Paybis vs Simplex

How Paybis vs Simplex compare on our ratings, on-ramp specs, funding, pros and cons.

Paybis4.2/5
VS
Simplex3.7/5
Feature
Ratings
Our score4.2/53.7/5
User ratingNo reviews yetNo reviews yet
Fees3.52.5
Coverage4.54.5
Payment methods4.54.5
Ease of use4.53.5
Support4.03.5
Specs
ServiceOn-ramp, Off-ramp, Widget / APIOn-ramp, Off-ramp, Widget / API
Payment methodsCard, Bank transfer, Apple Pay, Google Pay, SEPACard, Bank transfer, Apple Pay, Google Pay, SEPA, ACH, PIX
Typical feeFirst card purchase: 0 Paybis fee. Other fees are shown at checkout and included in the quoted exchange rate.3.5% to 5% of the transaction value, with a minimum fee of US$10 for card purchases; network fees and partner spreads may also apply.
Countries180190
AssetsNot disclosed200
Developer widget / API Yes Yes
KYC required YesNot disclosed
Sell to fiat (off-ramp) Yes Yes
Apple Pay Yes Yes
Delivery timeWithin minutes for card purchases, subject to payment clearance and network congestionInstant fiat-to-crypto conversion
Company
Founded20142014
Headquarters—Israel
InvestorsNot disclosedNot disclosed
Strengths and weaknesses
Pros
  • Serves more than 180 countries and 48 US states
  • Offers over 35 payment methods
  • First card purchase has a Paybis fee of 0
  • Sends crypto directly to an external wallet
  • Supports 200+ cryptocurrencies and 100+ fiat currencies
  • Offers cards, bank transfers and local payment methods
  • Reaches 245+ global markets through partner platforms
  • Provides widget and API integrations for businesses
Cons
  • Card fees and spreads vary by payment method
  • Network fees apply to every transaction
  • Paybis Wallet introduces custodial exposure
  • KYC and payment options vary by region
  • Card processing costs 3.5% to 5%, with a US$10 minimum
  • Network fees and partner spreads can increase total purchase costs
  • Asset and payment availability varies by location and partner
  • Transactions depend on banking partners and card-network approval
Best forCard-based crypto purchases, Direct wallet delivery, EU and US on-ramp usersExchange and wallet integrations, Card-based crypto purchases, Businesses needing chargeback protection

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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