Google Pay Yes Yes
Good forEveryday spending, Travel, Online shopping, Subscriptions & AI toolsEveryday spending, Travel, Online shopping, Subscriptions & AI tools
PerksUp to 2% cashback, Up to 6% travel cashback, Instant card lock, Real-time notificationsApple Pay and Google Pay for Platinum, Priority support for Platinum, No monthly spending limit for Platinum
Card issuerUAB MonavateNot disclosed
Virtual card feeFree$10
Company
Founded2011—
HeadquartersUnited StatesHong Kong
InvestorsDRW Venture Capital, Hong Shan, Jane Street, Oppenheimer Alternative Investment Management +2Not disclosed
Strengths and weaknesses
Pros
  • Up to 2% cashback in BTC or EUR
  • No Kraken transaction or foreign-exchange fees
  • No Kraken ATM withdrawal fees
  • Supports 600+ currencies
  • Platinum has 0% top-up fees
  • Platinum supports Apple Pay and Google Pay
  • Supports stablecoins across 9+ networks
  • Virtual cards can be used without identity verification
Cons
  • Custodial card and account structure
  • Variable spreads may apply when converting between assets at checkout
  • Third-party ATM fees may apply
  • Availability varies by location
  • Virtual top-ups carry a 5% fee
  • Each new card costs $10 to issue
  • Platinum requires identity verification
  • Foreign exchange spreads can apply outside USD
Best forEveryday crypto spending, Krak app users, Cardholders spending multiple assetsStablecoin spending, Online crypto payments, Apple Pay users

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