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Jour Cards vs Kraken Card

How Jour Cards vs Kraken Card compare on our ratings, crypto card specs, funding, pros and cons.

Jour Cards2.5/5
VS
Kraken Card3.8/5
Feature
Jour CardsVisit
Kraken CardVisit
Ratings
Our score2.5/53.8/5
User ratingNo reviews yetNo reviews yet
Fees2.54.5
Rewards & cashback1.04.0
Availability4.03.0
App & experience2.54.0
Trust & security2.53.5
Fees & features
Card typePrepaidDebit
Card networkMastercardMastercard
Card formatVirtualVirtual
CustodyNot disclosedCustodial
Max cashbackNot disclosed2%
Rewards paid inNot disclosedBTC or EUR
Staking needed for top rewards No No
Welcome bonusNot disclosedNew cardholders receive Max tier for 30 days, with 2% cashback.
Card issuance feeNot disclosedFree
Monthly feeNot disclosedFree
Annual feeNot disclosedFree
Foreign exchange feeNot disclosed0%
Crypto conversion spreadNot disclosedVariable spread applies when spending across assets
ATM withdrawalsNot disclosedNo ATM withdrawal fee from Kraken; third-party ATM fees may apply
Available inGlobalEurope (EEA), United Kingdom, United States
Spendable assetsBTC, ETH, USDT, USDC, LTC, DOGE, BNB, DASH, XMR600+ cryptocurrencies, Cash
Top-up networksBitcoin, EthereumNot disclosed
Card currenciesUSDEUR
Spend stablecoins YesNot disclosed
Apple PayNot disclosed Yes
Google PayNot disclosed Yes
Good forOnline shopping, Subscriptions & AI toolsEveryday spending, Travel, Online shopping, Subscriptions & AI tools
PerksNot disclosedUp to 2% cashback, Up to 6% travel cashback, Instant card lock, Real-time notifications
Card issuerNot disclosedUAB Monavate
Virtual card feeNot disclosedFree
Company
Founded20092011
HeadquartersUnited Arab EmiratesUnited States
InvestorsNot disclosedDRW Venture Capital, Hong Shan, Jane Street, Oppenheimer Alternative Investment Management +2
Strengths and weaknesses
Pros
  • Accepts more than 200 cryptocurrencies including privacy assets like Monero
  • Delivers prepaid Visa and Mastercard options without a traditional card application
  • Requires no custodial account balance to fund purchases
  • Offers retail vouchers covering 5,000 international brands
  • Up to 2% cashback in BTC or EUR
  • No Kraken transaction or foreign-exchange fees
  • No Kraken ATM withdrawal fees
  • Supports 600+ currencies
Cons
  • Not a reloadable personal debit card linked to a crypto balance
  • PissedConsumer reviewers report unactivated prepaid cards and non-delivery of codes
  • Customer service response times draw recurring buyer complaints on review platforms
  • Prepaid vouchers carry strict third-party merchant and regional spending limits
  • Custodial card and account structure
  • Variable spreads may apply when converting between assets at checkout
  • Third-party ATM fees may apply
  • Availability varies by location
Best forSpending crypto on retail gift cards, One-off prepaid Mastercard purchases, Shoppers wanting non-custodial crypto checkoutEveryday crypto spending, Krak app users, Cardholders spending multiple assets

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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