Bleap vs Exa Card

Bleap3.9/5

VS

Exa Card3.3/5

Feature	BleapVisit	Exa CardVisit
Ratings
Our score	3.9/5	3.3/5
User rating	No reviews yet	No reviews yet
Fees	4.5	3.5
Rewards & cashback	4.0	2.5
Availability	3.5	3.5
App & experience	4.0	4.0
Trust & security	3.5	3.0
Fees & features
Card type	Debit	Credit
Card network	Mastercard	Visa
Card format	Virtual, Physical	Virtual
Custody	Self-custodial	Self-custodial
Max cashback	20%	Not disclosed
Rewards paid in	USDC	Not disclosed
Welcome bonus	Not disclosed	$20 in XRP after spending $100, valid October 6–20, 2026, for a fixed cohort of 3,000 invited U.S. Uphold users
Card issuance fee	Free	Free
Monthly fee	Free	Not disclosed
Annual fee	Free	Not disclosed
Foreign exchange fee	0%	1.5%
Crypto conversion spread	0% FX markups	Not disclosed
ATM withdrawals	No Bleap fee worldwide, up to €400 per month; operator fees may apply	$1.00 plus 0.65% per withdrawal; some ATMs may add their own fee
ATM withdrawal limit	€400 per month	$250 per withdrawal, maximum 4 withdrawals per day
Available in	Europe (EEA), Latin America	Global
Spendable assets	Stablecoins, EUR, USD	USDC
Top-up networks	Arbitrum, Base, Solana	Optimism, Ethereum, Base, Arbitrum, Polygon, BNB Smart Chain
Card currencies	EUR, USD	USD
Spend stablecoins	Yes	Yes
Good for	Everyday spending, Travel, Online shopping	Everyday spending, Travel, Online shopping
Perks	Up to 20% cashback, Savings plans up to 8% APY or AER, Crypto trading of 18,000+ tokens	Visa VIP Airport Lounge access, Car rental insurance, Restaurant discounts, Visa Digital Concierge, Visa Travel Kit
Card issuer	Not disclosed	Licensed third parties
Virtual card fee	Free	Free
Company
Founded	2023	—
Headquarters	United Kingdom	—
Investors	Blossom Capital, Ethereal Ventures, Alliance, Maven 11 +1	Not disclosed
Strengths and weaknesses
Pros	Self-custodial card balance €0 issuance and monthly fees 0% foreign exchange fees and no FX markups Up to 20% cashback paid in USDC	Free card issuance with an Exa Wallet Non-custodial smart contracts back spending and borrowing Supports deposits across six EVM networks Offers up to nine fixed-rate installments
Cons	Availability is limited to Europe, Mexico and Brazil Card access depends on issuer and program arrangements Cashback rate and eligible spending depend on the offer ATM operators may charge separate fees	Non-USD transactions carry a 1.5% foreign exchange fee ATM withdrawals cost $1 plus 0.65% Installment borrowing may include interest and an origination fee Licensed third parties issue the card
Best for	EU residents spending stablecoins, Brazilian users sending PIX to euros, Multichain crypto spending	USDC everyday spending, Stablecoin-backed installments, Multichain crypto holders

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