CryptoReview
Submit listing

Gemini Credit Card vs MetaMask Card

How Gemini Credit Card vs MetaMask Card compare on our ratings, crypto card specs, funding, pros and cons.

Gemini Credit Card3.7/5
VS
MetaMask Card3.6/5
Feature
Gemini Credit CardVisit
MetaMask CardVisit
Ratings
Our score3.7/53.6/5
User ratingNo reviews yetNo reviews yet
Fees4.53.5
Rewards & cashback3.54.0
Availability2.53.0
App & experience4.04.0
Trust & security4.03.5
Fees & features
Card typeCreditDebit
Card networkMastercardMastercard
Card formatPhysical, VirtualVirtual, Physical, Metal
CustodyCustodialSelf-custodial
KYC required YesNot disclosed
Business card NoNot disclosed
Max cashback4%3%
Rewards paid inBitcoin or 50+ cryptocurrenciesmUSD
Staking needed for top rewards NoNot disclosed
Monthly feeFreeNot disclosed
Annual feeFree$199
Foreign exchange fee0%0%
Top-up feeNot disclosedOn-chain gas applies to every top-up and spend, typically around $0.01
ATM withdrawalsNot disclosedFree up to $1,200/month for Metal
Daily spending limitNot disclosed$15,000 Virtual; $30,000 Metal
ATM withdrawal limitNot disclosed$1,000/day Virtual; $5,000/day Metal
Available inUnited StatesUnited States
Spendable assetsBTC, SOL, XRPmUSD, USDC, USDT, wETH, EURe, GBPe, aUSDC, amUSD, aBasUSDC
Top-up networksNot disclosedLinea, Solana, Base, Monad
Card currenciesUSDNot disclosed
Spend stablecoins No Yes
Apple PayNot disclosed Yes
Google PayNot disclosed Yes
Good forEveryday spending, Travel, Online shoppingEveryday spending, Travel, Online shopping
PerksMastercard World Elite, No foreign transaction fees, Instant rewards depositmUSD cashback, Cashback on Linea, Boosted yield on Aave, Hotel discounts, Blackbird benefits
Card issuerWebBankCross River Bank
Virtual card feeNot disclosedFree
Referral program YesNot disclosed
Company
Founded20142024
HeadquartersUnited States—
InvestorsNot disclosedNot disclosed
Strengths and weaknesses
Pros
  • No annual fee and zero foreign transaction fees
  • Up to 4% rewards paid in choice of over 50 cryptocurrencies
  • No token staking or balance lock-ups required for reward tiers
  • Rewards deposit automatically without manual claim steps
  • Self-custodial wallet funding
  • Free Virtual card option
  • Supports four blockchain networks
  • Apple Pay and Google Pay support
Cons
  • Top 4% tier limited to $300 in monthly spend
  • Available only to United States residents with credit approval
  • Custodial reward payout requires holding assets on Gemini
  • Revolving credit model subject to standard interest rates on balances
  • Metal card costs $199 annually
  • Cashback is paid in mUSD
  • Headline Metal cashback stops after $10,000 annual spending
  • Frequent top-ups add on-chain gas costs
Best forUS credit card spenders, Automated daily crypto accumulators, No-annual-fee rewards seekersSelf-custodial crypto spending, US stablecoin payments, Apple Pay crypto users

Highlighted cells show the stronger value in each row. Data comes from each provider's site and public sources; check details before you sign up.

More comparisons

Bleap vs Gemini Credit Card