BTCPay Server vs CoinGate

BTCPay Server4.1/5

VS

CoinGate4.0/5

Feature	BTCPay ServerVisit	CoinGateVisit
Ratings
Our score	4.1/5	4.0/5
User rating	No reviews yet	No reviews yet
Fees	5.0	3.5
Integrations	4.5	4.5
Settlement options	4.0	4.5
Reliability	4.0	4.0
Support	3.0	3.5
Specs
Processing fee	0%	1%
Settlement	Crypto	Crypto, Stablecoins, Fiat, Auto-conversion
Integrations	WooCommerce, Shopify, Magento, PrestaShop, OpenCart, Odoo, Wix, Pretix, BigCommerce, Zapier, Drupal, Ghost, Invoice Ninja	WooCommerce, Magento 2, PrestaShop, OpenCart, Shopify, WHMCS, Wix, API, Payment links
Invoicing	Yes	Yes
Recurring payments	Yes	Yes
Mass payouts	Yes	Yes
Point of sale	Yes	Not disclosed
Self-hosted option	Yes	No
Business verification (KYB)	No	Yes
Settle in stablecoins	No	Yes
Merchant countries	Not disclosed	180+ countries
API & SDKs	Yes	Yes
Company
Founded	2017	2014
Headquarters	—	Lithuania
Investors	Tether, Kraken, OKCoin, Square Crypto	Not disclosed
Strengths and weaknesses
Pros	Charges 0% processing fees and zero monthly subscription costs Requires no business verification or KYB onboarding to use Settles directly to self-custody wallets without intermediary counterparty risk Supports on-chain Bitcoin and fast Lightning Network transactions	1% processing fee per completed order Fiat, stablecoin and crypto settlement options Plugins for WooCommerce, Shopify, Magento 2 and others Payouts available in 180+ countries
Cons	Requires technical expertise to deploy, configure, and maintain server infrastructure Provides no native automatic fiat conversion or fiat bank settlement Unpatched servers exposed Lightning credentials in an August 2026 vulnerability	Standard-plan settlements run weekly by default Minimum withdrawal fee is 50 EUR Merchant KYC and KYB are required Funds depend on CoinGate while held or converted
Best for	Self-custodial e-commerce merchants, Technical operators running Bitcoin nodes, Stores wanting zero processing fees	E-commerce merchants accepting crypto, EU businesses settling in EUR, Platforms sending crypto payouts

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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