European crypto exchange with 453 assets, MiCA authorization and fees from 0.00%
Bitvavo is a centralized cryptocurrency exchange headquartered in Amsterdam. It lets customers buy, sell and store 453 digital assets, with EUR and USDC markets, staking, recurring purchases and margin trading available through the same account.
Bitvavo B.V. operates under Bitvavo Group B.V. The exchange was founded in 2018 by Mark Nuvelstijn, a business administrator, and programmers Jelle de Boer and Tim Baardse. Bitvavo reports more than 2 million active users and €10 billion in monthly trading volume as of October 2026. Mark Nuvelstijn resigned as CEO in July 2025.
Bitvavo provides custodial exchange accounts, so assets bought on the platform are managed through the service rather than a self-custody wallet. Its mobile app supports buying and selling, while Pro Mode adds advanced order tools and keyboard navigation. Recurring Buy schedules purchases with adjustable amounts and frequencies.
Staking offers Flex and Fixed options for supported assets. Lending is also available, while Bitvavo's Web3 wallet provides access to more than 15,000 crypto assets beyond the exchange. Margin trading covers 20 assets, with long and short positions, take-profit and stop-loss tools, and up to 10x leverage.
Trading fees range from 0.00% to 0.25%. The base-tier Category A maker fee is 0.15%, and the taker fee is 0.25%. Margin trades use standard volume-based trading fees, plus borrowing fees and a 2% liquidation fee. USDC/EUR, EUROP/EUR, EURCV/EUR, USDCV/EUR and EURC/USDC trades do not count toward the 30-day volume-fee calculation.
Bitvavo is available in the European Economic Area and accepts euro transfers through eight payment methods, including SEPA. The exchange operates under a MiCA crypto-asset service provider authorization from the Dutch Authority for the Financial Markets and holds Dutch Central Bank registration as a digital-asset service provider.
Bitvavo launched in 2018 and received Dutch Central Bank registration in 2020. It obtained its MiCA license in June 2025. A September 2022 configuration error exposed eight users' personal data for about 15 minutes; Bitvavo said funds were unaffected and reported the incident to the Dutch Data Protection Authority. A November 2023 infrastructure outage temporarily blocked access. A December 2025 FLOW exploit halted the network, after which Bitvavo said mitigations were deployed and systems were restored.
Customers face centralized custody and counterparty exposure, with regional limits outside the EEA. Staking and lending are not regulated under MiCA, and margin trading can result in the loss of initial capital, with a separate liquidation fee.
Business administrator.
Programmer.
Programmer.
Bitvavo combines broad euro access, 453 assets and MiCA authorization with a record of data incidents, third-party exposure and leveraged trading risk.
Bitvavo is a Netherlands-based centralized exchange founded in 2018 and headquartered in Amsterdam. holds MiCA crypto-asset service provider authorization from the Autoriteit Financiële Markten and operates across the European Economic Area.
The platform lists 453 digital assets as of October 2026, with EUR and USDC markets, and reports €10B in monthly trading volume. It supports spot trading, staking, lending, recurring purchases and margin trading. Margin is limited to 20 assets with positions up to 10x, plus borrowing fees and a 2% liquidation fee.
Trading fees range from 0.00% to 0.25%. The base-tier Category A maker fee is 0.15% and the taker fee is 0.25%, with lower rates tied to volume. Stablecoin trades including USDC/EUR and EURC/USDC do not count toward the 30-day volume schedule.
The company reports more than 2 million active users and has operated since 2018. Its record also includes an exposure of €280 million to Gemini in 2023, a 2022 data exposure affecting eight users, a 2024 data breach, and a November 2023 infrastructure outage. A FLOW exploit affecting the network in December 2025 was mitigated, systems were restored and the incident was closed.
| Markets | Spot, Margin · unverified |
|---|---|
| Maker fee | 0.15% · unverified |
| Taker fee | 0.25% · unverified |
| Coins listed | 453 · unverified |
| Fiat deposit methods | Bank transfer, Card, SEPA · unverified |
| Accepts US customers | No · unverified |
| Staking / earn | Yes · unverified |
| Mobile app | Yes · unverified |
| Licenses & registrations | MiCA crypto-asset service provider authorization, Netherland, DNB registration as a digital asset service provider, Nether · unverified |
| Security features | Bitvavo Account Guarantee up to €100.000, Take-profit and stop-loss orders, Mobile app security features · unverified |
| Futures & perpetuals | No · unverified |
| Max leverage (x) | 10 · unverified |
| Copy trading | No · unverified |
| P2P market | No · unverified |
| Earn / savings products | Yes · unverified |
Not disclosed by the provider: KYC required, Proof of reserves, User protection fund, Referral program.
