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BingCard vs Kraken Card

How BingCard vs Kraken Card compare on our ratings, crypto card specs, funding, pros and cons.

BingCard2.1/5
VS
Kraken Card3.8/5
Feature
BingCardVisit
Kraken CardVisit
Ratings
Our score2.1/53.8/5
User ratingNo reviews yetNo reviews yet
Fees2.54.5
Rewards & cashback1.04.0
Availability2.53.0
App & experience3.04.0
Trust & security1.53.5
Fees & features
Card typePrepaidDebit
Card networkNot disclosedMastercard
Card formatVirtual, PhysicalVirtual
CustodyCustodialCustodial
KYC required NoNot disclosed
Business card YesNot disclosed
Max cashback0%2%
Rewards paid inNot disclosedBTC or EUR
Staking needed for top rewards No No
Welcome bonusNot disclosedNew cardholders receive Max tier for 30 days, with 2% cashback.
Card issuance fee$25Free
Monthly feeFreeFree
Annual feeFreeFree
Foreign exchange feeNot disclosed0%
Top-up fee1%Not disclosed
Crypto conversion spread0%Variable spread applies when spending across assets
ATM withdrawalsNot disclosedNo ATM withdrawal fee from Kraken; third-party ATM fees may apply
Available inNot disclosedEurope (EEA), United Kingdom, United States
Not available inUnited States, United Kingdom, Germany, France, ItalyNot disclosed
Spendable assetsBTC, ETH, USDT, USDC600+ cryptocurrencies, Cash
Top-up networksBitcoin, EthereumNot disclosed
Card currenciesUSD, HKDEUR
Spend stablecoins YesNot disclosed
Apple PayNot disclosed Yes
Google PayNot disclosed Yes
Good forOnline shopping, Subscriptions & AI tools, AdvertisingEveryday spending, Travel, Online shopping, Subscriptions & AI tools
PerksNot disclosedUp to 2% cashback, Up to 6% travel cashback, Instant card lock, Real-time notifications
Card issuerNot disclosedUAB Monavate
Virtual card fee$25Free
Company
Founded20212011
Headquarters—United States
InvestorsNot disclosedDRW Venture Capital, Hong Shan, Jane Street, Oppenheimer Alternative Investment Management +2
Strengths and weaknesses
Pros
  • Virtual cards issued in five minutes without identity verification
  • High monthly spending limits up to $200,000 on virtual cards
  • Supports deposits in BTC, ETH, USDT, and USDC
  • Zero monthly maintenance fees on the Star virtual and Platinum physical cards
  • Up to 2% cashback in BTC or EUR
  • No Kraken transaction or foreign-exchange fees
  • No Kraken ATM withdrawal fees
  • Supports 600+ currencies
Cons
  • No cashback, points, or loyalty rewards on any card tier
  • High physical card issuance fee of $168
  • Physical card shipping takes up to 25 business days
  • Excluded for US citizens and residents
  • Custodial card and account structure
  • Variable spreads may apply when converting between assets at checkout
  • Third-party ATM fees may apply
  • Availability varies by location
Best forNon-US residents wanting virtual cards, Fast online checkout with crypto, Paying software and ad subscriptionsEveryday crypto spending, Krak app users, Cardholders spending multiple assets

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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