Divly

European crypto tax platform generating localized reports and official forms for 13 countries

Tax tool Founded 2021 Sweden Oct 20

Visit divly.com

4.1/ 5

Our score

Very good

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Tax reports for United KingdomGermanyFranceNetherlands+3

Paid plans from (per tax year) $39

Exchange & wallet integrations 200

Reports produced K4Anlage SOForm 2086PIT-38

What is Divly?

Divly is a European crypto tax calculation platform designed to automate tax reporting and generate official country-specific filing documents. Based in Stockholm, the service supports more than 10,000 currencies and connects to over 200 exchanges and wallets to parse transaction history into localized tax calculations.

Founding and backing

The company was founded in 2021 by Carl Gärdsell and Ruben Rehn. Headquartered in Stockholm, Sweden, Divly operates with a team of 9 people. In March 2023, the startup raised a $400,000 pre-seed funding round backed by DHS Venture Partners, Greens Ventures, and YEoS Ventures to expand its localized tax reporting software across Europe.

How the platform works

Users connect their exchanges, blockchain wallets, and custodial services through read-only API keys or by uploading CSV export files. The software identifies taxable dispositions, internal transfers, and income events. Because tax rules differ significantly across European jurisdictions, Divly applies country-specific accounting methods, such as Average Cost Basis (genomsnittsmetoden) for Sweden or standard FIFO rules across other European markets. It then produces finished filings in local languages, including Sweden's K4, Germany's Anlage SO, and France's Form 2086.

Pricing and account access

Divly offers dedicated interfaces for individuals, businesses, and accounting firms managing client portfolios. Tax report downloads start at €39 per tax year for up to 100 transactions, scaling upward based on trading activity. Users can register without identity verification, providing only an email address, and transaction records can be deleted from the platform at any time.

Regional coverage and trade-offs

The platform supports 13 countries across Europe, including Sweden, Germany, France, Finland, Italy, and the United Kingdom. While Divly specializes in European reporting guidelines, its catalog of over 200 wallet and exchange integrations is smaller than international competitors that support over 1,000 services. Complex DeFi activities and unlisted platforms require manual CSV configuration to avoid misclassified transactions, and pricing increases as transaction volume expands across tax years.

Founders

Carl GärdsellCo-Founder & CEO

Ruben RehnCo-Founder

Best for:Swedish crypto traders filing K4 formsEuropean investors wanting local-language formsAccountants managing European client crypto taxesPrivacy-focused filers avoiding identity verification

Pros and cons

Pros

Generates official national forms like K4 and Anlage SO in local languages
Applies Sweden's Average Cost Basis alongside standard European FIFO rules
Paid tax reports start at €39 per tax year for up to 100 transactions
No identity verification required beyond an email address

Cons

Supports over 200 integrations, fewer than major global competitors
Coverage limited to 13 European countries
Complex DeFi transactions may require manual CSV adjustments
Higher trading volumes trigger increased report fees

Our review

4.1/5

Very good

Divly delivers tailored European tax forms like Sweden's K4 and Germany's Anlage SO, but covers fewer countries and integrations than global competitors like Koinly.

Accuracy4.5

Integrations3.5

Pricing4.0

Report coverage4.5

Ease of use4.0

Founded in Stockholm in 2021 by Carl Gärdsell and Ruben Rehn, Divly is a crypto tax platform built specifically around European reporting rules. The company raised a $400,000 pre-seed round in March 2023 from DHS Venture Partners, Greens Ventures, and YEoS Ventures. Its core advantage lies in generating local-language tax reports aligned directly with domestic authorities, such as the K4 form for Sweden, Anlage SO for Germany, Form 2086 for France, and PIT-38 reporting figures for Poland.

The software supports both FIFO accounting and Sweden's average cost basis method (genomsnittsmetoden). Users connect wallets and exchanges using read-only API keys or CSV uploads. While Divly integrates with regional platforms like Safello and Bitvavo alongside global exchanges like Binance and Coinbase, its catalog of over 200 integrations is smaller than Koinly's 1,000+. Active decentralized finance traders who rely on niche protocols or less common chains will often find themselves importing transactions through manual CSV files.

Divly offers dedicated account views for individuals, businesses, and accounting professionals through an accountant portal that lets practitioners manage multiple client files. For privacy, the platform requires only an email address to register, performs no KYC verification, and stores user data on European servers under GDPR standards. Paid plans start at €39 per tax year for up to 100 transactions, which includes report downloads.

