Kraken Card vs RedotPay

How Kraken Card vs RedotPay compare on our ratings, crypto card specs, funding, pros and cons.

VS
Feature
Ratings
Our score3.8/53.3/5
User ratingNo reviews yetNo reviews yet
Fees4.53.0
Rewards & cashback4.02.5
Availability3.04.0
App & experience4.03.5
Trust & security3.53.5
Fees & features
Card typeDebitNot disclosed
Card networkMastercardNot disclosed
Card formatVirtualVirtual, Physical
CustodyCustodialCustodial
Max cashback2%Not disclosed
Rewards paid inBTC or EURNot disclosed
Staking needed for top rewards NoNot disclosed
Welcome bonusNew cardholders receive Max tier for 30 days, with 2% cashback.Not disclosed
Card issuance feeFreeNot disclosed
Monthly feeFreeNot disclosed
Annual feeFreeNot disclosed
Foreign exchange fee0%Not disclosed
Crypto conversion spreadVariable spread applies when spending across assetsNot disclosed
ATM withdrawalsNo ATM withdrawal fee from Kraken; third-party ATM fees may applyNot disclosed
Available inEurope (EEA), United Kingdom, United StatesNot disclosed
Spendable assets600+ cryptocurrencies, CashNot disclosed
Card currenciesEURNot disclosed
Spend stablecoinsNot disclosed Yes
Apple Pay Yes Yes
Google Pay Yes Yes
Good forEveryday spending, Travel, Online shopping, Subscriptions & AI toolsNot disclosed
PerksUp to 2% cashback, Up to 6% travel cashback, Instant card lock, Real-time notificationsNot disclosed
Card issuerUAB MonavateNot disclosed
Virtual card feeFreeNot disclosed
Company
Founded20112023
HeadquartersUnited StatesHong Kong
InvestorsDRW Venture Capital, Hong Shan, Jane Street, Oppenheimer Alternative Investment Management +2Mirana Ventures
Strengths and weaknesses
Pros
  • Up to 2% cashback in BTC or EUR
  • No Kraken transaction or foreign-exchange fees
  • No Kraken ATM withdrawal fees
  • Supports 600+ currencies
  • Virtual and physical cards are available
  • Apple Pay and Google Pay compatibility
  • Available in more than 100 countries
  • Cards accepted at over 130 million merchants
Cons
  • Custodial card and account structure
  • Variable spreads may apply when converting between assets at checkout
  • Third-party ATM fees may apply
  • Availability varies by location
  • Custodial account creates provider and compliance exposure
  • Financial audit firms and reports were not named
Best forEveryday crypto spending, Krak app users, Cardholders spending multiple assetsInternational crypto spending, Stablecoin card payments, Apple Pay crypto spending

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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