Flexa vs Speed

Flexa4.1/5

VS

Speed4.0/5

Feature	FlexaVisit	SpeedVisit
Ratings
Our score	4.1/5	4.0/5
User rating	No reviews yet	No reviews yet
Fees	4.5	4.5
Integrations	4.0	4.0
Settlement options	4.5	4.5
Reliability	4.5	4.0
Support	3.0	3.0
Specs
Processing fee	Not disclosed	1%
Settlement	Crypto, Stablecoins, Fiat, Auto-conversion	Crypto, Stablecoins, Fiat
Coins supported	99	3
Integrations	Base Pay, iOS SDK, Android SDK, React Native SDK	WooCommerce, REST API
Recurring payments	Not disclosed	Yes
Mass payouts	Yes	Yes
Point of sale	Yes	Yes
Self-hosted option	No	No
Business verification (KYB)	Yes	Not disclosed
Settle in stablecoins	Yes	Yes
Merchant countries	United States, Canada, El Salvador	United States, United Arab Emirates, India
API & SDKs	Yes	Yes
Company
Founded	2018	—
Headquarters	United States	United States
Investors	Pantera Capital, 1kx, Access Ventures, Nima Capital	Not disclosed
Strengths and weaknesses
Pros	Supports 99+ digital assets Lists 0% conversion and custody fees on payouts Offers online, in-app and point-of-sale acceptance Supports self-custody wallets through mobile SDKs	Under three-second transaction settlement on the Lightning Network No monthly platform fee and no setup fee 0% fee on transactions paid via the native Speed Wallet Flat 1% fee for checkouts using external wallets
Cons	Merchant coverage varies by country and regulatory requirements AMP collateral adds technical and token-system dependency Crypto payment mistakes are generally irreversible Specific asset and network availability depends on integration	No self-hosted deployment option for running private nodes Coin selection is limited to Bitcoin, USDT, and USDC
Best for	Multichannel crypto acceptance, Self-custody wallet integrations, SEPA-region merchants	E-commerce stores accepting Lightning payments, Merchants wanting stablecoin auto-settlement, Platforms running automated affiliate payouts

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