Binance.US vs OKX

Binance.US4.1/5

VS

OKX3.8/5

Feature	Binance.USVisit	OKXVisit
Ratings
Our score	4.1/5	3.8/5
User rating	No reviews yet	No reviews yet
Fees	5.0	3.5
Security & trust	4.0	4.0
Asset selection	4.0	4.5
Ease of use	4.0	3.5
Support	3.5	3.5
Specs
Markets	Spot, OTC	Spot, Futures, Options, P2P
Maker fee	0%	Not disclosed
Taker fee	0.02%	Not disclosed
Coins listed	200	270
Fiat deposit methods	Bank transfer, Card, Apple Pay, Google Pay, ACH	SEPA
KYC required	Yes	Yes
Accepts US customers	Yes	Not disclosed
Proof of reserves	Yes	Yes
Staking / earn	Yes	Yes
Mobile app	Yes	Yes
Licenses & registrations	FinCEN MSB, 32 US State Money Transmitter Licenses	MiCA crypto-asset service provider licence, Malta
Security features	U.S.-based cold storage, Multi-factor authentication, SOC 2 Type II certified, ISO 27001 certified, ISO 27701 certified	Proof of reserves, 1:1 reserves
Futures & perpetuals	No	Yes
Copy trading	No	Not disclosed
P2P market	No	Yes
Earn / savings products	Yes	Yes
User protection fund	No	Not disclosed
Referral program	Yes	Yes
Company
Founded	2019	2017
Headquarters	United States	Seychelles
Investors	RRE Ventures, Circle Ventures, Foundation Capital, Original Capital +1	Not disclosed
Strengths and weaknesses
Pros	0% maker fees across all 250+ spot trading pairs Zero-fee fiat deposits and withdrawals through bank ACH transfers SOC 2 Type II and ISO 27001 third-party security audits Staking support across 25+ proof-of-stake cryptocurrencies	270+ coins supported on the European platform MiCA licence for OKX Europe Limited Spot, futures, options and P2P markets 45th consecutive Proof of Reserves published in July 2026
Cons	Unavailable to residents in 16 U.S. jurisdictions, including New York and Texas ACH fiat deposits carry a mandatory 7-day withdrawal hold Centralized custody model requires full trust in the exchange for fund safety Mandatory KYC identity verification required before trading or depositing	Custodial exchange accounts expose users to platform counterparty risk Product access varies by jurisdiction and requires identity verification Derivatives and pre-market futures add substantial leverage risk Onchain Earn carries smart-contract, validator and redemption risks
Best for	U.S. spot traders placing limit orders, Investors seeking zero-fee ACH deposits, Proof-of-stake crypto holders earning rewards	European multi-market traders, Users seeking staking products, Algorithmic trading users

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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