Data from the provider's website and public sources. Fees and availability change; confirm on the official site before you sign up.
Buy, sell and store 453 digital assets through EUR and USDC markets.
Trade 20 supported assets long or short, with take-profit and stop-loss orders.
Recurring Buy schedules purchases with adjustable amounts and frequencies.
Choose Flex access or Fixed staking for supported crypto assets.
Pro Mode includes advanced order tools, keyboard navigation and resizable modules.
Buy, sell and manage digital assets from a mobile application.
The Web3 wallet provides access to more than 15,000 crypto assets beyond the exchange.
Bitvavo supports eight payment methods, including SEPA for euro transfers.
The main exchange lets users buy, sell and store more than 400 digital assets through EUR and USDC markets. Bitvavo reports 453 listed assets as of October 2026.
The mobile app lets users buy, sell and manage digital assets from a phone. It also provides access to recurring purchases and account management.
Staking offers Flexible and Fixed options for supported crypto assets. Fixed staking locks assets for a stated term, while Flexible staking keeps access to them.
Recurring Buy schedules crypto purchases with adjustable amounts and frequencies. Users can modify or skip a scheduled transaction.
Margin trading supports long and short positions on 20 supported assets with up to 10x leverage. It includes take-profit, stop-loss and chart-based liquidation-price tracking.
Pro Mode is the advanced web trading interface, with multiple order types, keyboard navigation, resizable modules and chart-integrated order editing.
Institutional services provide tailor-made offerings for institutional investors and crypto funds.
The Web3 wallet provides access to more than 15,000 crypto assets beyond the Bitvavo exchange.
Complaints are dominated by blocked crypto or euro withdrawals, account restrictions, app problems, and slow or ineffective support.
“Bruv its literally the easiest app to do it. Click your asset, sell for market or limit Press withdraw, selecr your bankaccount. Done.”
“Your concerns are completely understandable, but I can reassure you regarding Bitvavo. I’ve been active there since 2023 and regularly move larger amounts via SEPA. My account is fully verified.”
“Can’t withdraw my money back to my bankaccount So recently i sold all my crypto and wanted to withdraw my money back to my bankaccount, however when i try to withdraw i get the notification “ Euro- witdrawls are turn off” ( Euro opnamens uitgeschakeld).”
“Bitvavo doesnt let me withdraw my crypto I bought 25k EUR in Bitcoin last week. I withdrew my Bitcoin instantly to my hardware wallet an got the following Mail: „We have carefully reviewed your account and found indicators that you are being scammed.”
“Disappointing Experience With This Platform! I unfortunately cannot recommend this platform. The staking reward was reduced from 5.5% to 4%, which had a negative impact on me as a customer.”
“Account suddenly locked “for security reasons” – zero transparency, no real support response Hi all, my Bitvavo account was suddenly locked “for security reasons” without any prior warning or notification email. I contacted support immediately.”
Scam warning: Fake recovery services and links may target users who have already lost money.
Scam warning: Fake Ledger links and other impersonation attempts may be used to steal wallet access.
Based on 200 Reddit posts and comments from the last 12 months, checked Oct 18, 2026. These are posts by users on other sites, not reviews submitted on CryptoReview.
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Bitvavo was founded in 2018 by Mark Nuvelstijn, Jelle de Boer and Tim Baardse. Nuvelstijn was CEO before resigning in July 2025.
Bitvavo's trading fees range from 0.00% to 0.25%. The Category A base-tier maker fee is 0.15% and the taker fee is 0.25%, while margin trades also incur borrowing fees and a 2% liquidation fee.
Bitvavo's stated availability is the European Economic Area. Its MiCA authorization is issued by the Dutch Authority for the Financial Markets.
Bitvavo is authorized under MiCA and offers an Account Guarantee of up to €100,000 for losses from unauthorized account access. Its record includes a 2022 data exposure, a 2023 infrastructure outage, a 2024 data breach and a €280 million lending exposure reported in 2023.
Bitvavo lists 453 digital assets as of October 2026. It offers EUR and USDC markets, and its Web3 wallet provides access to more than 15,000 crypto assets.
Bitvavo offers margin trading on 20 supported assets with up to 10x leverage. Positions can be long or short, and the product includes take-profit and stop-loss tools.
Recent public posts from @bitvavocom, shown as published. Not reviewed or endorsed by CryptoReview.
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