Paybis vs Switchere

Paybis4.2/5

VS

Switchere3.8/5

Feature	PaybisVisit	SwitchereVisit
Ratings
Our score	4.2/5	3.8/5
User rating	No reviews yet	No reviews yet
Fees	3.5	3.0
Coverage	4.5	4.0
Payment methods	4.5	4.5
Ease of use	4.5	4.0
Support	4.0	3.5
Specs
Service	On-ramp, Off-ramp, Widget / API	On-ramp, Off-ramp, Widget / API
Payment methods	Card, Bank transfer, Apple Pay, Google Pay, SEPA	Card, Bank transfer, Apple Pay, Google Pay, SEPA, PIX
Typical fee	First card purchase: 0 Paybis fee. Other fees are shown at checkout and included in the quoted exchange rate.	Calculated per transaction and shown before confirmation
Countries	180	Not disclosed
Assets	Not disclosed	70
Minimum purchase	Not disclosed	$5
Developer widget / API	Yes	Yes
KYC required	Yes	No
Sell to fiat (off-ramp)	Yes	Yes
Apple Pay	Yes	Yes
Max purchase	Not disclosed	$20,000
Delivery time	Within minutes for card purchases, subject to payment clearance and network congestion	Seconds to under an hour depending on network
Company
Founded	2014	2019
Headquarters	—	Lithuania
Investors	Not disclosed	Not disclosed
Strengths and weaknesses
Pros	Serves more than 180 countries and 48 US states Offers over 35 payment methods First card purchase has a Paybis fee of 0 Sends crypto directly to an external wallet	Delivers crypto directly to external wallets across 20+ supported blockchains First-time transactions benefit from a 0% service fee promotional rate Card orders start at a low $5 minimum purchase threshold SEPA bank transfers support high-volume transactions up to €1,000,000
Cons	Card fees and spreads vary by payment method Network fees apply to every transaction Paybis Wallet introduces custodial exposure KYC and payment options vary by region	Not available to residents of the United Kingdom and restricted sanctioned jurisdictions Card issuers may classify card transactions as cash advances with extra charges Basic verification accounts for non-Eurozone residents carry a €700 monthly ceiling Dynamic fee rates are calculated per trade rather than published as flat schedules
Best for	Card-based crypto purchases, Direct wallet delivery, EU and US on-ramp users	European buyers using SEPA transfers, Cardholders wanting non-custodial delivery, Small retail buys starting from $5

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