Paybis vs Transak

How Paybis vs Transak compare on our ratings, on-ramp specs, funding, pros and cons.

Paybis4.2/5
VS
Transak3.7/5
Feature
Ratings
Our score4.2/53.7/5
User ratingNo reviews yetNo reviews yet
Fees3.53.0
Coverage4.54.5
Payment methods4.54.0
Ease of use4.54.0
Support4.03.0
Specs
ServiceOn-ramp, Off-ramp, Widget / APIOn-ramp, Off-ramp, Widget / API
Payment methodsCard, Bank transfer, Apple Pay, Google Pay, SEPACard, Bank transfer, Apple Pay, SEPA
Typical feeFirst card purchase: 0 Paybis fee. Other fees are shown at checkout and included in the quoted exchange rate.Quoted-rate spread of 0% to 2.5%, depending on currency volatility
Countries180Not disclosed
AssetsNot disclosed136
Developer widget / API Yes Yes
KYC required Yes Yes
Sell to fiat (off-ramp) Yes Yes
Apple Pay Yes Yes
Delivery timeWithin minutes for card purchases, subject to payment clearance and network congestionInstant settlements
Company
Founded2014—
Headquarters——
InvestorsNot disclosedIDG Capital, Tether
Strengths and weaknesses
Pros
  • Serves more than 180 countries and 48 US states
  • Offers over 35 payment methods
  • First card purchase has a Paybis fee of 0
  • Sends crypto directly to an external wallet
  • 136+ assets across 45+ networks
  • On-ramps and off-ramps in one API
  • Supports cards, bank transfers, SEPA and Apple Pay
  • Virtual accounts support bank-to-wallet stablecoin deposits
Cons
  • Card fees and spreads vary by payment method
  • Network fees apply to every transaction
  • Paybis Wallet introduces custodial exposure
  • KYC and payment options vary by region
  • Quoted-rate spread can reach 2.5%
  • Payment and asset availability varies by region
  • Applications depend on banking and payment partners
  • A 2024 security incident affected 1.14% of users
Best forCard-based crypto purchases, Direct wallet delivery, EU and US on-ramp usersWallet and exchange integrations, Fintech stablecoin payments, Cross-border payout applications

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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