Peer vs Strike

Peer3.4/5

VS

Strike4.1/5

Feature	PeerVisit	StrikeVisit
Ratings
Our score	3.4/5	4.1/5
User rating	No reviews yet	No reviews yet
Fees	3.5	4.5
Coverage	3.0	4.0
Payment methods	4.5	4.0
Ease of use	3.5	4.5
Support	2.5	3.5
Specs
Service	On-ramp, Off-ramp	On-ramp, Off-ramp, Widget / API
Payment methods	Bank transfer	Card, Bank transfer, SEPA, ACH
Typical fee	Up to 0.95% taker service fee paid by the buyer; up to 0.5% bridge fee when bridging to another chain; sellers set their own spread.	Fee-free recurring purchases, free on-chain withdrawals
Countries	Not disclosed	100
Assets	12	1
Minimum purchase	Not disclosed	$1
Developer widget / API	Not disclosed	Yes
KYC required	No	Not disclosed
Sell to fiat (off-ramp)	Yes	Yes
Max purchase	Not disclosed	$2,500,000
Delivery time	After payment verification, onchain release and any bridge route; timing varies by payment rail.	Instant
Company
Founded	—	2019
Headquarters	—	United States
Investors	Not disclosed	Ten31, University of Wyoming, Washington University in St. Louis
Strengths and weaknesses
Pros	Non-custodial escrow keeps crypto in an onchain smart contract Supports payment apps including Venmo, PayPal, Revolut and Zelle Buyer taker fee is capped at 0.95% Private proofs limit shared payment details to amount, recipient and timestamp	Fee-free recurring Bitcoin purchases with no platform commission Zero-fee onchain withdrawals directly to self-custody cold wallets Instant settlement across the Lightning Network Supports large purchases up to €2.5 million per order
Cons	Fiat moves directly between counterparties, creating payment-reversal and dispute risk Payment-app and regional availability differs by flow Bridge orders can add a fee of up to 0.5% Sellers set spreads, so total pricing varies by offer	Only supports Bitcoin, with zero alternative cryptocurrencies or stablecoins Full identity verification (KYC) is required to access fiat transfers Spreads are incorporated into single spot purchases Custodial account setup introduces platform counterparty risk
Best for	Payment-app crypto buyers, USDC sellers setting their own rates, Users seeking non-custodial ramps	Bitcoin dollar-cost averaging, Lightning Network payment rails, Large-volume Bitcoin buyers

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