SimpleSwap vs Uphold

SimpleSwap4.1/5

VS

Uphold3.9/5

Feature	SimpleSwapVisit	UpholdVisit
Ratings
Our score	4.1/5	3.9/5
User rating	No reviews yet	No reviews yet
Fees	3.0	3.0
Security & trust	4.0	4.0
Asset selection	5.0	4.5
Ease of use	4.5	4.5
Support	4.0	3.5
Specs
Markets	Spot	Spot
Coins listed	2,800	300
Fiat deposit methods	Card	Bank transfer, Card, ACH
KYC required	No	Yes
Accepts US customers	Not disclosed	Yes
Proof of reserves	Not disclosed	Yes
Staking / earn	Not disclosed	Yes
Mobile app	Yes	Yes
Licenses & registrations	Not disclosed	Broker-Dealer, US
Security features	Non-custodial architecture, Direct wallet settlements	Two-factor authentication, Assisted self-custody vault, Real-time reserve transparency
Futures & perpetuals	No	Not disclosed
Copy trading	No	Not disclosed
P2P market	No	Not disclosed
Earn / savings products	Not disclosed	Yes
Referral program	Yes	Not disclosed
Company
Founded	2018	2015
Headquarters	—	United States
Investors	Not disclosed	Not disclosed
Strengths and weaknesses
Pros	No account registration required for standard crypto-to-crypto swaps Non-custodial model delivers converted assets directly to personal wallets Extensive catalog covering more than 2,800 cryptocurrencies Choice between fixed guaranteed rates and floating market rates	Trades directly between crypto, fiat, metals, and stocks in one step Publishes verifiable reserve data updated every 30 seconds Supports over 300 assets and 4,000 U.S. equities Offers assisted self-custody with two-of-three key control
Cons	Built-in exchange spreads can exceed traditional spot order-book trading fees Transactions flagged by automated AML risk scoring trigger sudden KYC holds No order books, limit orders, futures, or margin trading Fiat purchases rely on third-party processors with separate fees and verification	Uses spread-based quote pricing rather than standalone order books Temporary deposit restrictions in the European Union pending MiCAR review Mandatory KYC identity verification required for all accounts
Best for	Registration-free crypto-to-crypto swaps, Non-custodial cross-chain transfers, Trading rare altcoins without CEX balances	Multi-asset retail investors, Direct crypto-to-equity conversions, Users prioritizing real-time reserve auditing

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