MoonPay vs Onramper

How MoonPay vs Onramper compare on our ratings, on-ramp specs, funding, pros and cons.

MoonPay3.7/5
VS
Feature
Ratings
Our score3.7/54.0/5
User ratingNo reviews yetNo reviews yet
Fees2.53.5
Coverage4.54.5
Payment methods4.54.5
Ease of use4.04.0
Support3.03.5
Specs
ServiceOn-ramp, Off-ramp, Widget / APIOn-ramp, Off-ramp, Widget / API, Aggregator
Payment methodsCard, Bank transfer, Apple Pay, Google Pay, SEPA, ACH, PIXCard, Bank transfer, Apple Pay, Google Pay
Typical feeCard payments up to 4.5%, with a minimum of $3.99, €3.99 or £3.99; bank transfers approximately 1%; card-based sales up to 3.5%.Generally no added fee for end users; the underlying provider sets the transaction rate.
Countries180190
AssetsNot disclosed2,000
Minimum purchase$20Not disclosed
Developer widget / API Yes Yes
KYC required Yes Yes
Sell to fiat (off-ramp) Yes Yes
Apple Pay Yes Yes
Delivery timeCards typically 5–15 minutes; bank transfers 1–3 business days.Not disclosed
Company
Founded2018—
HeadquartersUnited States—
InvestorsCoatue Management, Tiger Global Management, Blossom Capital, New Enterprise Associates +3Not disclosed
Strengths and weaknesses
Pros
  • Operates in more than 180 countries
  • Integrates with over 500 exchanges and wallets
  • Supports cards, bank transfers, Apple Pay and Google Pay
  • Offers hosted widgets plus headless APIs and SDKs
  • 30+ onramp providers through one integration
  • 175+ payment methods across 190+ countries
  • More than 1,500 supported cryptocurrencies
  • Routing considers fees and KYC friction
Cons
  • Card fees reach 4.5%, with a minimum of $3.99, €3.99 or £3.99
  • Bank transfers can take 1–3 business days
  • KYC is required on the first purchase over $150
  • Asset, payment-method and off-ramp access varies by region
  • Final fees and spreads depend on the selected ramp
  • KYC, approval and settlement depend on third-party providers
  • Regional asset and payment coverage varies by country
  • Payments can be rejected, reversed or held for compliance review
Best forWallet and dapp integrations, Card-based crypto purchases, Multi-region on-ramp accessWallet and exchange developers, Apps needing global payment coverage, Businesses adding offramp flows

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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