Divly suits European crypto investors seeking out-of-the-box local tax forms without hiring an accountant for manual calculations. Investors located in unsupported regions like the United States or traders who require extensive support for complex DeFi protocols should consider tools with broader international coverage.

Listings are researched and drafted with AI assistance from public sources, then checked for accuracy and readability. Spot an error? Tell us. Editorial policy.

Sources (1)

Divly crypto taxes without the headache

Specs

Tax reports for	United Kingdom, Germany, France, Netherlands, Spain, Italy, Other · unverified
Paid plans from (per tax year)	$39 · unverified
Exchange & wallet integrations	200
Reports produced	K4, Anlage SO, Form 2086, PIT-38 · unverified
Accountant portal	Yes
Tax professional support	Yes · unverified

Not disclosed by the provider: Free plan, DeFi & NFT support, TurboTax export, Mobile app, Free trial.

Data from the provider's website and public sources. Fees and availability change; confirm on the official site before you sign up.

Key features

Localized tax forms

Generates country-specific tax documents in local languages, including Sweden's K4, Germany's Anlage SO, and France's Form 2086.

Exchange and wallet importing

Connects to more than 200 exchanges and wallets using read-only API keys or standard CSV spreadsheet uploads.

Jurisdiction-specific cost methods

Calculates capital gains using regional rules, including Average Cost Basis for Sweden and FIFO for other EU nations.

Multi-asset tracking

Tracks portfolio valuations and tax obligations across more than 10,000 cryptocurrencies and tokens.

Accountant portal

Includes a professional workspace that lets tax professionals invite clients and manage multiple crypto tax files together.

Data privacy controls

Requires only an email address without KYC identity checks and lets users delete imported transaction data at any time.

Inside Divly

Divly for Individuals

The consumer tax tool imports transactions across wallets and exchanges to track taxable gains and generate localized tax forms.

Divly for Companies

A crypto accounting dashboard designed to help corporate entities track crypto balances and manage taxable business transactions.

Divly for Accountants

A professional portal that allows tax advisors and accounting firms to oversee and generate reports for multiple client portfolios.

Divly screenshots

Divly’s homepage presents a cryptocurrency tax platform with headline, feature bullets, product image, and navigation · Oct 20, 2026

What users say about Divly

Divly provides tax reporting guides and calculation resources for cryptocurrency transactions, including staking rewards and exchange transfers across different jurisdictions.

Based on 3 Reddit posts and comments from the last 12 months, checked Oct 20, 2026. These are posts by users on other sites, not reviews submitted on CryptoReview.

User reviews

No user reviews yet. Have you used Divly? Share your experience below.

Funding and investors

$400KTotal raised

1Round

3Investors

Pre-Seed Mar 2023 $400K

DV DHS Venture PartnersVenture capital GV Greens VenturesVenture capital YV YEoS VenturesVenture capital
Source

FAQ

Who founded Divly?

Divly was founded in 2021 by Carl Gärdsell and Ruben Rehn in Stockholm, Sweden. The platform raised a $400,000 pre-seed funding round in March 2023.

How much does Divly cost?

Divly's paid tax report downloads start at €39 per tax year for users with up to 100 transactions. Higher transaction tiers are available for active traders.

Which countries does Divly support?

Divly supports taxpayers in Sweden, Germany, France, Finland, Italy, Poland, Denmark, Belgium, Estonia, the Netherlands, Norway, Spain, and the United Kingdom. Country-specific reports match the format requirements of each local tax agency.

Does Divly require KYC verification?

No, Divly requires only an email address and read-only transaction history to calculate your taxes. The platform supports privacy-focused email providers and lets users delete imported data at any time.

Can my accountant access my Divly account?

Yes, Divly includes an accountant feature that lets you invite an external tax professional to review or edit your account. Accounting practices can also manage multiple client files through a dedicated portal.

Does Divly have its own crypto token?

No, Divly is a conventional software platform and does not issue a cryptocurrency token.

Latest from Divly on X

Divly

@DivlyTaxes · 141 followers

Apr 9, 2024

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Feb 1, 2024

Taxes account for 24x the cost of your crypto trading fees and many people don't know this!
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Dec 1, 2023

Caught between the latest meme coin craze and a smooth tax season? 😅 No need to choose! With Divly, you get the best of both worlds

with Divly, tax season is never taxing! 🚀

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