Guardarian vs Paybis

How Guardarian vs Paybis compare on our ratings, on-ramp specs, funding, pros and cons.

VS
Paybis4.2/5
Feature
Ratings
Our score3.6/54.2/5
User ratingNo reviews yetNo reviews yet
Fees3.53.5
Coverage4.54.5
Payment methods3.54.5
Ease of use3.54.5
Support3.04.0
Specs
ServiceOn-ramp, Off-ramp, Widget / APIOn-ramp, Off-ramp, Widget / API
Payment methodsCard, Bank transfer, Apple Pay, Google PayCard, Bank transfer, Apple Pay, Google Pay, SEPA
Typical feeNo extra feesFirst card purchase: 0 Paybis fee. Other fees are shown at checkout and included in the quoted exchange rate.
Countries170180
Assets1,000Not disclosed
Minimum purchase$15Not disclosed
Developer widget / API Yes Yes
KYC requiredNot disclosed Yes
Sell to fiat (off-ramp) Yes Yes
Apple Pay Yes Yes
Max purchase$50,000Not disclosed
Delivery timeLess than 5 minutes for some card purchases; instant exchanges are offeredWithin minutes for card purchases, subject to payment clearance and network congestion
Company
Founded20172014
HeadquartersCzech Republic—
InvestorsNot disclosedNot disclosed
Strengths and weaknesses
Pros
  • Supports 1,000+ cryptocurrencies and 30+ fiat currencies
  • Available across 170+ countries
  • Offers both crypto purchases and fiat cashouts
  • Provides widget and API integrations for businesses
  • Serves more than 180 countries and 48 US states
  • Offers over 35 payment methods
  • First card purchase has a Paybis fee of 0
  • Sends crypto directly to an external wallet
Cons
  • Payment costs and spreads can vary by method
  • KYC checks can interrupt an initially account-free flow
  • Banking partners can delay or reverse payments
  • Country and asset availability varies by payment rail
  • Card fees and spreads vary by payment method
  • Network fees apply to every transaction
  • Paybis Wallet introduces custodial exposure
  • KYC and payment options vary by region
Best forGlobal crypto buyers, Account-free first purchases, Businesses embedding fiat accessCard-based crypto purchases, Direct wallet delivery, EU and US on-ramp users

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

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