MoonPay vs Strike

How MoonPay vs Strike compare on our ratings, on-ramp specs, funding, pros and cons.

MoonPay3.7/5
VS
Strike4.1/5
Feature
Ratings
Our score3.7/54.1/5
User ratingNo reviews yetNo reviews yet
Fees2.54.5
Coverage4.54.0
Payment methods4.54.0
Ease of use4.04.5
Support3.03.5
Specs
ServiceOn-ramp, Off-ramp, Widget / APIOn-ramp, Off-ramp, Widget / API
Payment methodsCard, Bank transfer, Apple Pay, Google Pay, SEPA, ACH, PIXCard, Bank transfer, SEPA, ACH
Typical feeCard payments up to 4.5%, with a minimum of $3.99, €3.99 or £3.99; bank transfers approximately 1%; card-based sales up to 3.5%.Fee-free recurring purchases, free on-chain withdrawals
Countries180100
AssetsNot disclosed1
Minimum purchase$20$1
Developer widget / API Yes Yes
KYC required YesNot disclosed
Sell to fiat (off-ramp) Yes Yes
Apple Pay YesNot disclosed
Max purchaseNot disclosed$2,500,000
Delivery timeCards typically 5–15 minutes; bank transfers 1–3 business days.Instant
Company
Founded20182019
HeadquartersUnited StatesUnited States
InvestorsCoatue Management, Tiger Global Management, Blossom Capital, New Enterprise Associates +3Ten31, University of Wyoming, Washington University in St. Louis
Strengths and weaknesses
Pros
  • Operates in more than 180 countries
  • Integrates with over 500 exchanges and wallets
  • Supports cards, bank transfers, Apple Pay and Google Pay
  • Offers hosted widgets plus headless APIs and SDKs
  • Fee-free recurring Bitcoin purchases with no platform commission
  • Zero-fee onchain withdrawals directly to self-custody cold wallets
  • Instant settlement across the Lightning Network
  • Supports large purchases up to €2.5 million per order
Cons
  • Card fees reach 4.5%, with a minimum of $3.99, €3.99 or £3.99
  • Bank transfers can take 1–3 business days
  • KYC is required on the first purchase over $150
  • Asset, payment-method and off-ramp access varies by region
  • Only supports Bitcoin, with zero alternative cryptocurrencies or stablecoins
  • Full identity verification (KYC) is required to access fiat transfers
  • Spreads are incorporated into single spot purchases
  • Custodial account setup introduces platform counterparty risk
Best forWallet and dapp integrations, Card-based crypto purchases, Multi-region on-ramp accessBitcoin dollar-cost averaging, Lightning Network payment rails, Large-volume Bitcoin buyers

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