Onramper vs Simplex

How Onramper vs Simplex compare on our ratings, on-ramp specs, funding, pros and cons.

VS
Simplex3.7/5
Feature
Ratings
Our score4.0/53.7/5
User ratingNo reviews yetNo reviews yet
Fees3.52.5
Coverage4.54.5
Payment methods4.54.5
Ease of use4.03.5
Support3.53.5
Specs
ServiceOn-ramp, Off-ramp, Widget / API, AggregatorOn-ramp, Off-ramp, Widget / API
Payment methodsCard, Bank transfer, Apple Pay, Google PayCard, Bank transfer, Apple Pay, Google Pay, SEPA, ACH, PIX
Typical feeGenerally no added fee for end users; the underlying provider sets the transaction rate.3.5% to 5% of the transaction value, with a minimum fee of US$10 for card purchases; network fees and partner spreads may also apply.
Countries190190
Assets2,000200
Developer widget / API Yes Yes
KYC required YesNot disclosed
Sell to fiat (off-ramp) Yes Yes
Apple Pay Yes Yes
Delivery timeNot disclosedInstant fiat-to-crypto conversion
Company
Founded—2014
Headquarters—Israel
InvestorsNot disclosedNot disclosed
Strengths and weaknesses
Pros
  • 30+ onramp providers through one integration
  • 175+ payment methods across 190+ countries
  • More than 1,500 supported cryptocurrencies
  • Routing considers fees and KYC friction
  • Supports 200+ cryptocurrencies and 100+ fiat currencies
  • Offers cards, bank transfers and local payment methods
  • Reaches 245+ global markets through partner platforms
  • Provides widget and API integrations for businesses
Cons
  • Final fees and spreads depend on the selected ramp
  • KYC, approval and settlement depend on third-party providers
  • Regional asset and payment coverage varies by country
  • Payments can be rejected, reversed or held for compliance review
  • Card processing costs 3.5% to 5%, with a US$10 minimum
  • Network fees and partner spreads can increase total purchase costs
  • Asset and payment availability varies by location and partner
  • Transactions depend on banking partners and card-network approval
Best forWallet and exchange developers, Apps needing global payment coverage, Businesses adding offramp flowsExchange and wallet integrations, Card-based crypto purchases, Businesses needing chargeback protection

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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