CySEC-licensed crypto exchange and payment gateway operating under MiCA with direct IBAN settlement
Collect and Exchange (Collect & Exchange CY Ltd) is a centralized digital asset exchange and payment gateway based in Cyprus. Operating under the European Union Markets in Crypto-Assets regulation, the platform pairs instant spot crypto conversions with corporate acquiring infrastructure, giving European businesses and individuals direct fiat off-ramps and crypto-to-fiat settlements.
Founded in 2024, the platform operates through Collect & Exchange CY Ltd, a limited liability company incorporated in the Republic of Cyprus with registration number HE456884. The corporate headquarters are located at 13 Thessalonikis in Limassol. Collect & Exchange CY Ltd forms the European-facing arm of the wider CollectGroup corporate network, developing compliant payment and custody infrastructure tailored to commercial merchants and institutional funds.
The platform provides spot conversions between cryptocurrencies and fiat currencies, supporting assets such as Bitcoin, Ethereum, USDC, EURC, BNB, Tron, and Polygon. Over 3,000 digital assets are supported across its broader exchange environment. Custodial assets are kept in segregated cold storage wallets protected by automated AML transaction monitoring (KYT). For commercial enterprises, the system provides payment gateways integrated via APIs and WebHooks with IBAN options so received tokens convert automatically into fiat for transfer into standard business bank accounts.
Collect and Exchange charges no regular account maintenance fees and requires no monthly recurring subscriptions. Pricing is built on transaction-based execution spreads and settlement costs rather than fixed access tiers. Specific maker and taker percentage schedules vary depending on routing volume and the selected fiat payment rails.
Collect & Exchange CY Ltd secured authorization as a Crypto-Asset Service Provider (CASP) from the Cyprus Securities and Exchange Commission under licence number CASP003/25 in late 2025. Authorised under EU Regulation 2023/1114 (MiCA), the exchange reported over 10,000 clients and more than $1B in processed transaction volume by October 2026. The platform also maintains dedicated mobile apps for iOS and Android alongside a partner network containing over 1,000 participants.
Because Collect and Exchange operates as a centralized custodial intermediary, users face custodial counterparty risk during token storage and payment settlement. Strict KYC identity verification is mandatory for all individual and enterprise accounts, excluding anonymous users. In compliance with European regulatory guidance, the company enforces regional payment boundaries, including strict rules regarding electronic money token transfers. Traders seeking derivatives or peer-to-peer order books will need to look elsewhere, as the platform focuses exclusively on spot exchange, acquiring, and fiat settlement.
Collect & Exchange offers fully regulated European crypto-to-fiat conversion under CySEC and MiCA, but focuses on corporate payments rather than active trading features like derivatives.
Collect & Exchange CY Ltd is a Cyprus-based digital asset exchange and corporate payment gateway founded in 2024. Regulated by the Cyprus Securities and Exchange Commission under the European Union Markets in Crypto-Assets regulation (licence CASP003/25), the platform caters primarily to corporate entities and individual users requiring compliant crypto-to-fiat rails across the European Economic Area.
The platform's primary strength lies in its regulatory posture and fiat settlement infrastructure. Businesses can integrate checkout flows via APIs or WebHooks, exchange received assets instantly, and route fiat payouts to dedicated IBAN accounts. Client assets are held in segregated cold storage wallets accompanied by automated transaction screening. For retail users, mobile applications on iOS and Android allow basic portfolio tracking, asset transfers, and conversions.
However, the platform has clear limitations for general market participants:
By October 2026, Collect & Exchange reported handling over 1 billion in total volume across more than 10,000 clients. The service suits European businesses and institutional funds seeking compliant payment acquiring and dedicated IBAN payouts. Active day traders or derivative speculators should choose traditional centralized spot and futures exchanges instead.
| Markets | Spot · unverified |
|---|---|
| Coins listed | 3,000 · unverified |
| Fiat deposit methods | Bank transfer, SEPA · unverified |
| KYC required ⓘ | Yes · unverified |
| Accepts US customers | No · unverified |
| Staking / earn | No · unverified |
| Mobile app | Yes · unverified |
| Licenses & registrations | CySEC CASP003/25 (MiCA) · unverified |
| Security features | Cold storage, AML transaction screening, Segregated customer funds · unverified |
| Futures & perpetuals | No · unverified |
| Copy trading | No · unverified |
| P2P market | No · unverified |
| Earn / savings products | No · unverified |
| Referral program | Yes · unverified |
Not disclosed by the provider: Maker fee, Taker fee, Proof of reserves, Max leverage (x), User protection fund.
Data from the provider's website and public sources. Fees and availability change; confirm on the official site before you sign up.
Converts digital assets such as BTC, ETH, and USDC into fiat currencies with direct bank account withdrawals.
Enables companies to accept crypto payments online through API and WebHook integrations with automatic fiat conversion.
Provides businesses with dedicated or pooled IBANs for treasury management and domestic banking transfers.
Safeguards client funds in segregated cold wallets backed by automated AML transaction screening.
Offers dedicated mobile applications on iOS and Android for account monitoring, transfers, and token swaps.
Executes spot conversions between digital assets and traditional currencies. Users can complete crypto-to-fiat and fiat-to-crypto exchanges with instant settlement.
Enables merchants to accept cryptocurrency payments through APIs, WebHooks, or web dashboards with automatic bank settlement and dedicated IBANs.
Provides segregated custodial digital asset storage. Clients can send, receive, and store supported tokens directly within the platform.
Delivers mobile access on iOS and Android for executing conversions, tracking balances, and managing digital asset transfers on the move.
There are no relevant user reviews or direct user experiences available concerning Collect and Exchange.
Based on 3 Reddit posts and comments from the last 12 months, checked Oct 21, 2026. These are posts by users on other sites, not reviews submitted on CryptoReview.
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Collect & Exchange CY is a regulated digital asset exchange and payment processing platform based in Limassol, Cyprus. It provides spot conversion, digital wallet custody, and crypto acquiring solutions for businesses and individuals.
Yes, the company operates under a Crypto-Asset Service Provider licence (CASP003/25) issued by the Cyprus Securities and Exchange Commission (CySEC) in accordance with the EU MiCA framework.
Collect & Exchange does not charge account maintenance fees or recurring subscriptions. Conversion and transaction costs are applied directly during settlement.
Yes, identity verification is mandatory for all individual and business accounts to comply with European anti-money laundering and MiCA regulations.
No, the platform does not offer futures, options, margin trading, or leverage. Operations are restricted to spot conversions and merchant payment processing.
Recent public posts from @CollectExchange, shown as published. Not reviewed or endorsed by CryptoReview.
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