Onramper vs Peer

How Onramper vs Peer compare on our ratings, on-ramp specs, funding, pros and cons.

VS
Peer3.4/5
Feature
Ratings
Our score4.0/53.4/5
User ratingNo reviews yetNo reviews yet
Fees3.53.5
Coverage4.53.0
Payment methods4.54.5
Ease of use4.03.5
Support3.52.5
Specs
ServiceOn-ramp, Off-ramp, Widget / API, AggregatorOn-ramp, Off-ramp
Payment methodsCard, Bank transfer, Apple Pay, Google PayBank transfer
Typical feeGenerally no added fee for end users; the underlying provider sets the transaction rate.Up to 0.95% taker service fee paid by the buyer; up to 0.5% bridge fee when bridging to another chain; sellers set their own spread.
Countries190Not disclosed
Assets2,00012
Developer widget / API YesNot disclosed
KYC required Yes No
Sell to fiat (off-ramp) Yes Yes
Apple Pay YesNot disclosed
Delivery timeNot disclosedAfter payment verification, onchain release and any bridge route; timing varies by payment rail.
Company
Founded——
Headquarters——
InvestorsNot disclosedNot disclosed
Strengths and weaknesses
Pros
  • 30+ onramp providers through one integration
  • 175+ payment methods across 190+ countries
  • More than 1,500 supported cryptocurrencies
  • Routing considers fees and KYC friction
  • Non-custodial escrow keeps crypto in an onchain smart contract
  • Supports payment apps including Venmo, PayPal, Revolut and Zelle
  • Buyer taker fee is capped at 0.95%
  • Private proofs limit shared payment details to amount, recipient and timestamp
Cons
  • Final fees and spreads depend on the selected ramp
  • KYC, approval and settlement depend on third-party providers
  • Regional asset and payment coverage varies by country
  • Payments can be rejected, reversed or held for compliance review
  • Fiat moves directly between counterparties, creating payment-reversal and dispute risk
  • Payment-app and regional availability differs by flow
  • Bridge orders can add a fee of up to 0.5%
  • Sellers set spreads, so total pricing varies by offer
Best forWallet and exchange developers, Apps needing global payment coverage, Businesses adding offramp flowsPayment-app crypto buyers, USDC sellers setting their own rates, Users seeking non-custodial ramps

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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