Paybis vs Peer

Paybis4.2/5

VS

Peer3.4/5

Feature	PaybisVisit	PeerVisit
Ratings
Our score	4.2/5	3.4/5
User rating	No reviews yet	No reviews yet
Fees	3.5	3.5
Coverage	4.5	3.0
Payment methods	4.5	4.5
Ease of use	4.5	3.5
Support	4.0	2.5
Specs
Service	On-ramp, Off-ramp, Widget / API	On-ramp, Off-ramp
Payment methods	Card, Bank transfer, Apple Pay, Google Pay, SEPA	Bank transfer
Typical fee	First card purchase: 0 Paybis fee. Other fees are shown at checkout and included in the quoted exchange rate.	Up to 0.95% taker service fee paid by the buyer; up to 0.5% bridge fee when bridging to another chain; sellers set their own spread.
Countries	180	Not disclosed
Assets	Not disclosed	12
Developer widget / API	Yes	Not disclosed
KYC required	Yes	No
Sell to fiat (off-ramp)	Yes	Yes
Apple Pay	Yes	Not disclosed
Delivery time	Within minutes for card purchases, subject to payment clearance and network congestion	After payment verification, onchain release and any bridge route; timing varies by payment rail.
Company
Founded	2014	—
Headquarters	—	—
Investors	Not disclosed	Not disclosed
Strengths and weaknesses
Pros	Serves more than 180 countries and 48 US states Offers over 35 payment methods First card purchase has a Paybis fee of 0 Sends crypto directly to an external wallet	Non-custodial escrow keeps crypto in an onchain smart contract Supports payment apps including Venmo, PayPal, Revolut and Zelle Buyer taker fee is capped at 0.95% Private proofs limit shared payment details to amount, recipient and timestamp
Cons	Card fees and spreads vary by payment method Network fees apply to every transaction Paybis Wallet introduces custodial exposure KYC and payment options vary by region	Fiat moves directly between counterparties, creating payment-reversal and dispute risk Payment-app and regional availability differs by flow Bridge orders can add a fee of up to 0.5% Sellers set spreads, so total pricing varies by offer
Best for	Card-based crypto purchases, Direct wallet delivery, EU and US on-ramp users	Payment-app crypto buyers, USDC sellers setting their own rates, Users seeking non-custodial ramps

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