Recap

Privacy-focused crypto tax calculator generating HMRC-compliant reports across 350+ integrations

Tax tool Founded 2018 United Kingdom
Visit recap.io
Our score
Very good
Tax reports for United Kingdom
Paid plans from (per tax year) $119
Exchange & wallet integrations 350
DeFi & NFT support Yes
Reports produced SA108

What is Recap?

Recap is a privacy-focused cryptocurrency tax calculator and portfolio tracking platform built specifically to produce HMRC-compliant reports for investors and corporate treasuries. The software connects to exchanges and wallets to compute capital gains tax and income tax liabilities while applying domestic UK rules such as bed-and-breakfast matching and section 104 share pooling.

Founding and team

Recap was founded in 2018 and operates out of Covent Garden in the United Kingdom. The company is led by co-founder and chief executive officer Daniel Howitt. The platform was created with an emphasis on data privacy while calculating tax positions.

How the platform works

Users connect their accounts through real-time API keys, public wallet addresses, or standard CSV uploads across more than 350 supported exchanges and platforms. Native on-chain syncing covers Ethereum, BNB Chain, and Polygon, alongside direct integrations for services like Strike, Binance, Kraken, and Coinbase. The platform tracks historical trades, calculates net gains in British pounds, and outputs figures structured for the UK Self Assessment SA108 schedule. It also features a dedicated portal for accounting practices, letting accountants review transaction details and manage client filings collaboratively.

Pricing and regional availability

Recap provides free portfolio tracking and preliminary capital gains previews without requiring a credit card. Full tax report generation runs on tiered pricing, including a basic plan priced at $119 per year for up to 5,000 transactions, supported by a 30-day money-back guarantee. While its core calculation engine is tailored around HMRC guidelines for UK residents and UK company treasury accounts, the platform also provides localized support for South African taxpayers under SARS rules and United States filers.

Milestones and limitations

Recap serves more than 50,000 investors. In December 2020, it partnered with Luno to calculate taxes for savings wallets, followed by a partnership with Hoptrail in September 2023 for compliance analytics, a collaboration with UK exchange Coinpass in April 2025, and Strike integration in January 2026. In May 2026, Recap won Best Tax Product at Tolley's Taxation Awards in London. A key trade-off is its specialized focus: while it handles detailed UK pooling rules, users active on alternative Layer 1 blockchains or niche decentralized protocols outside its direct wallet sync must format and upload transaction data through manual CSVs.

Best for:UK crypto investors filing SA108UK companies managing crypto treasuriesAccountants handling British crypto clientsSouth African SARS tax filers

Pros and cons

Pros

  • Native calculations for HMRC share pooling and bed-and-breakfast rules
  • Over 350 wallet and exchange integrations supported
  • Free portfolio tracking and capital gains tax previews without a credit card
  • Dedicated accountant portal for shared client filing workflows
  • All paid plans include a 30-day money-back guarantee

Cons

  • Direct on-chain syncing covers only Ethereum, BNB Chain, and Polygon
  • Unsupported blockchains and DeFi protocols require manual CSV formatting
  • Paid plans enforce transaction tier caps, starting at 5,000 transactions for $119
  • Primary tax reporting rules are narrow, concentrating largely on the UK

Our review

4.0/5
Very good

Recap offers privacy-centric, HMRC-compliant crypto tax reports tailored specifically for UK rules, but on-chain wallet tracking covers fewer native blockchains than major multichain competitors.

Accuracy4.5
Integrations3.5
Pricing3.5
Report coverage4.0
Ease of use4.0

Recap is a cryptocurrency tax calculator and portfolio tracker founded in 2018 in the United Kingdom by chief executive officer Daniel Howitt. The platform focuses on privacy and local regulatory alignment, serving more than 50,000 investors. In May 2026, Recap won Best Tax Product at Tolley's Taxation Awards in London.

The software specializes in United Kingdom tax rules, natively applying HMRC guidance, share pooling calculations, and bed-and-breakfast matching rules. It also provides outputs aligned with South African Revenue Service (SARS) requirements and supports US filings. Users can calculate capital gains and income taxes, track Lightning disposals via Strike, and generate complete summaries ready for filling out HMRC SA108 forms. An accountant portal enables tax practitioners to connect securely to client transaction histories and collaborate on filings.

For portfolio connectivity, Recap supports over 350 exchange and wallet integrations through real-time API sync and CSV imports, including platforms like Coinbase, Kraken, Binance, and Coinpass. Direct on-chain wallet tracking is narrow. It covers only Ethereum, BNB Chain, and Polygon. Users active across Solana, Cosmos, or emerging layer-2 networks must rely on manual CSV imports to incorporate wallet activity.

Recap lets users preview capital gains and track portfolio valuations for free, while annual filing tiers start at $119 per year for up to 5,000 transactions with unlimited integrations. The service suits UK-based crypto investors, businesses managing treasury disposals, and accountants needing direct HMRC-aligned reporting. Investors who trade heavily across unintegrated layer-1 blockchains should consider tools with broader automated chain support.

Listings are researched and drafted with AI assistance from public sources, then checked for accuracy and readability. Spot an error? Tell us. Editorial policy.
Sources (1)

Specs

Tax reports for United Kingdom
Paid plans from (per tax year) $119 · unverified
Exchange & wallet integrations 350 · unverified
DeFi & NFT support Yes · unverified
Reports produced SA108 · unverified
Accountant portal Yes
Tax professional support Yes · unverified

Not disclosed by the provider: Free plan, TurboTax export, Mobile app, Free trial.

