Meld vs Paybis

How Meld vs Paybis compare on our ratings, on-ramp specs, funding, pros and cons.

Meld3.7/5
VS
Paybis4.2/5
Feature
Ratings
Our score3.7/54.2/5
User ratingNo reviews yetNo reviews yet
Fees3.03.5
Coverage4.54.5
Payment methods4.04.5
Ease of use4.04.5
Support3.04.0
Specs
ServiceOn-ramp, Off-ramp, Widget / API, AggregatorOn-ramp, Off-ramp, Widget / API
Payment methodsNot disclosedCard, Bank transfer, Apple Pay, Google Pay, SEPA
Typical feeNot disclosedFirst card purchase: 0 Paybis fee. Other fees are shown at checkout and included in the quoted exchange rate.
Countries184180
Assets629Not disclosed
Developer widget / API Yes Yes
KYC requiredNot disclosed Yes
Sell to fiat (off-ramp) Yes Yes
Apple PayNot disclosed Yes
Delivery timeNot disclosedWithin minutes for card purchases, subject to payment clearance and network congestion
Company
Founded—2014
Headquarters——
InvestorsLightspeed Faction, F-Prime Capital, Scytale Digital, Yolo InvestmentsNot disclosed
Strengths and weaknesses
Pros
  • 184-country network coverage
  • 54 local payment methods
  • Provider selection uses price and conversion data
  • Supports on-ramp and off-ramp flows
  • Serves more than 180 countries and 48 US states
  • Offers over 35 payment methods
  • First card purchase has a Paybis fee of 0
  • Sends crypto directly to an external wallet
Cons
  • Final fees vary by partner and payment method
  • Coverage does not guarantee every asset or rail in each country
  • KYC reviews can delay or restrict transactions
  • Apps depend on third-party ramp and banking partners
  • Card fees and spreads vary by payment method
  • Network fees apply to every transaction
  • Paybis Wallet introduces custodial exposure
  • KYC and payment options vary by region
Best forCrypto apps adding fiat rails, Global stablecoin payment products, Remittance and payroll platformsCard-based crypto purchases, Direct wallet delivery, EU and US on-ramp users

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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