Data from the provider's website and public sources. Fees and availability change; confirm on the official site before you sign up.

Key features

HMRC rule automation

Applies bed-and-breakfast rules, same-day matching, and section 104 share pooling to calculate capital gains for the SA108 form.

Direct blockchain syncing

Imports on-chain transaction history directly from Ethereum, BNB Chain, and Polygon wallet addresses.

Corporate treasury accounting

Processes Lightning payments and trading disposals for UK company corporation tax reporting, including direct imports from Strike.

Accountant collaboration portal

Permits accounting practices to view client activity, verify transaction classifications, and generate filing reports.

Real-time exchange integrations

Syncs read-only trading history via API across more than 350 exchanges, including Coinbase, Kraken, and Binance.

Portfolio valuation tracking

Monitors total asset holdings and calculates live portfolio valuations in British pounds alongside historical performance.

Inside Recap

Recap Crypto Tax Software

Calculates capital gains and income taxes according to HMRC and SARS rules, producing reports used to complete tax filings such as the UK SA108.

Recap Crypto Portfolio Tracker

Tracks historical transactions, digital asset values in local currency, and overall performance in real time across connected exchanges and wallets.

Recap for Accountants

Provides accounting practices with a collaborative workspace to inspect client transaction histories and prepare compliant crypto tax returns.

Recap screenshots

The homepage presents UK-focused crypto tax software with a tax report illustration and navigation links
The homepage presents UK-focused crypto tax software with a tax report illustration and navigation links · Oct 20, 2026

What users say about Recap

User sentiment is generally positive, with users recommending Recap for handling UK capital gains tax calculations and large volumes of transactions. Complaints or concerns are minimal, primarily revolving around discrepancies between marketed privacy guarantees and backend data handling.

Top goods

  1. Accurate UK capital gains tax reporting 4 people 123

In their own words

“I just did over 900k 3200 disposals using recap.io. The report was satisfactory, with 29000 transactions HMRC only want you to be as accurate as possible and the price for that was £175 with discount code. Seemed reasonable.”
Reddit · r/UKPersonalFinance · Jun 1, 2026 · View post
“Recap.io is great and easy, but £119.”
Reddit · r/BitcoinUK · Mar 23, 2026 · View post
“I read the same but tbh I don’t trust it. I looked into them properly and tbh the marketing doesn’t match their own legal docs.”
Reddit · r/CryptoTax · May 24, 2026 · View post

Based on 13 Reddit posts and comments from the last 12 months, checked Oct 20, 2026. These are posts by users on other sites, not reviews submitted on CryptoReview.

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FAQ

Who founded Recap?

Recap was co-founded by Daniel Howitt, who is the company's chief executive officer. The platform was established in the United Kingdom in 2018.

How much does Recap cost?

Portfolio tracking and capital gains tax previews are free. Paid tax reporting plans start at $119 per tax year for up to 5,000 transactions, and all paid tiers include unlimited integrations and a 30-day money-back guarantee.

Which countries does Recap support for crypto taxes?

Recap provides localized tax calculations specifically for the United Kingdom, South Africa, and the United States. Its core reporting is built around HMRC capital gains rules and SARS compliance.

Which blockchains does Recap track directly?

Recap offers direct on-chain tracking for Ethereum, BNB Chain, and Polygon wallets. Other networks require manual CSV transaction imports.

Does Recap offer an accountant portal?

Yes, Recap for Accountants allows accounting firms and tax professionals to securely access client crypto transaction data and generate filing-ready tax reports.

Latest from Recap on X

Recap
@recap_io · 2.6K followers
Follow
Is comparing crypto to puppies crazy or obvious? 🤨
https://t.co/Xffuw7i6ts https://t.co/saqrHIgf3w
Image attached to the post
0 0 3 128 View on X
🎉 We’re thrilled to announce that Recap has won the Best Tax Product at Tolley's Tax Awards in London, May 2026!

This recognition follows our Honorable Mention in 2023.

Our win highlights our expertise in capital gains tax for crypto and showcases our innovative approach to efficiently manage digital assets while ensuring privacy, all mapped to HMRC's regulations. 🚀

#TaxAwards2026 #BestTaxProduct #RecapWinner #CryptoTaxExperts #DigitalAssetsManagement #InnovationInFinance #HMRCCompliance
Image attached to the post
2 0 7 182 View on X
Thrilled to share Recap is shortlisted for Best Tax Technology Product at the 2026 Tolley's Taxation Awards! 🏆 Huge thanks to our team and supporters for making crypto tax easier. Winners announced May 14 at Hilton Park Lane, London. Fingers crossed! https://t.co/nFMtjZOf35
Image attached to the post
0 0 1 107 View on X
🚀 Strike is now supported on Recap!

Import your @Strike transactions for:

👤 Personal crypto tax calculations
🏢 UK company treasury accounting

We handle:
✅ HMRC share pooling & matching rules
✅ Lightning payment disposals
✅ Corporation tax reporting for treasuries
✅ Capital Gains Tax calculations

Get started → https://t.co/rwo0mCMQk9

@Strike @jackmallers
1 0 2 247 View on X
The FCA’s lifting the crypto ETN ban 🇬🇧

Our take @recap_io:
1️⃣ Good call — safer, regulated access
2️⃣ Boosts tax clarity for UK investors
3️⃣ Next step? Allow ETFs — better structure, lower fees

📘 Read more: https://t.co/Z2GFcuq6vh
1 1 6 2K View on X

Recent public posts from @recap_io, shown as published. Not reviewed or endorsed by CryptoReview.

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